Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... Toon meer
Bedrijf heeft geantwoord
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I've had a really hard time finding a suitable lender that is willing to give me a loan and a not outrageous one on top of that to be able to payoff all my credit card bills and I happen to get refer... Toon meer
Bedrijf heeft geantwoord
Easy application. Fast funding less than 48 hours. Perfect loan amount for my needs. Felt good to consolidate all of my credit card debt to a lower rate, saved me thousands. Interest rate was a b... Toon meer
Bedrijf heeft geantwoord
Happy Money is my go to for personal loans. They have competitive rates and their loan approval process and payment process is super easy to navigate. They partner with credit unions, as well. All... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
Geschreven door het bedrijf
Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.
Contactgegevens
21515 Hawthorne Blvd, Suite 200 , 90503, Torrance, Verenigde Staten
- 1-800-878-0901
- success@happymoney.com
- happymoney.com
4,7
Uitstekend
847 reviews
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It was easy and smooth process thanks
17 januari 2026
Antwoord van Happy Money
We're happy to hear that your experience was easy and smooth. Thank you for your positive feedback!
This was a very easy process and…
This was a very easy process and experience to be able to obtain funds quickly to payoff credit cards to improve my credit score.
15 januari 2026
Antwoord van Happy Money
We're happy to hear that the process was easy and quick for you! Thank you for sharing your positive experience!
Great experience
Happy money made the process smooth and easy. They also had the best interest rate I could find. Customer service is great. I would definitely use them again in the future.
16 januari 2026
Antwoord van Happy Money
We're happy to hear that the process was smooth and easy for you! We're also glad you found a great interest rate and enjoyed our customer service. Thank you!
Smooth application, great rate and quick funding
The application process was very smooth and any time I needed to upload a document they offered to upload it for me via emails. They went out of their way to make the process as easy as possible. The rate and amount I was offered was much better and much more than other places so the decision to go with Happy Money was an easy one. I used to deal primarily with just one lender for personal loans and I used this one to pay off 2 loans with the other company and will continue to use Happy Money as long as they keep giving me great offers like they did here!!
16 januari 2026
Antwoord van Happy Money
We're happy to hear that the application process was smooth and easy! It's great to know that our offers met your needs and that you'll continue using our services. We appreciate your positive feedback.
Antwoord van Happy Money
Thank you for the review! Hi, we are so happy you've had a wonderful experience.
Antwoord van Happy Money
We love to hear it! 😍 🙌Money really can be a tool for happiness.
Comfort and relief
I was kind of hesitance at first, being that my debt to income ratio was just ok. This was the second time using Credit Karma site as a reference to financing. Both times resulted in a positive outcome. But I was really impressed and thankful for Happy Money for the opportunity they gave me. The application process was reasonable, fair and short with a quick turnaround time frame. The AI communication was excellent on handling a particular situation I had needing to upload additional documents. Overall this was one exceptional experience that has allowed me to finally get some sleep at night. I would highly recommend using Happy Money to others for your financial freedom
21 december 2025
Antwoord van Happy Money
We're so glad to hear that you had such a positive experience! It's great to know the application process was reasonable and quick. Thanks for sharing your feedback!
That was the fastest the most easiest…
That was the fastest the most easiest bone I ever received in my life. Thank you for your professionalism.
9 januari 2026
Antwoord van Happy Money
Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!
Happy money was great to work with
Happy money was great to work with. I asked for loan amount. It was there in a matter of no time I pay off in 60 months. You can’t beat that thank you.
12 januari 2026
Antwoord van Happy Money
We're happy to hear that you had a great experience working with us! Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!
The process was quick and easy
The process was quick and easy. I received my money in 4 days. I couldn’t happier. Thanks Happy Money!
12 januari 2026
Antwoord van Happy Money
We're happy to hear that the process was quick and easy for you, and we appreciate your positive feedback. Thank you for sharing!
Everything went really well and very… and I so happy I made the right choice with happy money
Everything went really well and very simple instructions to follow, and the reply was very positive and my loan was approved and deposited into my account with in a matter of days. I highly recommend any who is looking for a solution to helping their financial situation on getting ahead getting your monthly credit card payments under control for the new year. Thank you.
10 januari 2026
Antwoord van Happy Money
We love to hear it, that is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.
Antwoord van Happy Money
Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!
Such ease!
It has been such an easy and quick process. So please with them! The payment options were plentiful. So grateful I found them. Thank you!!!
8 januari 2026
Antwoord van Happy Money
We are so happy to hear that the process was easy and quick for you! We're grateful for your positive feedback and that you found us helpful. Thank you!
Relief
My experience was pretty straightforward. The only issue was getting a straight yes or no. I have paid off almost all my cards completely which gives me room to breathe and I am glad for that.
8 januari 2026
Antwoord van Happy Money
We appreciate your feedback. Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.
I am happy to give Happy Money a 5 star…
I am happy to give Happy Money a 5 star review. They helped me qualify for a consolidation loan that allowed me to pay off all my credit cards with interest rates as high as 29.99%. The payments were killing me. I've been aggressively paying off my debt and Happy Money helped expedite that by loaning me the money I needed at nearly half the interest rate of 17% and made it one simple smaller payment each month. I would highly recommend them.
8 januari 2026
Antwoord van Happy Money
Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!
Loan application process was easy
Loan application process was easy! Disbursement was quick! The funds helped me payoff my credit card debt, which had 2x APR. And my credit score went up by 2 digits in under a month !!
I recommend Happy Money personal loan to someone who is in a similar situation like me.
5 januari 2026
Antwoord van Happy Money
We're happy the application process was easy and the disbursement quick. It's great to hear the funds helped you pay off debt and improve your credit score. Thank you for the review!
Hey- this was the most streamlined…
Hey- this was the most streamlined process I have done yet! All from my cell phone. From the app process to signing Docs. It was all quick and easy. They gave me a consolidation loan that helped get me out of a tight spot with too many credit cards pushing about 80 percent usage- which equated to hundreds of dollars a month going straight to the pockets of wealthy credit card companies! Personally, I think they should reenact the law that caps card companies at 20-24.9%! But, the lobbyist pay the politicians better than we do! Thanks for the loan and the very decent and respectable interest rate!
4 januari 2026
Antwoord van Happy Money
We're happy to hear that the loan process was streamlined and easy. We appreciate you sharing how we helped with your credit card situation. Thank you for the positive feedback!
Used it to pay off high interest …
Used it to pay off high interest credit cards great experience
4 januari 2026
Antwoord van Happy Money
Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!
Still waiting on the rest of the money…
Still waiting on the rest of the money I borrowed. Getting the run around
3 januari 2026
Antwoord van Happy Money
We’re sorry to hear about your experience. Please contact our team at support@happymoney.com or 1-800-878-0901, Monday - Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET). We’d love to help.
Antwoord van Happy Money
We're happy to hear that the approval process was easy and funding was fast. Thank you for your positive feedback!
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