Card-Y Reviews 

I have a few notes I would like to share regarding my recent experience with the Card-Y service:

1. Exchange Rate: The exchange rate from EGP to USD applied during transactions is significantly higher than the official bank rate—approximately 3 EGP more. This difference is quite substantial and raises concerns.

2. Payment Fees: The minimum fee of 1 USD for any payment is quite expensive, especially for those using the card for regular monthly bills. This was one of the main reasons I chose to issue a Card-Y card—to manage such expenses more efficiently.

3. Monthly Maintenance Fee: I have just received an email from your support team stating that I will be charged 1 USD as a monthly maintenance fee. This charge was not clearly communicated earlier and adds to the overall cost burden.

I would appreciate your clarification on these points and whether there are any upcoming changes to the fee structure.

خدمه جيده سرعه رد ومساعده

No issues so far, clean and fast service, good support.

Thank you for the excellent service and also the excellent customer service.

Great Application

Great service

تطور مستمر , خدمة عملا ممتازه وبيضيفوا حاجات جديده وعمليه واهم بالنسبه لي خدمة الدفع بفودافون كاش مثلا وبتسمع في ساعتها

Amazing people and amazing service so far, best custom service ever, and an amazing solution to the on-going problem in Egypt at the moment with the financial sector, I truly wish them the best ❤️

very useful service and nice support thanks you <3

Mixed Experience - Great Concept, But Fee Structure Needs Work

I genuinely appreciate the service concept and was actually considering launching something similar myself. However, there are several significant issues with the current fee structure that make it impractical for everyday use.

The Good:
- The core service idea is solid and fills a real need

Areas for Improvement:

1. Lack of Automation:The approval and deposit processes need better automation to streamline user experience.
2. Excessive Fee Structure: The current pricing model is prohibitive, especially for smaller transactions:
- The $1 transaction fee becomes unreasonable when processing small amounts (paying $2 in fees for a $1 transaction doesn't make financial sense)
- Card fees are too high across the board
- Even basic actions like card verification incur charges

3. Fee Scaling Issues: While I'd happily pay current fees for larger transactions ($100+), the fee structure should scale appropriately for smaller amounts. For transactions under $50, the fees need to be significantly reduced.

Bottom: The service charges fees for virtually every activity, which feels excessive. I'd recommend implementing a tiered fee structure that makes sense for both small and large transactions, reducing card costs, and eliminating fees for basic account activities like verification.

With these adjustments, this could be an excellent service that I'd actively recommend and use regularly.

Such an amazing Card , i used it 3 times and ended up so easily . also the customer support were so helpful.

I recently started using Cardi to get a virtual Visa card in Egypt, and I’m really impressed with their service. The process was very easy and fast. I was able to top up my card through InstaPay, and it worked perfectly for international subscriptions like ChatGPT Plus.

The support team is also very helpful and responds quickly to any questions. I think Cardi is a great solution for anyone in Egypt who needs a reliable virtual or physical card for online payments.

Highly recommended!

It’s really awesome, I hope it stays working and make it work on more platforms like App Store and playstation and xbox

Really great website and they provide flexible physical and virtual cards and the stuff is so friendly and helpful and support is amazing highly recommended

exceptional service and fast response times and everything simply works and does what it says it does, fees are on the higher side, but it's worth it.

I only faced 2 problems which are the high fee that I should pay after any payment and that the card sometimes doesn't pay immediately when I add its details in the payment info
But overall I like it here and I think ill use the card forever inshallah
Wish you the best guys ❤️

Exceptional payment solutions!

With the limitations of international payments in Egypt, I tried many virtual cards and none was as satisfying and easy to use as card-y! I pay all important subscriptions with it and I can't wait for paypal to collaborate with them! :) Keep the great work up!

Great service you helped me alot inside egypt due to credit cards limitations in Egypt thank u waiting for ios App

كنت أول مرة استعمل الكارت و حصل زي مشكلة بسيطة بس أستاذ لؤي مشكور جدا ساعدني و حل معايا المشكلة و كان باله طويل معايا لأن الموضوع كان سهل بس مش عارفين المشكلة فين و الحمد لله هعتمد علي الكارت دا بشكل أساسي في تعاملاتي بإذن الله تعالى