Not cheap but in line with other market lenders for start ups. Would be great if they offered longer terms to lessen the monthly payments. That said they offer a really great service which is very qui... Toon meer
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Lees wat reviewers zeggen
Yes Federal Capital loans cost more but you get an answer in a few hours. The don't have have the go slow approach of main banks and are also very pleasant to talk to Its a toss up between showing... Toon meer
Federal Capital is the best company I have ever dealt with for business finance. From the first second, I felt reassured and listened to. The process was seamless, and they delivered to premium expect... Toon meer
We were introduced to Federal Capital Ltd by Halo Corporate Finance Ltd who had looked closely at our situation as a fast growing business. Federal came up with the proposal we needed very quickly and... Toon meer
Bedrijfsgegevens
Over Federal Capital Limited
Geschreven door het bedrijf
Federal Capital Limited is a UK-owned and UK-based lender providing unsecured business loans to UK businesses through finance brokers.
Operating since 2012, we have supported 36,000+ businesses and lent over £1 billion, with lending decisions made in-house by our UK team.
Our unsecured commercial loans range from £5,000 to £200,000 over 3 to 12 months, supporting working capital, cashflow, consolidation, growth, acquisition, VAT bills and other business purposes.
47% of our business is repeat business. After signing and final checks, payment is typically made within 2 working hours. There are no early settlement fees, and accounts not in arrears can receive a discount on remaining interest when settling early.
Federal Capital Limited is the lender and all applications are introduced by finance brokers. Company number 07978824. FCA number 712978. Based in Sealand, Flintshire, we support businesses across the UK.
Contactgegevens
Verenigd Koninkrijk
- 01244 280665
- federalcapital.co.uk
4,8
Uitstekend
167 reviews
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Antwoord van Federal Capital Limited
Hi Nafez, many thanks for your review. It’s always good to know that you’ve found Federal Capital helpful and supportive. We appreciate you taking the time to share your feedback.
Kind regards,
The Federal Capital team
Antwoord van Federal Capital Limited
Hi Mark, thank you for your review. It’s great to read your comments about Matt — we’ll make sure he doesn’t let it go to his head.
We’re delighted that your experience with Federal Capital was such a positive one. We really appreciate you taking the time to share your feedback.
Kind regards,
The Federal Capital team
Antwoord van Federal Capital Limited
Hi Eva, thank you for your review. We’re glad the process was quick and efficient, and we appreciate you taking the time to leave your feedback.
Kind regards,
The Federal Capital team
The entire process
The entire process to obtain our loan was smooth, fast, and very professional from start to finish. A special thank you to Joshua Walsh, who was extremely helpful, responsive, and supportive throughout the process. Everything was handled efficiently and clearly, which made the experience very reassuring. We truly appreciate the excellent service and would happily recommend them.
20 mei 2026
Antwoord van Federal Capital Limited
Hi Amy, thank you for taking the time to leave such a positive review. It’s great to read your comments about Joshua, and that the process felt smooth, fast and professional from start to finish. We really appreciate your recommendation.
Kind regards,
The Federal Capital team
Great lenders
Great lenders - went through hard times but they were very flexible and supported me. I will def use them again.
18 mei 2026
Antwoord van Federal Capital Limited
Hi Shoqat, thank you for taking the time to leave Federal Capital a review. It’s great to know that you found us flexible and supportive when assistance was needed. We really appreciate your feedback and are glad we could help.
Kind regards,
The Federal Capital team
My experience was great because application process was quick and simple, the process was hassle free.
My experience was great because application process was quick and simple, the process was hassle free.
Funds were released on the same day, its a first in the financial sector
18 mei 2026
Antwoord van Federal Capital Limited
Hi Shaky, thank you for your review. We’re glad the application process was quick, simple and hassle-free, and that funds were released promptly. Thank you for taking the time to share your experience.
Kind regards,
The Federal Capital team
Easy and positive procedure
Dawid was informative and very pleasant. He listened and gave me all the information I needed. It was a quick and easy procedure. Everything he said would happen - happened!
18 mei 2026
Antwoord van Federal Capital Limited
Hi Dawn, thank you for taking the time to leave such a positive review. We’re pleased to hear that Dawid was informative and helpful, and that the process was quick, easy and clear from start to finish. We really appreciate your feedback.
Kind regards,
The Federal Capital team
Antwoord van Federal Capital Limited
Hi Roman, thank you for taking the time to leave Federal Capital a review. We’re pleased to hear everything went smoothly and that you found the service quick and straightforward. We really appreciate your feedback.
Kind regards,
The Federal Capital team
Very quick service and liable
Very quick service and liable, the interest rate is a bit higher but compared with other lenders is fast when you need help.
12 mei 2026
Antwoord van Federal Capital Limited
Hi Daniel, thank you for your review. We’re glad to hear the speed of service helped when you needed support. We appreciate your honest feedback and are pleased you had a positive experience with Federal Capital.
Kind regards,
The Federal Capital team
Antwoord van Federal Capital Limited
Hi Giovanni, thank you for your review. We’re pleased to hear your comments about Georgia and that the process was efficient. We really appreciate you taking the time to share your feedback.
Kind regards,
The Federal Capital team
quick response with minimum fuss
30 april 2026
Antwoord van Federal Capital Limited
Hi Paul, thank you for your review. We’re pleased to hear you found the process quick and straightforward, with minimal fuss. We really appreciate you taking the time to share your feedback.
Kind regards,
The Federal Capital team
Antwoord van Federal Capital Limited
Hi John, thank you for your review. We’re delighted to hear you had a positive experience and that everything was dealt with quickly and professionally. We really appreciate your feedback.
Kind regards,
The Federal Capital team
Antwoord van Federal Capital Limited
Hi Julian, thank you for your review. We’re pleased to hear you found the process speedy, simple and straight to the point. That’s exactly the kind of service we aim to provide.
Kind regards,
The Federal Capital team
Great company to deal with .
Great company to deal with .
They really take time to look after customers needs and do anything possible to help .
Really professional would highly recommend for a loan .
2 april 2026
Antwoord van Federal Capital Limited
Hi Alistair, thank you for your kind review. We’re pleased to hear you felt well looked after and found the team professional and supportive. We really appreciate your recommendation.
Kind regards,
The Federal Capital team
Fantastic Lender
Fantastic lender that does all the fundamentals very well - quick and commercial decision making with a human end to end process. I have worked with Federal Capital for many years now and they remain consistent in their underwriting and service levels. They are also a very friendly and approachable team! I couldn’t recommend them more.
24 maart 2026
Review zonder uitnodiging
Antwoord van Federal Capital Limited
Hi Josh, thank you for such a thoughtful review. We’re really pleased to hear that you value our quick decision-making, human approach and consistent service levels. We greatly appreciate your continued support and recommendation.
Kind regards,
The Federal Capital team
Fantastic team to work with
Fantastic team to work with, always helpful and quick when it comes to proposals and payouts.
19 maart 2026
Review zonder uitnodiging
Antwoord van Federal Capital Limited
Hi Sophie, thank you for your review. We’re pleased to hear you find the team helpful and responsive, especially around proposals and payouts. We really appreciate your feedback.
Kind regards,
The Federal Capital team
Fantastic Service
Staff extremely helpful. Very impressed with the service provided by Federal Capital. Will definitely use again and recommend their services.
6 maart 2026
Antwoord van Federal Capital Limited
Hi Carol, thank you for taking the time to leave Federal Capital a review. We’re delighted to hear you were impressed with the service and found the staff extremely helpful. We really appreciate your recommendation.
Kind regards,
The Federal Capital team
Antwoord van Federal Capital Limited
Hi Abi, thank you for your review. We’re pleased to hear you found Federal Capital quick and easy to deal with. We really appreciate you taking the time to share your feedback.
Kind regards,
The Federal Capital team
Fantastic Company !
Fantastic Company !
I would be lost in my job as a commercial finance broker if I didn't have Federal Capital on my panel of funders. They are incredibly easy to work with and make the whole process quick and simple. Please don't ever stop doing what you're doing !
6 februari 2026
Antwoord van Federal Capital Limited
Hi Anna, thank you for such a kind review. We’re delighted to hear that Federal Capital is a valued part of your funding panel and that you find the process quick and simple. We really appreciate your continued support.
Kind regards,
The Federal Capital team
A Great company to deal with.
Have worked with Callum and the team since 2019. They are all a pleasure to deal with, their customer service & speed is second to none!
10 maart 2026
Review zonder uitnodiging
Antwoord van Federal Capital Limited
Hi Taylor, thank you for your review. We’re pleased to hear you’ve had a positive experience with Callum and the team, and that you value our service and speed of response. We really appreciate your feedback.
Kind regards,
The Federal Capital team
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