Easy to talk to, straightforward about everything (specially fees), no sugar coatings. 100% recommend it if you need to find a way to reduce your monthly payments or at least be able to pay off debt a... Toon meer
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Easy to talk to, straightforward about everything (specially fees), no sugar coatings. 100% recommend it if you need to find a way to reduce your monthly payments or at least be able to pay off debt a... Toon meer
Bedrijf heeft geantwoord
THE ADDITIONAL CLARITY FROM THE YOUR REPRESENTAIVE WANDA WAS SENSATIONAL IN DETERMINING ALL OTHER FACTORS. SOMETIMES HOW CLEARLY SOMEONE SPEAKS WITHOUT SEEMING BIAS MEANS THERE OPIONION ARE TRUSTW... Toon meer
Bedrijf heeft geantwoord
Responden llamadas rapidamente, los agentes son muy amables y acalaran todas las dudas. Facil acceso a mi cuenta y he visto como bajan los balances de mis cuentas. Pagar hasta 6% de interes a travez d... Toon meer
Good customer service, and a great program! I was overwhelmed. $13,000+ due to one credit card, $3,000+ to another, and $1,000+ to a third. And it was a vicious cycle. My high school friend suggest... Toon meer
Bedrijf heeft geantwoord
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Geschreven door het bedrijf

Consolidated Credit believes in giving back to the communities in which we work, live and help our clients.

5701 West Sunrise Blvd, 33313, Fort Lauderdale, Verenigde Staten
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Me quito mucho estrés de pagar mucho a tener solo un pago

Antwoord van Consolidated Credit
This company is so professional to work with. They are not like other debt consolidation companies. They work by lowering interest rates while keeping the debt and not negotiating like other companies. They make a payment plan to payback the debt without the high interest rates on the cards. Plus you have a chance of using your cards after the debt is paid off. The only downside is you cannot use the cards anymore which is good to keep track so you do not get in debt again.

Antwoord van Consolidated Credit
I enrolled in the consolidation program with Consolidated Credit (CC) after being promised a budget-friendly payment plan and debt consolidation. I paid a non-refundable $39 fee plus a first payment, which included a $50 program fee, under the assumption I was successfully enrolled.
However, the program failed to deliver. Shortly after my first payment, CC informed me that Capital One had declined to participate and advised me to contact the bank directly. Capital One, in turn, refused to provide details and directed me back to CC. This resulted in a frustrating two-week blame game between CC and the bank, with neither offering any concrete assistance or explanation for the denial. Despite my requests, CC failed to provide any proof of Capital One's denial.
Eventually, Capital One flatly stated they would not approve the proposal. When I informed CC, they canceled my entire account without further inquiry or attempts to assist. I had asked if they offered any alternative routes to take in this situation and was told no. But I found this odd considering during my “orientation” they suggested there were multiple other options beyond this program they assist with.
The most frustrating aspect is the lack of support and the financial loss. CC merely submitted a proposal, was denied, and then offered no recourse. I ended up wasting the $39 fee. Furthermore, my initial plan payment was applied to my accounts but did not cover my minimum payments, and CC still deducted their $50 fee. I am left questioning why I had to pay $90 in fees when CC provided no tangible help, failed to properly enroll me, and did not achieve the promised interest reduction.
This program seems risky for anyone struggling as you are stuck in a waiting game to see if the program even works. When it doesn’t work, you’re stuck behind on bills and have even less money due to their fee’s not being returned to you.
Edit to response:
My second payment was reversed as it wasn't handed to Capital One yet. My initial program fee (39 dollars) and first payment was not. This included a 50 dollar program fee. The first payment was randomly applied to my accounts by Capital One, but did not cover a single minimum payment.

Antwoord van Consolidated Credit
es una forma muy segura de salir del problema ,grasias por su ayuda

Antwoord van Consolidated Credit
Reps listened and we're patient and tried their best to help me solve my credit issues

Antwoord van Consolidated Credit
Excellent help! They really take care of their customers. I’d highly recommend

Antwoord van Consolidated Credit
Consolidated Credit didn't loan me money; they got my credit card companies to agree to reduce the interest I was paying and apply more of my payment directly to the loans. One of the credit holders even reduced the interest to ZERO! As a result, I am paying down crippling debt much faster than I could have while paying significantly less in interest. In about 4 years from the time Consolidated Credit started helping me, I should be debt-free.

Antwoord van Consolidated Credit
The company helped me lower my payments by a large amount and has been keeping up with me and helping me stay on track with my payments.

Antwoord van Consolidated Credit
Very Professional & easy to work with-every representative is understanding, and caring.

Antwoord van Consolidated Credit
They helped me to negotiate with my creditors. I’ll be saving a lot of money in the process. Their customer support really takes the time to explain how everything works.

Antwoord van Consolidated Credit
The process was really simple to start, they lowered my monthly credit card bills from a minimum payment of $450 a month to a repayment plan of $240 a month with no interest. They wven gave me a free accounting session over the phone to help me budget better in the future and avoid going into any more debt

Antwoord van Consolidated Credit

Antwoord van Consolidated Credit

Antwoord van Consolidated Credit
The ease of it all. It was the best outcome and excellent customer service.

Antwoord van Consolidated Credit
Cumple con lo prometido es un proceso que da tranquilidad en momentos tan difíciles excelente servicio al cliente

Antwoord van Consolidated Credit
Consolidated Credit made it possible to finally pay off a debt that would have taken me decades to do. I was taken advantage of by a lender who used the old trick of fine print to charge interest that rolled over and over for years.
I am very grateful to this company for help in getting the interest rate terms renewed.

Antwoord van Consolidated Credit
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