Principality Building Society Reviews 249

TrustScore 3.5 uit 5

3,3

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Lees wat reviewers zeggen

Beoordeeld met 1 van de 5 sterren

So unhelpful when you phone them up. Had enough now so will be closing my account in the next few months. As for the online account - simply awful. Hardly ever works and the request for support is... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Always excellent to deal with; had my mortgage with them & agreed additional borrowing at one point too. Friendly call centre based in Wales, people always friendly & helpful. First rate service. Don'... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I wanted to change my account to a new ISA.Spoke to Phillip at Principality,he was very professional ,made me feel my custom was wanted .He did everything I asked and completed my request in a matter... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 1 van de 5 sterren

worst possible banking experience of my life. deposited money each month, never been able to access it. spoke to CS, sent a reset code in the post, security answers were changed over and over online a... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Hypotheekbank

Geschreven door het bedrijf

A mutual building society of 500000 members. Helping members with savings and mortgages for over 150 years.


Contactgegevens

3,3

Gemiddeld

TrustScore 3.5 uit 5

249 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Heeft 93% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 1 week

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Beoordeeld met 1 van de 5 sterren

Fed up with online account never working

So unhelpful when you phone them up. Had enough now so will be closing my account in the next few months.

As for the online account - simply awful. Hardly ever works and the request for support is incredibly slow.
Wouldnt recommend to anyone - especially when there is so much other options out there at the moment.

16 mei 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

HI Martin

Thank you for your review, I am sorry you feel this way we are working hard to get our App up and running.
I will pass your feedback on.
Kind Regards
Principality

Beoordeeld met 5 van de 5 sterren

Great service

I wanted to change my account to a new ISA.Spoke to Phillip at Principality,he was very professional ,made me feel my custom was wanted .He did everything I asked and completed my request in a matter of minutes.Well done Phillip well done Principality.

1 mei 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi Samicat
What a lovely review and thank you for taking the time to give us a 5*.
Kind Regards
Principality

Beoordeeld met 2 van de 5 sterren

Very Expensive Rates

I would not recommend Principality Building Society to anyone.
Their rates are very high, their products are poor value, and the service I received did not make me feel like a valued customer. There are plenty of lenders out there offering much better deals, so I regret wasting my time with them.
One thing that makes them especially frustrating is that they appear approachable because they have branches all over Cardiff, but once you are with them, the experience is disappointing. When you want to change products or leave, it feels like they put obstacles in the way rather than helping.
Their advertising gives the impression that they genuinely care about customers, but my experience was the complete opposite. In reality, I found them expensive, difficult to deal with, and not customer-focused at all. I would advise anyone considering them to shop around first.

1 april 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi
Thank you for taking the time to share your feedback. I’m sorry to hear that you felt our rates and products didn’t offer good value and that the service you received left you feeling unsupported.
We understand that having local branches can set an expectation of a straightforward, helpful experience, so it’s disappointing to read that you found changing products or moving elsewhere felt more difficult than it should. That isn’t the experience we want for any member.
If you’re willing, we’d really appreciate the opportunity to look into what happened and see if we can put things right. Please contact our Customer Care on 0330 333 4000, and include any relevant information (such as dates, product type, and the branch or team you dealt with). We’ll make sure the right team reviews your concerns.
Thank you again for your comments – they help us identify where we need to improve.
Kind regards,
Principality Building Society

Beoordeeld met 3 van de 5 sterren

Disappointingly not on Sprive

Whilst Prinicpality provided us with a decent'ish mortgage when we came to remortgage, we lost the ability to save extra and pay more off our mortgage as they are not part of the Sprive gang.

I have messaged them twice to ask when they will be joining so we can save additional monies towards out mortgage, as I can imagine other mortgage holders with them, have done the same thing but have had no response, which i find rather rude and not the greatest customer service

You are really lacking in this area so please put yourselves onto Sprive app so your customers can pay their mortgages off quicker!!

1 april 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi Bernadette
Sorry we have not replied to you about this Sprive app. We are currently in the process of developing our App so not sure if this will be available at this point. If you want to speak to someone about paying your Mortgage off quicker pleases contact us and we can maybe discuss this further with you.
Kind Regards
Principality

Beoordeeld met 5 van de 5 sterren

Excellent ISA transfer experience

As always, Principality leads the way in terms of financial institutions - telephone support for an internal cash ISA transfer was excellent, taking 5 minutes.

4 april 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

HI Matin
Thanks very much for your 5* review this is very much appreciated and we were glad we could support you so quickly
Best Wishes
Principality

Beoordeeld met 5 van de 5 sterren

Always excellent to deal with

Always excellent to deal with; had my mortgage with them & agreed additional borrowing at one point too. Friendly call centre based in Wales, people always friendly & helpful. First rate service. Don't normally leave reviews but credit where's it due. Well done Principality!

27 maart 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi Matthew
It is lovely to ready your great review of us, and great you took the time to do this.
Thanks Very much
Principality

Beoordeeld met 5 van de 5 sterren

A really good financial institution

A really good financial institution. I've only been saving with Principality for a few months but in that time I've been very impressed.
The website is secure, easy to navigate and with clear information on all the products.
Interest rates for savers are very competitive with market leading rates on Regular Savings accounts. I've been so impressed with the rates I've already opened further accounts. Staff and online service is also excellent. Highly recommend.

31 maart 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hello
Thank you so much for your 5* review we really appreciate your comments which are lovely to hear.
Kind Regards
Principality

Beoordeeld met 5 van de 5 sterren

Consistently Excellent Building Society

I have held a number of savings accounts with Principality over several years. Whenever I have telephoned for advice or to give instructions my call has been answered very quickly. All calls have been dealt with courteously and advice has been both clear and helpful. In addition, Principality often have highly competitive interests rates. The website provides information clearly. The only room for improvement I can think of is the introduction of an app. In view of my past experience I recommend this building society unreservedly.

15 maart 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi Tim
So lovely to read your review what great feedback, we really appreciate you taking the time to do this. Just to let you know we are working on our App so watch this space.
Best Wishes
Principality

Beoordeeld met 1 van de 5 sterren

Demanding double mortgage payments off…

Demanding double mortgage payments off me just for being a few months behind. As if one mortgage payment these days isnt more than enough

7 maart 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi Juliet
Can you please reach out to us in regards to this our telephone number is 0330 333 4000. I am sure we can support you with this.
Kind Regards
Principality

Beoordeeld met 5 van de 5 sterren

Principality Building Society Customer Service

Had to call Principality Building Society today to discuss my account. Spoke with a young man, Dewy, who explained my options brilliantly. Went over everything twice, to confirm my options, and completed the transaction whilst I was on the telephone. Great service, and highly recommend Dewy on his customer service…!!! ⭐️⭐️⭐️⭐️⭐️

23 februari 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi Suz
Thank you so much for your 5 Star Review, I will pass this on to Dewi how lovely to read that you had such a great serevice and you would recommend us.
Kind Regards
Principality

Beoordeeld met 5 van de 5 sterren

Excellent

I use 2 branches in Cardiff, and without doubt what ever branch I use, Staff are always pleasant and helpful, Also online service excellent, It’s a joy and how anyone give negative review

4 februari 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi Stephen
What a great Review thanks very much, it would be lovely for me to pass this on but no sure which Branches you are writing about.
Best Wishes
Principality

Beoordeeld met 5 van de 5 sterren

Good and prompt service

Due to emergency tree works, I have had to close a savings account with Principality BS.
The problem was handled excellently and with empathy by their support rep. He was able to transfer my money quickly and easily over the phone.
Impressed and will be looking to invest again ASAP with PBS.

27 januari 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi Keith
Great news we were able to get this sorted for you. We look forward to welcoming you back.
Regards
Principality

Beoordeeld met 5 van de 5 sterren

Had a savings account with PBS…

Had a savings account with PBS previously, saving for a specific goal. Account worked well, good online services, had no issues at all with any interaction with them.

1 november 2025
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi Michael
Thank you so much for your feedback we really appreicate you taking time to give us 5*
Best Wishes
Principality

Beoordeeld met 1 van de 5 sterren

Disgusted with PBS

I have always had a high opinion of PBS until today. I had a maturity today (17/1/26) and was advised last week that the funds would be transferred into my nominated today. I logged into my account this morning to find a notice saying that there was maintenance being done today so no transactions! I am absolutely disgusted! This was surely a known-about and pre-planned event so why didn’t PBS advise me of this beforehand and make arrangements for my funds to be released by other means? There is no further update on when I will receive my monies and I am missing out on interest for each day that now goes by. What compensation are you going to pay for this as it is not my fault yet I’m being penalised - totally disgraceful and unfair - shame on you PBS!

17 januari 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Morning Mrs Warburton
I believe you have been speaking to a Principality Collegue about this and I hope we are able to explain and support you with this.
If this is not the case please contact on our call centre number 0330 333 4000
Kind Regards
Julie

Beoordeeld met 5 van de 5 sterren

Excellent customer service and rapport…

Excellent customer service and rapport from Hayley in your Caerphilly branch. I was late for an appointment and it was no stress to come up and get my account set up.
Many Thanks Alex

12 januari 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi
Thank you so much for your lovely review I will be sure to pass this on so glad we could we could support you.
Kind Regards
Principality

Beoordeeld met 5 van de 5 sterren

I can't fault this Building Society

I can't fault this Building Society. I have been with them for a while. It's probably one of the best building societies I've been with. They have good rates for savings. Customer service has always been good. I've never had a problem with any accounts. Well done Principality.

11 januari 2026
Review zonder uitnodiging
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Antwoord van Principality Building Society

HI Maggie

Thank you so much for your 5* Review we really value this.
Best Wishes
Principality

Beoordeeld met 2 van de 5 sterren

Poor Principality performance!!!

I'm an existing customer with an online presence wishing to apply for a new savings product. Within my personal account I found no "apply for new product" option . I was informed to apply via the main website. If you're an existing customer you're then required to login!!!! Why can't the process be streamlined so that applications can be made from one's personal online account without the rigmarole I encountered?
Also, an app (preferably with biometric recognition) would be a welcome addition!

12 december 2025
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hi Peter
Thank you for your feedback. We are in process of developing our App which will support our customers. We have a call centre you can ring and we will be happy to work you through if you need it. 0330 333 4000.
Regards
Principality

Beoordeeld met 5 van de 5 sterren

5 years trouble free and counting.

I've had a number of online accounts with Pricipality over the last five years. No problems in that time.

6 december 2025
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hello WD
Lovely to read your review thank you.
Regards
Principality

Beoordeeld met 1 van de 5 sterren

I had worst experience with them

I had worst experience with them. I lost my money because of their fake promise. I lost my money because of their admin errors. Initially they approved my mortgage and after making all arrangements they rejected. They didn’t even gave a proper explanation for that. They don’t even know what they were doing.

17 augustus 2025
Review zonder uitnodiging
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Antwoord van Principality Building Society

Hello Raghu
I have tried to trace you but unfortunately cannot. Please would you contact us so that we can do through this with you as we would like to be given the chance to help you on this. You can ring us on 0330 333 4000 or email complaints@principality.co.uk. You can also go to our webpage and it will give you instructions.
Kind Regards
Principality

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