Continentalfinance Reviews 

48
•
TrustScore 1.5 uit 5

1,3

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Beoordeeld met 1 van de 5 sterren

They give you decent terms so you’ll sign up. Then, they change the terms adding insane yearly service charges and increasing all the other charges. They are predatory and disgusting. I paid off my ba... Toon meer

Beoordeeld met 1 van de 5 sterren

Worst company ever. DO NOT EVER get a card with them, they take payments monthly from your bank account for full amount, and say you authorized them, and do it repeatedly, and it costs 28.00 per trans... Toon meer

Beoordeeld met 1 van de 5 sterren

I have two cards through this company and used to really appreciate them. Right after opening them they raised their yearly fees. They already charge a high interest rate and now I've received an emai... Toon meer

Beoordeeld met 1 van de 5 sterren

I called their customer service making them aware I was stranded with my two kids and would be using my available balance to pay for a tow truck bc it would be a large charge and never used this card... Toon meer

Bedrijfsgegevens

Informatie afkomstig van verschillende externe bronnen

Continental Finance Company provides the easiest credit cards to get approved for. Accept your pre-approved credit offer that you received in the mail.


Contactgegevens

1,3

Zeer slecht

TrustScore 1.5 uit 5

48 reviews

5 sterren
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1 ster

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1,3

Alle reviews

(48)

9 reviews in de afgelopen 12 maanden

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Beoordeeld met 1 van de 5 sterren

They give you decent terms so you’ll…

They give you decent terms so you’ll sign up. Then, they change the terms adding insane yearly service charges and increasing all the other charges. They are predatory and disgusting. I paid off my balance and told them to kick rocks.

20 augustus 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

They are very deliberate when it comes…

They are very deliberate when it comes to holding a payment until you dont have that payment in your account because they know you will most likely miss the payment date so they can charge you an extra 50$ then the use the excuse of investigations witch furthers your process ultimately leading you down the rabbit hole into financial pitfall lowering your credit score along the way .i will find a way to sue them .

6 september 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Here's an update on yesterday's review

Here's an update on yesterday's review.
I was able to make one payment on my verve account and I tried to call back and make a payment on my surge account only to find out by my calls have been blocked every time I call I'm hung up on.
Perhaps just because I reported them but I felt it needed to be said no one should be treated this fashion who's been a legitimate business. I have to get online and pay my bill so this type of behavior is a logical.
I will if this continues I will contact a better Business bureau and find out what I need to do to set up a payment method to them I will not tolerate this type of behavior.
Carol Downey

10 april 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

This is the worst card ever!!!!

This is the worst card ever!!!!! What a rip off. Do not apply. I paid the card off and it is charging a $10.00 monthly service fee. It also charges a $150.00 annual fee. I paid the card off over a year ago. It is horrible!!!! Do not use. Get rid of this card quickly. Rip off! Rip off! Rip off! You as a consumer can do better! You deserve better!!!!!!

5 april 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Run away

Absolutely, trash! Fees cost more than I ever spend

14 februari 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

: DO NOT USE - Potential Scam

I applied for a credit card and they took $95 for fees almost a month ago. I still have not received the card. Every time I call, they say it will be another 10 days. When I asked for a refund and to speak to a supervisor, I was put on hold and then hung up on. This feels like thieves just trying to take money. I am now stuck between waiting for a card that may never come, or trying to get my money back and closing the account, which might negatively impact my credit score. Avoid this app.

20 januari 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Read all company reviews before getting any card with this company

I have two cards through this company and used to really appreciate them. Right after opening them they raised their yearly fees. They already charge a high interest rate and now I've received an email that they're going to be charging a monthly fee on top of the yearly fee. Ridiculous. The worst part is if you pay it down and close the account it hurts your credit more than helps it, at this point I feel it's best to go ahead and take the hit on the credit because they are robbing their customers

16 september 2025
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Horrible communication and practices

When you call, the person usually doesn't speak good English. They can't understand you and you can't understand them. Sometimes they sound so low that you can't hear anything. Nothing gets solved. You can't email them. When you close your account they continue to add fees so that you can never pay the account down, it just keeps going up

1 juli 2025
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Denied my charge in an emergency after being made aware!

I called their customer service making them aware I was stranded with my two kids and would be using my available balance to pay for a tow truck bc it would be a large charge and never used this card i was worried they would deny it. Sure enough they did anyways and then couldn't get back into customer service so I had to overdraft my account with no car to go fix it and then when i did get through, they hung up on me! Absolutely horrible to treat someone that way!! I have all conversation recorded and seriously close to contacting an attorney!!
Definitely turning them into the bbb! Run away from this place!

16 juni 2025
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Frauds

They ran my credit card bill up to double my limit somehow. I’ve been trying to reach customer service for 2 1/2 months. I’ve called more than 20 times, waited on hold for several hours, no one ever picks up the call. They are a fraud and absolute nightmare.

14 juni 2025
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Continental Scam

Avoid this company at all costs! Experian suggested this card to me I got approved and was met with a processing fee which should've been a red flag right there. I paid the fee and was told it would take 15 days to receive the card, another red flag... It's a whole month and 4 calls later to some clowns that barely speaks any English, this company is a total scam! I disputed the charge with my card company hopefully I'll be able to get my money back.

17 maart 2025
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Applied for this card on Feb 12

Applied for this card on Feb 12, 2025 and was asked to send documents to verify my identity. It is now march 16th 2025 and I have called constantly to get an update on my application. I kept getting the wait 72 business hours for the back office to make a decision. Never did they make a denial or an approval. I sent a copy of SS card, license and vehicle registration. Now I go and check and it says my application has expired with no correspondence from the company. So where did my documents go and why have I not even received a denial or an approval? No call, no email nothing. I will be reporting this to the BBB etc and calling the bank this card is through to ask why they don’t respond back to applications and just let them expire after sending personal documents.

12 februari 2025
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

SCAMMERS, BEWARE!!…

Reporting this fraudulent scamming company to the Better Business Bureau for their deceitful policies, unresponsive representatives, unlawful and criminal procedures regarding bank account transactions, and corruption!

22 november 2024
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

You Can See How Much They Care

No response to 1.5 stars. Only do business with them as a last resort. Abysmal customer service, switch you to different departments and other bad business practices as others have stated. I feel bad for the couple of good ones I’ve gotten there, but it’s not worth it. Copying to BBB because they won’t address fraudulent charges from my wallet being stolen. Concora did a great job if you can get with them. As recently as today but been dealing with them for months and something almost every month.

8 juli 2024
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

They are seriously dishonest

They are seriously dishonest, fraud, in every aspect. Please. Please, Do not get this card. You will be sorry if you did. They need a good strong class action lawsuit.

6 juni 2024
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

WORST CARD EVER!!

WORST CARD EVER!!! DONT APPLY! YOU WILL GET RIPPED OFF. AGTS GIVE DIFFERENT EXCUSES. I WLD GIVE THEM A 0 IF THEY ALLOWED. I WONDER WHY THEY DON'T???,

15 juni 2024
Review zonder uitnodiging

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