App Reservecreditcard Reviews 

I wish their was a star for Zero. I applied for this card June 2. I paid a 35.00 fee and a 60.00 Fee. I was approved a limit of $300.00. I have not received my card. I have reached out to these people by email of course. They continue to say that the card is coming. I want my money back and something should be done about this. Who do I contact,

First and foremost shoutoutto Trustpilot for give consumers a place to voice our opinions and keep it 💯!!! (UPDATE) I did recieved several emails.
Lets back up this started way back in April this year and just like most of us they decieved everyone, lied to,
manipulated, scammed!! All the while these people, this company laughing at us clowns and to be honest I dont like to be a made a clown, fool or any other for that matter (back to that in a minute)
Started mid April was approved for $300.00 Credit limit, I paid the original $35.00 for " Processing Application, once I was "APPROVED " Only to be directed to pay another $60.00 for processing my card which i never paid then only to find out if I would of continued to the next page itnwould of stating that they will deduct $75.00 from my credit card to pay for the yearly fee. I have know been waiting almost 3 weeks now for a $35.00 refund which they say they have processed the refund. With all that being said I like to screw but I dont like getting screwed, now then this is just a suggestion this is what I have done as of today i have filed legal documents
1. Consumer Financial Protection
2. Federal Deposits Insurance
3. Office of the comptroller of currency
4. Federal Reserve Consumer Help
The document was very detailed from beginning to end I attached copies of all emails had it notarized and then I faxed or uploaded this document on there website. Here's the great part of this is I recieved a phone call from an attorney today and along with this attorney and myself say its time to put these people out of business for good he says that i have a great case to take this to court but what would even be better is a class action cival suite the more people who sign up the bigger the case and as far as im concerned its payback time!!!! That is what I have done and I am not backing down I know $35.00 is not a whole lot to most people, it is to me i recieve SSI & SSDI and that dont even meet my needs. Im taking my money back with interest

Ok, so it's not a total scam. I was supposed to get the card in May, but it didn't come until the third week of June. I kept calling and using the online chat. They always told me the same thing, we're backed up, it's coming etc. When I got the card, I called the number after using the online activation prompt. Tried calling for three days, nobody answered. Called the other number they have and got through, was told that the first number I called isn't for activation. Was given (810) 775-2581 and still no answer. So I emailed them and they actually emailed me back and said they'd look into what the hold up was. The next day my card was activated and they had only charged me $75 for first years fee. $225 in available credit, tried buying something, and it was all good. So keep on trying guys, just keep at it, the 810 number eventually picks up. Use chat and email. Stay on top off it if you want the credit card.

I would give it a zero if I could. This has been, by far, the worst credit card company I have ever dealt with. I paid the required $95 fee and was repeatedly given inaccurate information about when my card would arrive. After several delays, I finally received an email stating that my card would be delivered between May 27 and May 29, but it never arrived.

When I contacted customer service again, I was met with excuse after excuse rather than a resolution. I was also told that if I canceled my account, I would never be able to reapply, so I decided to wait a few more days in hopes that the issue would be resolved.

After receiving no card and no satisfactory explanation, I filed a dispute with my bank regarding the $95 fee. The very next day, the company canceled my account without my authorization and failed to refund the fee I had paid. Overall, my experience was extremely disappointing due to poor communication, misleading information, and the lack of a proper resolution.

Frustrating company. My card came a month late. Activated online just for them to say to call to finish activation and noone is ever available. This is day 4 for me. I hate that I spent money to even start this process.

IF you ever get your card They will not ACTIVATE IT without an additional $150 for some credit repair program being charged to the card. I waited over 2 months to finally get the card. I was approved on 4.28.26 the card didn’t arrive until 6.27.26. You can’t activate it on the website after you put the info in to activate it then gives you a number to call instead that no one picks up when you call the regular customer service number they tell
You to call a complete different number. 3 days over 100 calls that immediately hangs up or puts you on hold for exactly 5m 23s then says leave a vm. Just to be told they won’t activate the card unless they charge $150 to the card for some credit program. You have to pay 2 different fees up front then wait 2
Months to get your card another 3 days 100
Plus calls just to pay another $150 and still can’t use the card. RUN DONT WALK AWAY FROM THIS CARD

DO NOT RECOMMEND!!

I waited over three months to get my card they push you into their credit repair program once they approve you for that program there’s a $75 annual fee that you’re not made aware if that’s on your account. Not worth the money and the fees

This is the worse company in history. They get your $95 and take forever to send your card, and when you call you can never get anyone, When you email its always the same sorry ass excuse. This company sucks and I will be reporting to the BBB

Run far far away. This is by far the worst company I've ever dealt with. Afyer paying the $95 fee, I waited the 14 days and the website never confirmed my card that was supposed to be delivered I called and then it took a month to get my card, then I did the activation online and then it gives you a number to call and when you call no one answers I've spent 3 days trying to contact someone to activate my card and I never get anyone to answer........ will be reporting to the BBB as well.

I had this card when I called to cancel the card they told me I wouldn’t be able to reapply. I cancelled the card because I didn’t want a credit repair program i never agreed to. They did refund my money.

This is a card you shall not want. When you call they act like they don’t know what’s going on, they have no clue at all once I finally get the card I will not activate it I will simply close it out

Been waiting 4 months for my card. Everytime talk to someone they say next week, next week. This is definitely a scam. Do not recommend at all. Pissed right off.

I applied for the card and they said I was approved for $300. Then they told me I needed to send in $35 for my card to be sent out. It didn’t come so I called them and they told me I need to send another $60 to them. I got a response then stating my my card will come with 7-10 business days. The people took my $95 and I have not received a card. This is over 3 weeks. I can’t get through to anyone when I call. These people are scammers and they are the worse. Please do not send your money to these liars and scammers. It’s so unfair you have these liars not being punish. I advise you all to report them if it happen to you. Don’t apply they will take your money.

I received my card today .They tell you to activate on app then they direct you to call a number to finish activation.After multiple calls to reach a representative they then try to get you to agree to a credit monitoring service for $195 ,I declined the offer then they lowered it to $149 ,I declined that also .My card was then activated immediately billing me a $75 annual fee which left my available credit $225 .

I applied and paid my fees over a month ago. I never received the card. I would chat with them almost daily and their response was always the same. “Sorry for the delay thank you for your understanding”. One agent even lied and said it was in transit about two weeks ago. Today I asked for a refund and they actually complied and cancelled my application. The agent said the refund should arrive in your account in three to five days. I told her I hope it doesn’t take as long as your card does. This company sucks.

I ordered the card Memorial weekend after makin 2 payments now here it is the end of June and I still haven’t received it and when I tried to call it tell me to enter my card number but I don’t have a card to enter and that’s the only option that the have when you call there’s no option for customer service the email that they’re using says it doesn’t exist and the chat link never open up to start a chat

Scamming ass people very convenient there never any reps to activate a card

Yep, they got me too. Paid the activation fees and finally received the card about 2 months later. But now I cant activate it. Since when do you receive a card in the mail and cant activate it until you speak to an agent whos NEVER there? WOW. they really got me too. Dont do it!
Dont get try to even get this card!

I been waiting for a month and never got my card and I’m still waiting. I want a refund and I calling the Better Business Bureau on them.

SCAM artists!! Took my 90.00 and I never got a card!!