I know I needed money to visit my family and I had to travel to their town. Luckily, I got over the disappointment of not getting the amount I requested, it gave me an opportunity to be resourceful a... Toon meer
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The customer service is always professional. They make sure everything is done to satisfaction the time the loan is processed. You are made to feel like you’re more than a client which makes fo... Toon meer
Bedrijf heeft geantwoord
I’ve been having a loan from them anytime I’m in need of funds and they are very accommodating and easy to deal with. I’m so glad that I’ve found them. I gladly recommend to anyone esp those who ar... Toon meer
My experience was absolutely wonderful from the start to the finish. I did not have to wait. The application process online was flawless. Then a representative called me and explained about the entire... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
Geschreven door het bedrijf
Welcome to our official Trustpilot page! Whether you're managing unexpected personal expenses or looking for working capital to scale your business, our family of brands provides tailored, transparent financial solutions built around your needs. Our Family of Brands: Magical Credit (magicalcredit.ca): Flexible personal and installment loans featuring predictable payments and accommodating criteria to give your budget breathing room. Magical Business (magicalbusiness.ca): Merchant Cash Advances tailored for small and medium enterprises, offering flexible upfront capital that adapts to your daily sales. Magical Cash (magicalcash.ca): Fast, secure, and confidential short-term payday loans to bridge the gap before your next paycheck. Our Commitment to You We prioritize clear terms, fast decisions, and simple online processes with zero surprise fees. Your honest feedback helps us continuously improve our services and helps future customers make informed financial decisions. Have you used one of our services recently? Please share your experience below!
Contactgegevens
970 Lawrence Ave W #402, M6A 3B6, North York, Canada
- +1 855-639-6888
- info@magicalcredit.ca
- magicalcredit.ca
4,6
Uitstekend
323 reviews
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Worst company!
I have dealt with many loan companies and this has to be the worst! No one needs money this badly to deal with such incompetence! Never again, they are scammers!
9 mei 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Hi JD.
I'm so sorry about your bad experience with us. Can you please reach out to us to understand what happened? I can't find you in our system with only your initials, and I really want to get to the bottom of this. You can either call us at 1-855-639-688 or email us at local@magicalcredit.ca. We're looking forward to speaking with you to figure out what happened.
Antwoord van Magical Credit
Thank you Michael on the great review - what a wonderful Friday surprise, we're always here to assist - Have a MAGICAL Friday :)
Was in a tough spot needed a quick loan…
Was in a tough spot needed a quick loan and they helped. All done online and quickly.
26 maart 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you for the lovely review, glad you found our process quick - we're always here for when you need us... Have a MAGICAL Thursday!
They were very helpful and I got…
They were very helpful and I got approved and funds in my account fast great customer service
19 april 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Good Morning Eleazor - Thank you for the great review. We are pleased we met your expectations and will be here again for when you need us... have a MAGICAL Monday :)
Magical Credit is one of the good ones!
I've borrowed from Magical Credit a few times and have always had a great experience. They're efficient, personable, and make a genuine effort to ensure I receive my funds quickly.
9 april 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Good Morning - Thank you for the great 5-star review! We enjoy what we do, and we strive each day to meet our customer's expectations on speed and friendly service... Have yourself a MAGICAL Thursday!
Magical Credit
Magical Credit, is a great place for loans. They tailored to your needs in a quick and timely manner. Very professional staff with great service. And most of all they will make your day Magical trust me.
28 februari 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Good Morning Keiton - Thank you for the 5-star review... You're 100% right, Magical Credit is a GREAT place for loans. We offer quick and fast funding for all our customers... These reviews make our staff work even harder for our customers when they see reviews like this :) We only wish you a MAGICAL Wednesday!
Great customer service
Great customer service! The loan process was smooth and stress-free. The application was quick and easy. I got approved faster than I expected!
2 februari 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Hey Carolina - we're so happy that you loved our service. Being fast and easy is what we're all about :) Have yourself a MAGICAL MONDAY!!
Beware the Scam: Absolute Incompetent, Unprofessional Clowns
Absolute clowns. Amateurish and unprofessional. You will be badgered with emails and staff ignore your questions. You do not get personalized service. AVOID AT ALL COSTS. The positive reviews are fraudulent and deceptive. Filthy scammers.
24 januari 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Good Morning - We're sorry to see you had an unpleasant experience with Magical Credit. All of our reviews are from real customers, and we strive to maintain a high level of customer service. Please give us a call at 1-855-639-6888 and ask to be transferred directly to a senior manager who will review your file directly with you.
Magical Credit is the way to go!
Dornett was awesome! Great customer service and was transparent. She professionally answered all of my questions. I highly recommend this company. Magical Credit is the way to go!
10 december 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Wow, thank you for the review, King! We let Dornett know as well, she was thrilled about it. Thanks again, and have a Magical day!
Fast, affordable and super friendly!
Fastest and super friendly service as always! You guys have been a lifesaver more than a few times and will be forever grateful for! Thank you again!!
27 november 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Gaston! It's been our pleasure to be able to help you with your loan. Should you need anything else, don't hesitate to contact us. Have a Magical day!
Always friendly and has helped me out…
Always friendly and has helped me out on a couple of occasions. Definitely one of the best places to deal with
14 november 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for your review, Cheryl! I speak on behalf of everyone here at Magical Credit when I say we're lucky to have you as a loyal customer. Our lines are always open, as you probably already know, so if you need any help whatsoever, don't hesitate to get in touch with us. Have a Magical day!
I apply twice can decline
I apply twice got decline, I make over 2k every pay I just need help but nothing.
20 oktober 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Thomas, we are sorry we couldn't approve you for a loan. We hope one of the referrals we sent you could help. We wish you all the best.
Help when you need it most definitely give this company a call
My experience with magical credit was amazing the process was very easy and they guided me by phone how to upload the proper documents Marie was my rep and did an outstanding job helping me with the process I would recommend anyone having trouble getting financial help call magical credit you won't regret it
18 oktober 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you very much for this wonderful review! We appreciate that you took the time to write this about Marie. We always strive to help our customers and your recommendation means so much. Have a Magical Day!
UNETHICAL BUSINESS PRACTICES. WASTING PEOPLE'S TIME
Unethical business practices. I applied for a $1500.00 loan. Completed all the forms, provided my banking information. Then about 1 hour later I receive an email that I am approved. Missing documents....OK...no big deal. Had to send front and back drivers licence....Selfie holding ID, paystups etc. Book a call....then when they called me...I was approved for a LOUSY $300.00.......NOT EVEN CLOSE TO WHAT I ASKED OR NEEDED. Wasted my time when they could have mentioned the amount I was approved for in the email. I would have NEVER uploaded the documents because it was simply wasting my time. They say it was because of my first loan with them...FINE...TELL US THAT WHEN WE APPLY OR IN THE EMAIL.I am so pissed at this company. STAY AWAY FROM THEM.
8 oktober 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Alan, I'm so sorry to hear about your experience with us. I checked all the communication between our company and us and I want to apologize for the fact our communication has not been the greatest. The last thing we want is to waste your time and ours. Thanks for leaving this review, we will be rethinking some of our processes because of it. Have a Magical rest of your week.
Staff is really amazing!!
Staff is really amazing!!! Approval was fast. I will definitely go with them again. Thank you natashia your amazing!!!
28 september 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you for such a nice review, Karrie! Nastasia was so happy to hear about what you wrote. Please give us a call or send us an email if you need any help, ok? Have a Magical week!
I had a very good experience with…
I had a very good experience with Magical credit the online loan app is very easy and then Jenny gave me a call and went over everything. I had a great experience and would recommend to all my friends and family. Thanks Jenny.
22 augustus 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you, Shawn! It's always a pleasure to read reviews such as yours - we are working tirelessly to make sure everyone has an experience as great as yours. Feel free to reach out to us if you need any help with your current loan. Have a Magical week!
No better company
I cannot say enough good things about this company. I have been with them for years and they have always come through for me.
No matter what representative you talk to, they are always friendly, helpful and courteous.
If you need help, this is the company to go to.
19 augustus 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Wow, thank you so much for the lovely review, Tanya!! We're glad you decided to stay with us for so long; we're honored you chose us for your loan needs. I think you already know it, but if you need any help with your current loan, feel free to contact us. We'll be more than happy to help! Have a Magical day!
Customer service was excellent
Customer service was excellent. Anastasia was warm, patient and respectful
15 augustus 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much, Shelley! Anastasia loved to hear about your review - you made her day! Remember we're always here to help you in anything you need, don't be a stranger! Have a Magical week!
Magical worked with me with prompt…
Magical worked with me with prompt immediacy showing willingness to hear me out and come up with solutions. I am still at the stage of small amount loans and paying the first one on the specified date. This current loan required a split arrangement but once I paid the remainder of the "split amount" Magical blessed me with a third loan on the same day I made the payment for that "split remainder." Hope you are not all confused. Now i look forward to a larger inst- allment loan to help me relocate to a better paying position in my field.
29 juli 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Marek! Yeah, the best way to make sure you're approved for higher loan amounts is to create a good payment history with us. We're more happy to work with returning customers - it's less risky for us and less risky for you. Thanks for choosing Magical Credit, Marek. If you ever need any help with your current loan or any future ones, don't hesitate to call us! Have a Magical day!
I HAVE USED THIS COMPANY 3 TIMES NOW &…
I HAVE USED THIS COMPANY 3 TIMES & NOW THEY REFUSED TO RE-LOAN TO ME.
Never have me any reason why but wanted to update my last review which I thought this company was fantastic but lousy now
30 juli 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Well, we don't receive reviews like yours every day, William. Thank you so much for taking the time to write it. We're constantly working to keep our services at the highest level possible; returning customers like you make us see we're doing something right. Have a Magical day!
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