Happy Money Reviews 847

TrustScore 4.5 uit 5

4,7

We verifiëren geen specifieke claims omdat reviewers hun eigen mening mogen geven. We kunnen reviews echter wel als 'Geverifieerd' bestempelen als we bevestiging hebben dat er een zakelijke interactie heeft plaatsgevonden. Meer informatie

Om de integriteit van het platform te beschermen, wordt elke review op ons platform – al dan niet geverifieerd – gescreend door onze geautomatiseerde software. Deze software kan inhoud identificeren en verwijderen die in strijd is met onze richtlijnen, inclusief reviews die niet zijn gebaseerd op een echte ervaring. We zijn ons ervan bewust dat we weleens wat over het hoofd zien, dus je kunt altijd reviews rapporteren waarvan je denkt dat we ze hebben gemist Meer informatie

Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I've had a really hard time finding a suitable lender that is willing to give me a loan and a not outrageous one on top of that to be able to payoff all my credit card bills and I happen to get refer... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 4 van de 5 sterren

Easy application. Fast funding less than 48 hours. Perfect loan amount for my needs. Felt good to consolidate all of my credit card debt to a lower rate, saved me thousands. Interest rate was a b... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Happy Money is my go to for personal loans. They have competitive rates and their loan approval process and payment process is super easy to navigate. They partner with credit unions, as well. All... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten

Geschreven door het bedrijf

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Contactgegevens

4,7

Uitstekend

TrustScore 4.5 uit 5

847 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Vraagt klanten om een review

Dit bedrijf nodigt klanten uit om een review achter te laten. Deze mag zowel positief als negatief zijn.

Bij Trustpilot draait alles om menselijke content. Dit bedrijf kan echter ook onze AI-ondersteunde tool gebruiken die ze helpt bij het schrijven van hun reacties.

Zo gebruikt dit bedrijf Trustpilot

Ontdek hoe ze hun reviews verzamelen, beoordelen en modereren.

Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 5 van de 5 sterren

EXCELLENT SERVICE

EXCELLENT SERVICE! VERY VERY COMMITTED TO HELPING ME RECEIVE MY LOAN IN A VERY TIMELY MANNER. MADE PROVIDING INFORMATION TO SECURE THE LOAN AN EASY TASK CONSIDERING OTHERS WERE VERY DIFFICULT IN WANTING OVER THE TOP INFORMATION. I HIGHLY RECOMMEND HAPPY MONEY TO ANYONE NEEDING A QUICK AND PAINLESS LOAN!

18 april 2026
Logo Happy Money

Antwoord van Happy Money

We're happy to hear that you had such a positive experience! We appreciate you highlighting our commitment to providing timely and accessible loan services. Thank you for recommending us!

Beoordeeld met 5 van de 5 sterren

When I needed why questions answered…

When I needed why questions answered the had all the right things answered with clearity. Got approved didn't hurt

20 april 2026
Logo Happy Money

Antwoord van Happy Money

We're happy to hear that we provided clarity and the right answers for your needs. Thank you for sharing your positive experience with us!

Beoordeeld met 5 van de 5 sterren

Fast and easy process

Fast and easy process! Highly recommended! Thank you Happy Money!

20 april 2026
Logo Happy Money

Antwoord van Happy Money

We're glad you found the process fast and easy! Thank you for recommending us; we appreciate your positive feedback very much.

Beoordeeld met 5 van de 5 sterren

The only company that didn't give me…

The only company that didn't give me the Run around, easy to apply and approved quickly!!!!

20 april 2026
Logo Happy Money

Antwoord van Happy Money

We're happy to hear that our application process was easy and fast. Thank you for your positive feedback; we appreciate it greatly!

Beoordeeld met 5 van de 5 sterren

The Best Loans Company,

The Best Loans Company,, Fast and on Point..TY

20 april 2026
Logo Happy Money

Antwoord van Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Beoordeeld met 5 van de 5 sterren

Very easy and shame-free

From the moment I asked how much I could be approved for to the final deposit, the entire process was smooth and straightforward. I never felt overwhelmed or like I was signing my life away. I truly appreciate all the agencies involved for giving me the chance to restart without feeling ashamed about my debt.

20 april 2026
Logo Happy Money

Antwoord van Happy Money

We're happy to hear that the process was smooth and straightforward, from start to finish. Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Beoordeeld met 5 van de 5 sterren

My experience with Happy Money was very…

My experience with Happy Money was very positive - it was easy to set up and the terms were reasonable.

17 april 2026
Logo Happy Money

Antwoord van Happy Money

We're happy to hear that setting up your account was easy and our terms met your expectations. Thank you for sharing your positive experience with us!

Beoordeeld met 5 van de 5 sterren

I had a great experience

I had a great experience with this company. I got the money in the three business days sent straight to my bank.

19 april 2026
Logo Happy Money

Antwoord van Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Beoordeeld met 5 van de 5 sterren

Payed off a lot of credit card debt…

Payed off a lot of credit card debt nice to have me st of my paycheck going back to me at 62 and getting ready to retire it was very important to take care of this stuff.

18 april 2026
Logo Happy Money

Antwoord van Happy Money

Hi, we are so happy you've had a wonderful experience. 🥳 We love helping people achieve their goals!

Beoordeeld met 2 van de 5 sterren

I wish I could give this company a good…

I wish I could give this company a good review. Initially, the loan process was fast and easy. My loan was funded relatively quickly, but I don’t have much experience with personal loans so I don’t know how long other companies usually take. I believe I was funded within 14 days.
I have to leave a poor review because I recently requested to add additional money onto my personal loan after having completed a 65% payoff of my loan and was denied based on my performance with the company. Mind you I have never missed a payment and the only time that I was late on a payment was when I was making an additional payment to the principal and the payment failed so although I have a record of automatic payments for my loan on the same day every month they still didn’t qualify me for a loan increase. Their reasoning was asinine. I attempted to call in and discussed this with a customer service representative, but they have no power or no desire to reevaluate criteria overall, I am pretty disappointed with my experience.

17 april 2026
Review zonder uitnodiging
Logo Happy Money

Antwoord van Happy Money

We’re sorry to hear that your experience did not meet your expectations. If there is anything we can assist you with or do to enhance your experience, please let us know. You can reach our team at support@happymoney.com or 1-800-878-090, Monday-Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Beoordeeld met 4 van de 5 sterren

Easy, Breezy

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and easy to use. The only thing I would like to see different, is a better app, that lets you both download your payment schedule and loan terms. There were a couple of times, I couldn't remember how long my loan was for, and because i wanted to make sure it was paid off on-time, I had to dig around for the original paperwork to see my loan term.

17 april 2026
Logo Happy Money

Antwoord van Happy Money

We're happy you found our loan process straightforward and appreciate your feedback on the app. Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Beoordeeld met 5 van de 5 sterren

Easy to use

Easy to use. Easy to maintain. Thank you for helping me in a time I really needed it.

17 april 2026
Logo Happy Money

Antwoord van Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness!

Beoordeeld met 5 van de 5 sterren

I was trying to get a loan with many…

I was trying to get a loan with many companies including the 2 companies with I had loan, being a good payer and with a small debt and It was impossible until I contact you

16 april 2026
Logo Happy Money

Antwoord van Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Beoordeeld met 5 van de 5 sterren

Happy Money

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed.
I had to resort to credit cards to pay off bills and after her delivery my max out credit cards came punching me hard leaving me stressed and restless.
Surprisingly, my loan was approved within 10 minutes and deposited to my account in less than a week. I’ve paid most of the cards and can now have very happy moments with the family and little baby. Happy Money is the way out for people with my situation. I’ve been given options to choose a date for payment and the monthly payment will allow me to put bread and butter matter to rest. Thank you Happy Money 🙏🙏🙏

27 maart 2026
Logo Happy Money

Antwoord van Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness! It's wonderful that Happy Money has helped with your credit cards, allowing you to focus on your family.

Beoordeeld met 5 van de 5 sterren

The approved me fast and easy

The approved me fast and easy . Thanks for the help

13 april 2026
Logo Happy Money

Antwoord van Happy Money

We're happy to hear that the approval process was fast and easy for you! Thank you for your positive feedback; it means a lot to us.

Beoordeeld met 5 van de 5 sterren

Approval process seamless

Approval process seamless. Overall I had an exceptional experience!

11 april 2026
Logo Happy Money

Antwoord van Happy Money

We're happy to hear that the approval process was seamless for you! Thank you for the review!

Beoordeeld met 5 van de 5 sterren

Low APR

Low APR. Easy application process.

2 april 2026
Logo Happy Money

Antwoord van Happy Money

We're happy to hear that you found the application process easy and the APR low. Thank you for your feedback!

Dit is Trustpilot

Iedereen kan een review op Trustpilot achterlaten n.a.v. een ervaring met een bedrijf. Gebruikers hebben het recht om hun feedback op elk moment te wijzigen of te verwijderen, en elke gepubliceerde review is zichtbaar zolang het account van de betreffende gebruiker actief is.

Bedrijven kunnen reviews verzamelen via geautomatiseerde uitnodigingen. Deze reviews worden als geverifieerd bestempeld, omdat het evident is dat ze op echte ervaringen gebaseerd zijn.

Lees meer over geverifieerde reviews.

Wij beveiligen ons platform met behulp van toegewijde specialisten en slimme technologieën. Lees meer over hoe wij nepreviews bestrijden.

Lees meer over Trustpilots reviewproces.

Hier vind je 8 tips voor het schrijven van een goede review.

Verificatie helpt ervoor te zorgen dat echte mensen de reviews schrijven die je op Trustpilot ziet staan.

Beloningen aanbieden voor reviews of een slechts een bepaalde groep mensen vragen om een review te schrijven, kan de TrustScore beïnvloeden. Dit is in strijd met onze richtlijnen.

Lees meer