I know I needed money to visit my family and I had to travel to their town. Luckily, I got over the disappointment of not getting the amount I requested, it gave me an opportunity to be resourceful a... Toon meer
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Lees wat reviewers zeggen
Im glad I found Magical Credit without hesitation,they provide me a loan that helped me during my emergency situation ,after payment,reloan and you will even get an increase Thank you so much
The customer service is always professional. They make sure everything is done to satisfaction the time the loan is processed. You are made to feel like you’re more than a client which makes fo... Toon meer
Bedrijf heeft geantwoord
I’ve been having a loan from them anytime I’m in need of funds and they are very accommodating and easy to deal with. I’m so glad that I’ve found them. I gladly recommend to anyone esp those who ar... Toon meer
Bedrijfsgegevens
Geschreven door het bedrijf
Welcome to our official Trustpilot page! Whether you're managing unexpected personal expenses or looking for working capital to scale your business, our family of brands provides tailored, transparent financial solutions built around your needs. Our Family of Brands: Magical Credit (magicalcredit.ca): Flexible personal and installment loans featuring predictable payments and accommodating criteria to give your budget breathing room. Magical Business (magicalbusiness.ca): Merchant Cash Advances tailored for small and medium enterprises, offering flexible upfront capital that adapts to your daily sales. Magical Cash (magicalcash.ca): Fast, secure, and confidential short-term payday loans to bridge the gap before your next paycheck. Our Commitment to You We prioritize clear terms, fast decisions, and simple online processes with zero surprise fees. Your honest feedback helps us continuously improve our services and helps future customers make informed financial decisions. Have you used one of our services recently? Please share your experience below!
Contactgegevens
970 Lawrence Ave W #402, M6A 3B6, North York, Canada
- +1 855-639-6888
- info@magicalcredit.ca
- magicalcredit.ca
4,6
Uitstekend
322 reviews
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Ontdek hoe ze hun reviews verzamelen, beoordelen en modereren.
My experience with Magical is really…amazing!
My experience with Magical is really magically amazing.
I deeply appreciated all their efforts and concerns in letting my loan reached my hands.
Thank you so much.
28 juli 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for this, Lily! We're working to make everyone's experience as Magical as possible. We're happy that you chose us. Have a Magical rest of your day.
Amazing
Amazing! Very good company and willing to work with you if your payday is a few weeks away!!
Highly recommended!!
24 juli 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for the amazing review, Don! We appreciate the recommendation, and we're honoured that you chose Magical Credit to help with your financial needs. Have a Magical weekend ahead.
Highly recommended
They answered my questions fast, and were very polite
23 juli 2026
Review zonder uitnodiging
Antwoord van Magical Credit
It's always our pleasure, Nicole! Thanks for choosing Magical Credit, and thank you for the review as well.
Excellent Customer Service
Excellent Customer Service. Professional staff and always available to assist you with any information you need. Always very prompt in replying to you.
24 juli 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for the review, Susan. We're happy to have you with us. Have a Magical weekend ahead.
Good Service
Good Service
I was happy with the efficiency of the application process. Funds arrived quickly after approval.
17 juli 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Ciaran! For both reviews! Have a Magical rest of your day!
Magical for real
Well this lending company is nice, understanding, approachable and easy to talked especially there contact support...it's my first time here and although I don't have money on my bank account when they verify and check my situation still I've been able to get money from then...the trust they have to the people is worth the wait and effort on applying loan, thank you and I appreciate this...To all of you who needed help, you all can try Magical Credit so you can prove what I am trying to say here, it's really Magical here...
19 juli 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Wow, that was such a detailed review, Archie. Thanks for taking the time to write it. Your loan office will be happy to hear about it. If you ever need any help with your current loan, we're here to back you up! Have a Magical rest of your week!
Amazing at response and very quick to…
Amazing at response and very quick to issue funds, also very polite!
15 juli 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much, Ramona. We're doing our best here to provide you with the best possible service out there. We're happy to have you with us. Have a Magical rest of your week.
Awesome service
Awesome service, quick and easy application, always a pleasure
15 juli 2026
Review zonder uitnodiging
Antwoord van Magical Credit
It's our pleasure to have you with us, Glen. Thank you so much! Have a Magical weekend ahead.
Fast reliable....would be better if…
Fast reliable....would be better if larger loans were offered on payments some time people need help out of the hole not just help standing up
7 juli 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Aaron, thanks for the review. We do offer larger loans depending on your history with us and also which Province you live in. Get in touch with us and we can discuss it for future loans. In the meantime, have a Magical week ahead.
Antwoord van Magical Credit
Thanks, Ron! It's an honour to have you with us. Have a Magical week ahead.
Antwoord van Magical Credit
Hi Justin! Thanks that. We appreciate the review. Have a Magical weekend ahead!
Great service! Easy to use and communicate
Great service and were fast! Great initiative system for apply.
3 juli 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for the review, HDK! We're happy you had such a good experience with us. Have a Magical weekend ahead.
Quick and easy
1 juli 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Nawal! That's what we're aiming for. Have a Magical weekend ahead.
Everything i need help or i am short on…
Everything i need help or i am short on funds they are always there to help. The application is easy and quick
27 juni 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much, TTV! It's been our absolute pleasure to help you out. Have a Magical weekend ahead!
Conflicting and Constantly Changing Policies
After 5 years they still keep changing the rules to qualify. And denied previous guidelines. To a point they suggest they will give me Extended Payment Plan as a one-time courtesy; when in fact I had the payment plan 6 times;and they called it installments, but now EPP. Customer service, 1 of many departments, don't listen to what you are saying , they keep repeating themselves; and speak poor englih.
24 juni 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Sherman, thanks for the review. We need to explain a bit how the extended payment plan works: any customer can be eligible for an EPP if their 2 previous loans fall within a 63-day period. It is fairly common that customers fall out and back in the EPP rule from time to time - that happens because of how their payday schedule is set up. If you have any questions about it, we're more than happy to discuss over the phone or via email. Oh, and sometimes we may call the EPP "installments", because you are, in fact, paying your loan in installments instead of a single payment (which is the standard). In any case, we're here to clear out any misunderstandings. Have a Magical weekend ahead!
Great ,fast service.
25 juni 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Shawn, thank you so much! We're here to keep providing you with the best service possible. If you need any help whatsoever, we're here to help. Have a Magical weekend ahead!
Very quick and easy to work with
Very quick and easy to work with. Excellent service.
22 juni 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much, Joe! Speed is the name of the game here. We appreciate you taking the time to leave us this review. Have a Magical rest of your week.
Fast service and reasonable pay back
Fast service and reasonable pay back. Great service
19 juni 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Kat! Customer service has been the center of what Magical Credit does for a long time now. Reading reviews like yours makes us feel we're doing our job right here. Have a Magical weekend ahead.
Payday Loan
It was quick and easy to apply.Thank you Magical Credit!
Greatly appreciated.
20 juni 2026
Review zonder uitnodiging
Antwoord van Magical Credit
It's been our absolute pleasure, Eugenia! Thank you for choosing Magical Credit, and have a Magical rest of your week.
Very Efficient service and Fast Approval
17 juni 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you very much, Antony! We appreciate you taking the time to leave us this review. Have a Magical weekend ahead!
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