Happy Money Reviews 847

TrustScore 4.5 uit 5

4,7

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I've had a really hard time finding a suitable lender that is willing to give me a loan and a not outrageous one on top of that to be able to payoff all my credit card bills and I happen to get refer... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 4 van de 5 sterren

Easy application. Fast funding less than 48 hours. Perfect loan amount for my needs. Felt good to consolidate all of my credit card debt to a lower rate, saved me thousands. Interest rate was a b... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Happy Money is my go to for personal loans. They have competitive rates and their loan approval process and payment process is super easy to navigate. They partner with credit unions, as well. All... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten

Geschreven door het bedrijf

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Contactgegevens

4,7

Uitstekend

TrustScore 4.5 uit 5

847 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Beoordeeld met 1 van de 5 sterren

The most incompetent loan company I…

The most incompetent loan company I have ever dealt with. I jumped through hoops for three days with these individuals, providing every piece of documentation requested, including pay stubs, two tax forms, and bank statements with direct deposits from payroll highlighted. Yet, I was denied due to "cannot verify income." I have never had an income verification issue or any other issue with other loan companies I've used. A complete clown show.

20 februari 2026
Review zonder uitnodiging
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Antwoord van Happy Money

We’re sorry to hear that your experience did not meet your expectations. Although we try to help as many people as possible, we have minimum requirements and underwriting policies that factor into application decisions. If you have questions, please reach out to our support team at support@happymoney.com or 1-800-878-0901, Monday - Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Beoordeeld met 5 van de 5 sterren

I was really grateful for the loan I…

I was really grateful for the loan I received from Happy Money. It allowed me to consolidate my cards and gave me breathing room so I could get my financial house in order. The process was quick and easy with a decent interest rate. Thank you.

12 februari 2026
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Antwoord van Happy Money

We're happy to hear that our loan helped you consolidate your debts and improve your financial situation. We appreciate you sharing your positive experience with our quick and easy process!

Beoordeeld met 5 van de 5 sterren

The process was super easy

The process was super easy. They came through in a pinch.

9 februari 2026
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Antwoord van Happy Money

We're glad the process was easy, and we could assist you when you needed us. Thank you for your feedback!

Beoordeeld met 5 van de 5 sterren

You were to help me through the…

You were to help me through the application process. Even when I made a mistake you were professional. Whole process was just a few days. Then funds were deposited in my bank account. Thank you all very much.

9 februari 2026
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Antwoord van Happy Money

We're happy to hear that we could assist you professionally through the application process, even when you made a mistake. We're glad the funds were deposited quickly. Thank you very much!

Beoordeeld met 5 van de 5 sterren

Appropriate For Needs

The process was simple. It was easy to receive the money by just making a deposit. The information is provided and easy to understand. The customer service is excellent. The money received provided me what I needed.

8 februari 2026
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Antwoord van Happy Money

We're happy to hear that the process was simple and easy, and that our service met your needs. We appreciate you taking the time to share your positive experience with us.

Beoordeeld met 5 van de 5 sterren

It was simple

It was simple. fair and easy to use.

8 februari 2026
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Antwoord van Happy Money

We're glad you found it simple and easy to use. Thank you for your feedback; we appreciate it.

Beoordeeld met 5 van de 5 sterren

This is my second loan with Happy…

This is my second loan with Happy Money. The process is easy, the repayment process is seamless, and I never encountered any problems or difficulties with my relationship with them. I highly recommend them if you are in need of a loan.

7 februari 2026
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Antwoord van Happy Money

We're happy to hear that your experience with us has been so positive! Thank you for sharing your feedback and for recommending our services. We appreciate your continued trust.

Beoordeeld met 5 van de 5 sterren

Best company thus far

I didn't have any problems obtaining a loan ,the process was very easy and they work quickly, so if you need fast cash they are the answer

7 februari 2026
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Antwoord van Happy Money

We're happy to hear that obtaining a loan was easy and quick for you. We appreciate your feedback and are glad we could provide you with fast service.

Beoordeeld met 5 van de 5 sterren

Getting a loan from Happy money was one…

Getting a loan from Happy money was one of my happy time in life. I had high interest rate credit cards and the loan help me to paid them off. I hope I don't go back using those cards again. The most important aspect of it is that the interest rate was very low.

6 februari 2026
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Antwoord van Happy Money

We're happy to hear that our loan helped you consolidate high-interest credit cards. It's great to know the lower interest rate is beneficial for you, and we appreciate your feedback.

Beoordeeld met 5 van de 5 sterren

Very simple loan process and funding…

Very simple loan process and funding was fairly quick. The interest rates were also very competitive. I highly recommend Happy Money for any loan needs!!!! 10/10

6 februari 2026
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Antwoord van Happy Money

We're happy to hear that you found the loan process simple and the funding quick. We're also glad our interest rates met your expectations. Thank you for the recommendation!

Beoordeeld met 5 van de 5 sterren

No additional comments.

No additional comments.

2 februari 2026
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Antwoord van Happy Money

Hi, we are so happy you've had a wonderful experience. We love helping people achieve their goals!

Beoordeeld met 5 van de 5 sterren

Easy to apply

Happy Money was very simple and straight forward. I applied and was funded in just a few days. 10/10 recommend.

14 november 2025
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Antwoord van Happy Money

We're happy to hear that our process was simple and straightforward for you. Thank you for recommending us and for sharing your positive experience!

Beoordeeld met 5 van de 5 sterren

Easy to use

Easy to use. I received the funds when Happy Money said. That feeling that I felt was that I was secure using Happy Money.

2 februari 2026
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Antwoord van Happy Money

We're happy to hear that our platform was easy to use and that you received your funds as expected. It's great you felt secure using our services!

Beoordeeld met 5 van de 5 sterren

It was amazingly easy to apply and got…

It was amazingly easy to apply and got the best APR. So far, so good

2 februari 2026
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Antwoord van Happy Money

We're happy to hear that the application process was easy and you got a great rate. Thank you for your positive feedback!

Beoordeeld met 5 van de 5 sterren

Such a great company

Such a great company!

I applied and the it took about 5 minutes to get approved. The loan was to help me pay off credit card debt. A few days later the money was in my account. Super easy to work with . Thank you very much !

2 februari 2026
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Antwoord van Happy Money

We're happy to hear that the application process was quick and easy! We're glad our loan helped you pay off your credit card debt, and we appreciate your kind words. Thank you!

Beoordeeld met 5 van de 5 sterren

Great service

Great service! Super easy and handled my issues.

2 februari 2026
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Antwoord van Happy Money

We're glad our service was super easy and handled your issues. Thank you for your positive feedback!

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