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Got Capital Reviews 

687
TrustScore 4.5 uit 5

4,6

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Beoordeeld met 5 van de 5 sterren

The whole process was very simple and quick. Tamzin answered any questions or problems i had when sending over all documentation, and always responded straight away. I will definitely use this company... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Like many new, and seasonal businesses out there, cashflow is always an issue. Got Capital have offered really useful short term funding that has got us through some tough times. We've found them fast... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I was anxious about speaking to them, but I needn't have worried as I was met with speaking to Eve. Such a professional yet empathetic person. She was easy to discuss things with, kept in excellent... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Required some business funding and was connected with Got capital through a broker. The amount offered, interest rates and payment terms/schedule were extremely clear and transparent. Luca really made... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten
  2. Alternatieve financiële diensten
  3. Financiële instelling
  4. Investeringsmaatschappij

Over Got Capital

Geschreven door het bedrijf

Got Capital can help your business by providing fast and effective working capital. As an alternative lender for UK small businesses, we offer royalty investments, purchase of future receivables and merchant cash advances. We require no personal guarantee or collateral, and base affordability upon the health of your business.

You can take advantage of our small business funding options, designed specifically to meet the needs of entrepreneurs and company owners.

Our Royalty-Based Investments in small businesses are similar to Revenue and Royalty Finance products. This type of funding provides business owners with certainty and hands them back control. Repayment for investment funding is transparent and flexible, with no hidden fees or compounded interest over the span of the agreement.

We believe that healthy SMEs are integral to the UK economy and should have better support available to them. In this, we are committed to helping small companies access fast, unsecured working capital to fulfil their growing business needs.

Our funding solutions are designed to give companies access to business finance in an equitable and sustainable way.

Got funding needs? Got Capital.

About Got Capital

Geschreven door het bedrijf

FAST
Faster than trying to perfect a souffle… less than 24 hours…money will be ready in your bank account to use!
SIMPLE
Forget about the endless paperwork that banks force you to do- that is so the 90s. Welcome to the future- quick and simple…just the way we like it.
RELIABLE
We at Got Capital are passionate about making your funding experience the best one there is. Started by entrepreneurs- we understand the needs of a business and how important getting the right financial building blocks are.

FASTEST BUSINESS FUNDER

Apply today for funds tomorrow...

We take just hours to get back to businesses with an offer or for more information. After receiving a full application, funding is typically granted within 24 hours. https://gotcapital.co.uk/getfunded/

Contactgegevens

4,6

Uitstekend

TrustScore 4.5 uit 5

687 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Heeft 77% van zijn negatieve reviews beantwoord

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4,6

Alle reviews

(687)

108 reviews in de afgelopen 12 maanden

Een review schrijven
Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 5 van de 5 sterren

The process was so quick and with…

The process was so quick and with Anthony’s help it was a simple process

5 januari 2026
Review zonder uitnodiging
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Antwoord van Got Capital

Thanks so much for the awesome feedback 🙏 Delighted to hear how smooth the business funding process was with Anthony and the Got Capital Team! 🙌

Beoordeeld met 5 van de 5 sterren

Thanks to Samuel who was clear and…

Thanks to Samuel who was clear and transparent. Fast funding with such as easy application process! Definitely recommend to others.

5 januari 2026
Review zonder uitnodiging
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Antwoord van Got Capital

Hey Roman, thanks so much for your recommendation of our SME Specialist Sam and Got Capital's fast business funding advances! 🙌

Beoordeeld met 5 van de 5 sterren

Easy process

Easy process, highly recommended

23 december 2025
Review zonder uitnodiging
Logo Got Capital

Antwoord van Got Capital

Thanks for the recommendation of Got Capital's business funding services! 🙌

Beoordeeld met 5 van de 5 sterren

Great

Great. Lucas the best

22 december 2025
Review zonder uitnodiging
Logo Got Capital

Antwoord van Got Capital

Hey Alin, thanks for the lovely feedback 🤩 Luca and the Got Capital Business Funding Team are always here to support! 🙌

Beoordeeld met 5 van de 5 sterren

Best service very friendly and thank…

Best service very friendly and thank you for everything

16 december 2025
Review zonder uitnodiging
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Antwoord van Got Capital

Lovely stuff 🤩 Thanks a bunch for the great feedback about Got Capital's Business Funding Services! 🙏

Beoordeeld met 5 van de 5 sterren

Very nice service

Very nice service. Always help people for funding to grow their business.

17 december 2025
Review zonder uitnodiging
Logo Got Capital

Antwoord van Got Capital

Hey Bhaumik, thanks for the ace feedback! Really pleased to hear that your fast business funding advance from Got Capital has helped grow your company 🙌📈

Beoordeeld met 5 van de 5 sterren

Once Again Tamzin was amazing

Once Again Tamzin was amazing - Very fast and efficient. Thank you

Tamzin is amazing every step of the way - Goes above and beyond to help.

Got Capital very fast and smooth 5 Stars again.

Funds within hours.

Thank you

17 december 2025
Review zonder uitnodiging
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Antwoord van Got Capital

What superb feedback - thanks so much 😊 Delighted that our SME Specialist Tamzin and the Got Capital Team have been able to support you and your business so well! 🔥

Beoordeeld met 5 van de 5 sterren

Ezekiel was great

Ezekiel was great. Super quick, easy process and efficienct.

15 december 2025
Review zonder uitnodiging
Logo Got Capital

Antwoord van Got Capital

Thanks for the lovely feedback about our SME Specialist Ezekiel and the Got Capital Business Funding Team! 🙏

Beoordeeld met 5 van de 5 sterren

Best experience

Best experience, very quick and will go above and beyond to help.
Ezekiel Boyce kept me fully informed at all times. will recommend in the future

9 december 2025
Review zonder uitnodiging
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Antwoord van Got Capital

Hey Katherine, thank you for the lovely feedback and recommendation of Ezekiel and the Got Capital Business Funding Team! 🙌

Beoordeeld met 5 van de 5 sterren

The process was super easy and very…

The process was super easy and very clear and quick:)

4 december 2025
Review zonder uitnodiging
Logo Got Capital

Antwoord van Got Capital

Thanks so much for the ace feedback about your business funding experience with Got Capital 🤩

Beoordeeld met 5 van de 5 sterren

Highly recommended funding service

I found the overall experience extremely efficient and professional.
The staff we courteous and friendly and went “the extra mile”to get a deal over the line in the quickest of time specifically Ezekiel and Darren

1 december 2025
Review zonder uitnodiging
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Antwoord van Got Capital

Hey Sandra, thanks for the lovely feedback ☺️ The Got Capital Funding Team always do their level best to go the extra mile for clients - sounds like you had an awesome experience working alongside Ezekiel and co! 🙌

Beoordeeld met 5 van de 5 sterren

Fast and easy process without any…

Fast and easy process without any massive documents required

27 november 2025
Review zonder uitnodiging
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Antwoord van Got Capital

Hey Ali, really glad to hear about your fast and easy experience in acquiring a business funding advance from Got Capital! 🙌

Beoordeeld met 5 van de 5 sterren

Ezekiel best service

Ezekiel best service . Someday funding. He made this process so easy In couple of emails. Thanks

25 november 2025
Review zonder uitnodiging
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Antwoord van Got Capital

Thanks so much for the brilliant review, Rajkumar 🙌 Great to hear about the support you received from Ezekiel and the Got Capital Business Funding Team! 🤩

Beoordeeld met 5 van de 5 sterren

Although terms and conditions were very…

Although terms and conditions were very harsh and I had difficulty to pay it back due to unforeseen circumstances, I can say they help you when nobody does. Had hundreds of conversations with Anil from @Got Capital, he sorted me out and even when times got harder they were flexible.

Shout out to Anil. Enjoy the rest of the year.

25 november 2025
Review zonder uitnodiging
Logo Got Capital

Antwoord van Got Capital

Hey Tomas, thanks for your feedback 🙏 Great to hear that Anil and the Team sorted you out and provided the repayment flexibility you needed (during your period of unforeseen circumstances).

Beoordeeld met 1 van de 5 sterren

AVOID AT ALL COST

🚨 Review — Please Avoid This Company at All Costs 🚨

I approached this company after seeing positive reviews online and assumed they were a legitimate lender helping businesses with short-term funding. After shopping around, I was genuinely shocked when I received their contract.

They advertise that they “purchase your receivables” and will only take around 9% of your business revenue, but the reality is nothing like that. Their offer was structured in a way that forces you to pay back 48% more than what you receive. That alone is absolutely outrageous and predatory. It’s loan-shark behaviour disguised as business funding.

The worst part is how they collect the money. They don’t actually take 9% of your revenue — they take a fixed daily amount, like £30–£40 per weekday, whether your business earns or not. If you have a slow period, it doesn’t matter. They still take it. If you miss a day, they simply add it to the next one.

They also claim it’s not personally guaranteed, but then:
• They run hard personal credit searches, and call it “fraud prevention”
• They hide clauses stating the Director is personally liable for the debt
• They bury conditions that allow them to go after you directly

Even worse, almost anything can be considered a breach:
• Changing your payment terminal
• Taking on another form of funding
• Switching bank accounts
• Not sending documents fast enough
They can trigger a default over the smallest operational changes — the entire agreement is designed to trap you.

And when you try to speak to someone?
They never pick up the phone.
They’re quick to respond when they’re selling you the product, but once they’ve got you locked in, you are on your own.

Everything about the way they operate is misleading and aggressive. They present themselves as a company helping small businesses grow, but the reality is a predatory product designed to squeeze struggling business owners. They are not lenders supporting growth — they are loan sharks with contracts crafted to exploit the vulnerable.

Please be extremely careful. Read every line. Do not be fooled by the reviews or the sales pitch. The real cost, the terms, and the personal liability are dangerously extreme.

24 november 2025
Review zonder uitnodiging
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Antwoord van Got Capital

Thanks for your message. Given the pernicious and misleading nature of this review, please allow us to address and clarify certain points raised.

As our funding advances are unsecured, risk and affordability — based on both the business and the owner — are key factors in determining any offer. In this case, the application presented a very high level of risk (which was reflected in the offer and fixed repayment amount).

Our business funding advances do not require a personal guarantee (e.g. posting personal collateral to secure the finance). The indemnity you mentioned is an Anti-Fraud Indemnity. The anti-fraud indemnity only applies in cases of fraud, misrepresentation, or deliberate non-payment. Typically those most likely to engage in fraud, are the ones most likely to protest against such normal contractual safeguards.

Additional clauses mentioned - such as registering our interest in receivables or including a power of attorney - are standard industry safeguards, normal for business funding advances.

The terms are clearly outlined and entirely optional - nothing is hidden as suggested. All prospective clients receive full terms and repayment schedules upfront (confirmed via email, phone, and recorded video calls) ahead of confirming any agreement. We are committed to treating every applicant fairly, transparently, and without prejudice — and that will never change.

Regarding repayments, we work closely with clients who sometimes experience revenue fluctuations and help them navigate through challenging periods for their businesses, setting up affordable payment plans catered to their current circumstances.

For those clients who'd like to settle their fixed balance earlier, typically we're able to offer early repayment discounts.

We hope this clears everything up for you.

Best regards,

GC Team

Beoordeeld met 5 van de 5 sterren

Friendly and fast

I wasn't able to get the amount I needed but we did get something! Everyone I dealt with were lovely and friendly! We got the paperwork and the loan in one day!

21 november 2025
Review zonder uitnodiging
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Antwoord van Got Capital

Hey Mhairi, thanks for your feedback 🙌 We try and help whenever we possibly can - great to hear that you secured your business funding advance so fast! ⚡💨⏱️

Beoordeeld met 5 van de 5 sterren

Always the most efficient service

Always the most efficient service! Thank you for your help as always Luca!

21 november 2025
Review zonder uitnodiging
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Antwoord van Got Capital

Hey Emmie, thanks for the awesome feedback 🙌 Great to hear how well supported you've been by Luca and the Got Capital Business Funding Team!

Beoordeeld met 5 van de 5 sterren

Great comapny will highly recommend

Great comapny will highly recommend

17 november 2025
Review zonder uitnodiging
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Antwoord van Got Capital

Thanks for the ace 5* review, Shuaib 🤩 So happy to hear that Got Capital's fast business funding advances have been useful for you 🙏

Beoordeeld met 5 van de 5 sterren

Great job amazing

Great job amazing

17 november 2025
Review zonder uitnodiging
Logo Got Capital

Antwoord van Got Capital

Thanks for the awesome feedback, Eni 🙏 Delighted to hear about your amazing experience working with the Got Capital Business Funding Team! 🤩

Beoordeeld met 5 van de 5 sterren

Always a pleasure to deal with.

Always a pleasure to deal with, the process is quick and easy and Sam is prompt with his communication.

15 november 2025
Review zonder uitnodiging
Logo Got Capital

Antwoord van Got Capital

Thanks for the 5* feedback about Sam and the Got Capital Team 🤩 Delighted that we could support you and your business with a fast business funding advance! 🙏

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