growcredit.com Reviews 

I have been using Grow Credit for a few months now and I am very happy with the service. It is a simple and convenient way to build credit by paying for my online subscriptions, such as Netflix, Spotify, and Hulu. I can choose a plan that suits my budget and needs, and I get a virtual Mastercard that works like a normal credit card. The best part is that Grow Credit reports my payments to all three major credit bureaus, which has helped me improve my credit score considerably. I have seen an increase of more than 25 points since I joined them. I would recommend Grow Credit to anyone who wants to boost their credit without taking on debt or paying high fees.

Grow Credit is a great program. They could make it even better by increasing credit limits and adding more subscriptions faster. I’ve had this program for at least 2 years now and non of the requested subscriptions have been added yet.
They offer YouTube Premium but still do not offer YouTube TV and they still haven’t added other streaming services like FrndlyTV, AppleTV+ etc.

It’s been a great easy going process

Grow Credit has done everything that was promised.

Easy procedure with automatic payments and Grow Credit linked to the app I used it with for me. It was no effort to use and benefited me.

Great service

I unfortunately was going through the death of my dog and had to pay thousands to cover the bills and burial costs and went behind a few months on the payments but paid it In full. I spoke to capital one and they were able to remove the late payments and were Amazing and very caring. Now Grow told me that they would get back to me multiple times but never respond or get back to me. The company will not remove late payments to help one of their first ever customers fix credit but claim to be a company that wants to help. It’s really sad how companies like this even get a license to do this. I had to deal with the death of a dog I had for 15 years I was mentally unstable yet the company could care less. If I could give less than 1 star I would.

UPDATE AFTER COMPANY RESPONSE!

COMPANY CLAIMS THEY EMAILED ME BUT DIDNT EMAIL ME ANYTHING. I WAS TOLD BY ONE OD THEIR EMPLOYEES THAT THEY CANNOT REMOVE LATE PAYMENTS THEN LATER ON MY ACCOUNT WAS CLOSED AND NOW THEYRE CLAIMING IM NOT ELIGIBLE FOR LATE PAYMENT REMOVAL DUE TO MY ACCOUNT BEING CLOSED I WILL DO EVERYTHING IN MY POWER TO MAKE SURE EVERYONE SEES WHAT THIS COMPANY IS ABOUT!!!! I NEVER ASKED TO CLOSE MY ACCOUNT AND MY ACCOUNT WAS FULLY PAID THIS IS OUTRAGEOUS I PUT MY TRUST IN THIS COMPANY TO GET THIS IN RETURN I WILL DO EVERYTHING IN MY POWER TO MAKE SURE PEOPLE SEE THIS TIKTOK YOUTUBE TIKTOK ADS EVERYTHING THIS IS SO MESSED UP.

This company is trying to tell you plaid says your bank account has insufficient funds but kikoff uses plaid, credit strong uses plaid, self creditbuses plaid.

They all successfully processes their payments but grow credit reports insufficient funds for 28 dollars?
--- They are dishonest business.

Since opening the account with them I've only ever used my bank account to pay them.

This company started to report that my bank account had insufficient funds; which is a lie. I paid them the fee to pay Spotify.

The monthly charge was 28 dollars, they kept saying your bank account is reporting insufficient funds. Attach your debit/ credit card.

After continually refusing to process the payments through my bank, they reported 30 days late. I filed a report with the CFPB and recommend everyone here who has had similar experience with them trying to ruin your credit do the same.

Provide proof and if they attempt to remove this review, I will provide proof to trustpilot support to validate my claims.

This site seems like they are going through financial difficulties and instead of being honest, they want to force users to link their debit/ credit cards to their system which seems like it's an irreversible process where they can charge you whatever they feel like whenever they feel like.

Great customer service!!! Love this company for helping financially! Couldn’t have done it without them

I love this app grow credit! It really works and it's really simple. I let all my friends know and now they are growing there credit! Why not get build your credit for paying for the subscriptions that you already are using! I give grow credit 2 thumps up! And if you use my referral code we both with get an extra spending limit to help improve our credit even more. Here is my code. Don't forget to use my link and code! 93VCXDZ

This is a great concept and is an amazing solution for hard working people who are trying to improve their credit. Most financial services are based on ripping people off. Grow credit.com actually helps people!

The credit system is broken and is a catch-22. You need credit to buy things like houses and cars but can’t build credit without having a house or car. This app helps by using things like subscriptions and helps you build credit based on things you already pay for.

Easy to use and very helpful. Would highly recommend this app.

Very effective approach to improve credit score. The enrollment process was easy and all of my questions were answered very quickly by their customer service team. I highly recommend!

This app is really working for me. It's simple to set up and if you have questions their customer service is super helpful.

I recently had few setbacks that ruined my good credit score, that I was building for years. I was frustrated and wanted my good credit score back. Grow Credit helped me repair and rebuild my CS quickly and I'm forever grateful.

Thank you!!!!!

Great idea! Great app! Big help to boost credit!

Like many folks, I didn't properly manage my credit while in college. Didn't realize what an impact this would have as I got older. I couldn't get an apartment without my parents cosigning even though I have a good job. I did some research on the various credit building tools and came across Grow. Between paying off all my debts, never making late payments, and utilizing Grow for all the subscriptions I was paying for anyways on my visa, my score is in the 700s now! No more embarrassment of cosigning here. Can't recommend this enough.

Win - Win is the the best way to describe Grow Credit. It is an easy way to build credit and manage payments so that no late payments or skipped payments affect your credit score.