Happy Money Reviews 847

Was very surprised that I received my loan with &1000 missing. Paperwork did not say anything about that high of a fee. Should have been upfront about that. Thanks

This was truly a blessing. I’m so happy this company had faith in me. Now I see an end goal and a solid way out of high interest credit card debt that wouldn’t go away. Thank you happy Monday

The loan process was very easy. I love the competite interest rates. I am already seeing my credit score increase, and see an end in sight for eliminating my credit card debt under this loan

Easy efficient

I was impressed and thankful for the opportunity to aquire a loan from Happy Money to pay off high interest rate credit cards .For many years I was paying more than the required monthly payment and always 2 weeks ahead of scheduled time . There was very little impact to my balances due to the high rates. A few times I had financial situations where I had to use my credit cards ,therefore my balances increased and so did the interest charges. The cycle was relentless and frustrating. I will have extra money to pay towards my monthly payment now .I will be able to pay my loan in less time. That is great!

For the online experience it was great. Took a bit longer than I thought but since I'm used to doing everything in person this was a better than I thought.
Took about a week going back and forth but I would consider it a great week. I have paid off my CC's and all is good. I would at this point recommend Happy Money for a great experience.

I’m very happy with the ease of obtaining this loan. The interest is low. The payment is low and the fact I received the money within three days is unbelievable. So happy to deal with happy money loans which helped me pay the ridiculous high interest rate credit cards that were keeping me from achieving my now current over 700 credit score. Thank you so much!!!

My experience was positive from beginning to end. The process was simple to follow, the communication was excellent, and they provided target dates and delivered on them. The rate I was given was a fair one. I love that the lender is a non-profit with a mission to help folks struggling with debt . They called after everything was disbursed to make sure I was satisfied. Highly recommended!

The process to receive the funds I needed to consolidate my credit cards was easy. This loan saved me about 200.00 a month. Thank you for giving me an opportunity as life was becoming a financial burden.

We're in an era of enormous change, with the internet, social media, and products that try to scam you out of your hard-earned money. I've worked hard to raise my credit scores by paying down my credit card debt, even though I was paying more in interest than in principal. I took a HUGE chance to apply for a low-interest personal loan with Happy Money. I was approved and am now paying 14.89 percent rather than 26.8 percent on credit card interest. I use the extra cash to invest REITS, ETF's, and emergency funds.

I believe the respond was very quick,

It’s reliable faster and easier.

Everything went great from start to finish, and fast timing, I was able to pay off debt and was excited doing so! I would refer and use again for sure, thank you Happy Money!

Great esperoencia.

The process was very easy, issue I had was cost was misleading, I understand companies need to make money. I am not opposed to it, I would had preferred to know beforehand this way it would've helped with requesting a different amount to cover what I was meaning to cover

it was an amazing experience - got approved and funded in less than 5 days

Easy to apply; great rates; payment in days directly deposited.

Excellent service. Everything was paid off in less than 5 days. The approval process was extremely easy. This company exceeded my expectations.

What made the experience great was the turn around time. Funds were dispersed as said and it's easy for payments to be made. I would like to have a payment account I can see and where to make additional payments of the loan amount.

I don't usually leave reviews but wanted to leave one for Happy Money because the process and customer support has been fantastic.

The process is from start to finish is very quick. I had the loan in my bank account within a few days after application.

Now, what really surprised me was the customer support. Life happens and I got caught in layoffs. It was completely unexpected but put a huge strain on my cash flow.

Their insurance claim process covered 3 month with proper documentation during these tough times as the job market was not in my favor. I was able to pause for 2 months as I got a job to create some buffer and got back on track.

I highly recommend their loan services.