Andy and his team are fantastic!
Andy and his team are fantastic!
So thorough and excellent at communicating. Highly recommend!
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Getting a mortgage shouldn't feel like pulling teeth. At Home Loan Factory, we’re a close-knit team of Wellington-based financial advisers who genuinely love helping Kiwis get into their homes—without the usual stress, jargon, or sleepless nights. Whether you are a first home buyer trying to figure out how a Kāinga Ora 5% deposit actually works, a self-employed business owner needing a complex lending solution, or just looking to refinance and restructure for a better rate, our team is right there in your corner. We also provide expert KiwiSaver advice, ensuring your funds are working as hard as possible for your future. We know you have better things to do than drown in bank paperwork. That’s why we use streamlined digital tools to make the application process incredibly fast and simple. But behind the tech is a real, dedicated team actively negotiating with major banks and non-bank lenders to secure the most competitive approvals for you. We believe financial advice should be straightforward, honest, and delivered in plain English. We’re here to act as your calm, personal guides throughout the entire property journey. Let us do the heavy lifting with the banks, so you can focus on the exciting part—planning your next move.
103 Johnsonville Road, 6037, Wellington, Nieuw-Zeeland
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Andy and his team are fantastic!
So thorough and excellent at communicating. Highly recommend!
I don't know how we could have navigated the journey of first time home buying without Andy's advice, expertise, and encouragement. He kept us informed and supported at every step of the way, always made time to walk us through complicated processes and documents, and worked tirelessly to get us to best possible deal for our situation. Looking forward to continuing to work with Andy for many years to come, couldn't recommend him more highly!
We can’t recommend Andy Palliser from The Loan Factory highly enough. Andy is an incredible source of knowledge and advice, and his experience and understanding of the mortgage industry are second to none. He explains everything clearly, carefully considers every option, and always makes us feel that he genuinely has our best interests at heart.
Andy has also helped all of our children with their lending needs, giving each of them the same outstanding guidance and support. We recommend him to everyone we know who is looking for a loan or mortgage advice.
Andy is approachable, responsive, professional, and exceptionally good at what he does, and easy to talk to. He makes the entire lending process easier and far less stressful. If you want a mortgage broker who truly knows his field and consistently goes the extra mile for his clients, Andy is absolutely the person to talk to.

Antwoord van Home Loan Factory
Andy was truly helpful and experienced. He definitely helped us all along the way. Couldn’t imagine without him for our home purchase! He was also very patient with us. Highly recommend him!

Antwoord van Home Loan Factory
Couldn’t recommend Andy and his team enough.
It’s always a little extra special when the person looking after your finances is genuine and you know your in safe hands.
He looks after our mortgage, keeps an eye on things whenever our interest rates are due to change, and also manages our kiwisaver. He’s always proactive, easy to talk to and happy to explain things without making it feel overwhelming or complicated.
We really appreciate having someone we trust who genuinely looks out for us and makes sure we’re getting the best options available. Couldn’t ask for better service or a better person to have in our corner! 🏡❤️
Would absolutely recommend him to anyone looking for someone trustworthy and genuinely invested in helping them get the best out of their finances.
-Georgia

Antwoord van Home Loan Factory
⭐⭐⭐⭐⭐
I highly recommend Andrew Palliser his mortgage brokering service. From the beginning, he has been incredibly helpful, professional and easy to deal with. He took the time to understand my situation, explained everything clearly, and made the whole mortgage process feel much less stressful.
Even after settling on my home, Andrew has continued to be helpful whenever I’ve had questions, and I really appreciate the ongoing support and advice.
I’m very happy with my mortgage and with the service I received. Thank you, Andrew, for all your help and for making the process so much easier! 😊

Antwoord van Home Loan Factory
Andrew (Andy) Palliser is the man! Highly recommend his services. Was very impressed with his line of work. Prompt responses and smashing turnaround times. Andy catered to our needs and understood us well! Thank you Andy for making this dream come true and believing in our journey. Bless you and the Team

Antwoord van Home Loan Factory
Great service and knowledgeable staff we are being helped by Andrew Paliser who is clued up with and helpful.

Antwoord van Home Loan Factory
Andy's knowledge has been instrumental in helping us structure the mortgage that best support our needs. He is intuitive and advised us on how to best balance our financial needs and lifestyle requirements. He makes the whole process as stress-free and quick to answer any questions.

Antwoord van Home Loan Factory
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