IOU Financial Reviews 

995
TrustScore 5 uit 5

4,9

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

We’ve had a great experience working with IOU Financial. The process was straightforward, communication was clear, and everything moved quickly and efficiently. Tammy was professional, helpful, and ea... Toon meer

Beoordeeld met 5 van de 5 sterren

Tammy is the sweetest person I've ever dealt with in regards to any lending I've ever done. She's nice and professional. It's hard to find quality customer service but IOU Financial has an asset in Ta... Toon meer

Beoordeeld met 5 van de 5 sterren

Tammy did a great job and was very pleasant to deal with. The process went smoothly and according to the structure called out. The review Tammy presented was clear and concise and her stated delivery... Toon meer

Beoordeeld met 5 van de 5 sterren

It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten

Over IOU Financial

Geschreven door het bedrijf

IOU Financial is a leading technology-enabled small business lender providing fast, transparent access to growth capital through a nationwide network of preferred broker partners.

Powered by its proprietary lending platform, IOU seamlessly connects brokers, borrowers, and underwriters in real time—delivering an efficient, relationship-driven alternative to traditional banks.

Since 2009, IOU has originated more than $1.9 billion in financing to help thousands of small businesses across the United States invest in inventory, hire employees, purchase equipment, expand operations, and manage working capital.

We understand that every business is unique, which is why we combine innovative technology with experienced lending professionals who provide personalized guidance throughout the financing process. Our streamlined application and underwriting process helps qualified businesses receive decisions quickly, with funding available in as little as 24–48 hours for many borrowers.

At IOU Financial, we are committed to delivering a straightforward lending experience built on transparency, responsiveness, and long-term relationships. Whether businesses are pursuing growth opportunities or navigating seasonal cash flow needs, our goal is to provide financing solutions that help entrepreneurs move their businesses forward with confidence.


Contactgegevens

4,9

Uitstekend

TrustScore 5 uit 5

995 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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4,9

Alle reviews

(995)

54 reviews in de afgelopen 12 maanden

Een review schrijven
Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 5 van de 5 sterren

Great experience and great people

Great experience and great people. Judith and Karen are great as well as the whole IOU team.

27 augustus 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We're so glad you had a great experience. We appreciate your business and your feedback!

Beoordeeld met 5 van de 5 sterren

best customer se rv i ce

Tammy is the best customer service ever, thank you so much!

25 augustus 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you for your feedback. We think Tammy is great, too!

Beoordeeld met 5 van de 5 sterren

2nd Loan with IOU Financial

This is my second time going over documents and speaking with Tammy. She takes the time to explain everything to me and really makes you comfortable. Very friendly and very knowledgeable.

31 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We appreciate your comments and your business!

Beoordeeld met 5 van de 5 sterren

Tammy was great!

She was on time, fast, friendly and efficient. She did a great job explaining everything and making this a smooth process

25 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you for your feedback!

Beoordeeld met 5 van de 5 sterren

I'm a small time business compared to…

I'm a small time business compared to some of the other giants IOU funds. Judith and Karen treated me like ROYALTY!! In a time where outstanding customer service is rare, they both hit it out of the ball park! This is now my 3rd deal. I'm not a paid person to make this review up. My first deal with them got my business into Nevada, my 2nd deal to New Mexico and now my new 3rd deal is taking me to Colorado! I advise anyone who reads this to learn from a couple of simple things. 1)Please commit and follow through your payment structures. 2) Its tempting to touch that extra cash, DON'T TOUCH! 3) Use your money to grow and expand and NOT to pay your current debt. I know it's expensive to borrow but honestly here, would you trust someone who you barely know with money that probably won't pay you back? Again thank you for boosting my company up IOU, JUDITH AND KAREN!!

24 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We are absolutely thrilled that you have had such great experiences and truly appreciate your repeat business! Thank you for giving us the opportunity to help you thrive.

Beoordeeld met 5 van de 5 sterren

Best in the Industry!

These guys are hands down the best financial institution in the industry. I've been working with them for years now and they never disappoint and they always give me exactly what I need, fast and are very easy to work with.

24 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you so much for your kind words. We are honored to be a part of your business growth and look forward to a continued partnership!

Beoordeeld met 5 van de 5 sterren

Amazing service

The customer service was amazing. Tammy was fantastic. She walked me through the documents and terms. The terms were fantastic.

21 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you for your comments!

Beoordeeld met 5 van de 5 sterren

Tammy did a great job with helping get…

Tammy did a great job with helping get funded with IOU financials. She will always treat you professionally and take care of everything.

15 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We appreciate your business and your comments!

Beoordeeld met 5 van de 5 sterren

Quick

Matt did the best job getting us capital! These lenders are great to work with

3 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We appreciate your comments!

Beoordeeld met 5 van de 5 sterren

Karen A++++++…

Karen exemplified what a true personalized and professional experience should be. Would highly recommend for any of your funding needs. Thank you again for making this a great experience.

26 juni 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We're so pleased that you had a great experience. Thank you for your comments!

Beoordeeld met 5 van de 5 sterren

This company is extremely competitive



This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. They’re fast, fair, and make aggressive but reasonable offers.

Once I was approved, I worked with both Phil and Jennifer at different points in the process. They were professional, responsive, and made everything seamless from start to finish.

If you’re looking to secure funding for your business, I highly recommend IOU Financial.

23 juni 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you so much for your feedback. We appreciate your business.

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