85cash.com Reviews 20

Honestly impressed with how simple everything was. I filled out one form, got connected to a lender, and could see all the terms before I agreed. The payments fit my budget and I felt like I knew exactly what I was signing up for.

Needed extra cash for some urgent bills and 85cash made it really easy. The form was quick, they matched me with a lender, and I had the money in my bank the next business day. I also liked that 85cash itself didn’t charge me any fee.

Overall, it’s okay for checking if one lender will work with you. Just don’t expect miracles if your credit and income aren’t great. For me it was a so-so experience, not amazing, not terrible.

The whole process is online, which is nice, but if you’re not used to reading loan terms it can be confusing. I had to read everything twice before signing with the lender.

Had to give my bank account so the lender could deposit the money. I was nervous about that, but nothing weird happened. Still, I wish there was more explanation upfront.

The site looks clean and the form works fine on mobile, but one of the pages froze and I had to start over. Not a huge deal, just annoying when you’re already stressed about money.

I did get a loan in the end, but I also started getting a bunch of marketing emails afterward. Not the worst thing ever, just annoying sometimes.

They asked me to confirm my bank and some personal details for the lender, which took a few extra steps. Nothing terrible, just more back and forth than I expected.

I received a email stating that they accept everyone regardless of what you're credit score is and I go on and apply and it keeps sending me to either JG Wentworth or National DEBT relief for debt consolidation. Why do you say that you accept everyone. Im not interested in debt consolidation relief at this time. Giant @#$%&!# waste of time. Don't bother. These people are clearly full of CRAP . Merry Christmas everyone

The process was quick enough, but the lender that contacted me only offered part of the amount I requested. It helped a little, just not enough to cover everything I needed.

Filled it out on a whim and regretted it instantly. Asks for end of 4 digits of social first, then proceeds in later steps for all digits, bank account and routing numbers etc all before a decision is offered. I feel like my accounts are stolen now.

I never got an accepted or denied loan offer, just tricked into seeing some BS cash advance offers on MY checks when I applied tor a Loan.

Do not give them all your info like I did, I did others and none requested at full length info that isn't needed for pre qualification.

Filled out the form and my info went to one lender. They didn’t approve me because of my credit, which was frustrating, but at least 85cash itself didn’t charge me anything.

Got matched with a lender the same day, but the fees and interest they showed me were higher than I was hoping for. I ended up taking a smaller loan just to be safe.

The confusing part was that all the real details about APR and fees only came from the lender. 85cash is just the go-between, so you really have to double-check everything yourself.

It’s okay if you just want to see if you can qualify, but it’s not a guaranteed loan. My request went to a lender and I wasn’t approved the first time because of my credit history.

My request went to one lender and I got an answer the same day. Still, everything depends on that lender, so if your credit isn’t great, don’t expect magic. Overall, just an average experience.

Filling out the form was straightforward, but they do ask for your bank details so the lender can send the money. That made me a bit nervous, even though nothing was taken without my permission.

The process was simple, but I didn’t get the full amount I asked for. The lender approved a smaller loan. It helped a little, just not as much as I needed.

I got a response pretty fast, but the lender that approved me wanted a higher monthly payment than I was hoping for. 85cash itself didn’t charge me anything, so that part was fine.

Tried 85cash when I was short on rent. The form was pretty easy, but they asked a lot of questions. I got matched with one lender, just wish the rate they offered was lower.