I know I needed money to visit my family and I had to travel to their town. Luckily, I got over the disappointment of not getting the amount I requested, it gave me an opportunity to be resourceful a... Toon meer
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Lees wat reviewers zeggen
Im glad I found Magical Credit without hesitation,they provide me a loan that helped me during my emergency situation ,after payment,reloan and you will even get an increase Thank you so much
The customer service is always professional. They make sure everything is done to satisfaction the time the loan is processed. You are made to feel like you’re more than a client which makes fo... Toon meer
Bedrijf heeft geantwoord
I’ve been having a loan from them anytime I’m in need of funds and they are very accommodating and easy to deal with. I’m so glad that I’ve found them. I gladly recommend to anyone esp those who ar... Toon meer
Bedrijfsgegevens
Geschreven door het bedrijf
Welcome to our official Trustpilot page! Whether you're managing unexpected personal expenses or looking for working capital to scale your business, our family of brands provides tailored, transparent financial solutions built around your needs. Our Family of Brands: Magical Credit (magicalcredit.ca): Flexible personal and installment loans featuring predictable payments and accommodating criteria to give your budget breathing room. Magical Business (magicalbusiness.ca): Merchant Cash Advances tailored for small and medium enterprises, offering flexible upfront capital that adapts to your daily sales. Magical Cash (magicalcash.ca): Fast, secure, and confidential short-term payday loans to bridge the gap before your next paycheck. Our Commitment to You We prioritize clear terms, fast decisions, and simple online processes with zero surprise fees. Your honest feedback helps us continuously improve our services and helps future customers make informed financial decisions. Have you used one of our services recently? Please share your experience below!
Contactgegevens
970 Lawrence Ave W #402, M6A 3B6, North York, Canada
- +1 855-639-6888
- info@magicalcredit.ca
- magicalcredit.ca
4,6
Uitstekend
324 reviews
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Antwoord van Magical Credit
Thanks, Vinnie! Have a Magical day!
Antwoord van Magical Credit
Thank you so much, John! Have a Magical rest of your week.
Magical no hassle no fuss
20 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much, Jacqueline! Have a Magical week ahead.
Antwoord van Magical Credit
That's what we're going for, Ivet! Thanks for the review. Have a Magical week ahead.
Nice and i choose emergency and any…
Nice and i choose emergency and any time i need money i choose
17 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you for the review and the 5 stars, Harpreet! Have a Magical week.
Very excellent service
17 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for your review, Rafid! Have a Magical week ahead.
Experience always great
Experience always great. Thank you team
16 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Silvana, we really appreciate you taking the time to leave us a review. Thank you so much. We keep our customer service level the same after you're approved, so if anything arises and you need some help, don't hesitate to call. Have a Magical day!
Poor Customer Service
I initially applied and got approved for a $200 loan. I received the money but I returned it within the cooling off period so no interest was incurred. The reason I returned it because I realized I needed more so I wanted to reapply for a higher amount (and I will pay on the same pay date as my previous loan). I emailed many times but received no reply. I called after a few days and the agent told me I cannot reapply and she does not know the reason why. Not helpful at all. She told me to email payment department and I sent an email more than 5 times until now no reply!
23 januari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Elle, I'm so sorry about that. If there's a reason why you can't apply, you most definitely should be informed as to why. This may have been a communication issue, as managers would be able to handle this situation. If you call or email us between 9 am and 5 pm (EST), there will be someone here who will be able to help. I couldn't find any files on our system that match your name and situation, so I can't assign a manager to help you out yet. Please get in touch with us so we can get to the bottom of this. In any case, thanks for dropping us this review. Have a Magical week.
Instant approval after viewing my…
Instant approval after viewing my credit score, instant deposit after approval, highly recommended
15 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Mark! Thanks for the review. Now, just to clear things out: we do not view Credit Scores since we're only offering Payday loans at the moment. We base our decisions on bank statements and whatever the customer writes in their application. Have a Magical week ahead!
Lies all lies
Lies all lies, they keep having pop ups on the website claiming that they have approved all these people for loans ....those are embellished and all lies. They make you believe that they're going to help they make you wait then they reject you. What a BS company shame on ALL OF YOU. A disgrace to decent Canadians that really need some financial assistance.
15 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi G.C. Moose. We would love to understand exactly what happened with your application, but we have no information to find you in our system. Please get in touch with us so we can properly review what happened. Have a Magical week in the meantime!
Excellent experience
Excellent experience. Quick processing time. Always there when needed.
13 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Maria! We're happy to have you with us. Have a Magical week ahead!
Quick service and friendly customer…
Quick service and friendly customer support
6 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Philip! Thanks for the review and for mentioning our customer support - we're proud of it, and we're always working to improve it. Have a Magical week ahead!
Right now I am very disappointed with…
Right now I am very disappointed with Magical Credit. I paid my loan in full yesterday in the afternoon and applied to reloan and still havent received any reply from them even though I have sent them a few emails to see whats going on. They were never like this with me, as I have never missed any payments with them. I have always paid my loan in full, reapplied and they were quite fast in reloaning me. But now nothing and I am not even sure why. So I am quite disappointed with them...
6 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Banafsheh. I would like to apologize for the delay in dealing with your application. You should have heard back within a matter of hours (especially since you're a recurring customer), not days. We are bringing your review to the agents who were in charge of your file. We know how frustrating it can be when expectations aren't met. We are super proud of how we streamlined the lending process, but unfortunately, mistakes like these still happen. We're sorry for making you wait for as long as you did. We appreciate you taking the time to leave us this review, by the way, as reviews like yours help us review our processes and improve them. Have a Magical week!
I really like magical credit loans
I really like magical credit loans. They're fast and efficient with having your paperwork ready and sent back to you. I was applying during the night and was approved and had funds sent the same hour.
7 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
That's great, Adrian! Yes, we are now funding 24-7, and we're working relentlessly to make sure our services are always to the highest standard. Thanks for the review. Have a Magical day!
Easy and fast application
Easy and fast application, the app is also easy to navigate.
4 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks for the feedback, K M! We're glad to have you with us. Have a Magical weekend!
Antwoord van Magical Credit
Thank you for choosing Magical Credit! Have a Magical weekend ahead.
This is my first time to make a loan…
This is my first time to make a loan like this and I did not expect that they will give me a chance so easy to get the money that I loan from them. I really appreciated that thank you and more power
3 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
We're happy to help, Felipe! Don't hesitate to reach out should you need any help with your current loan. Have a Magical day!
I'm very quick and easy
3 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Philip! We appreciate you taking the time to leave us the review. Have a Magical rest of your day!
Great service!!
I have used Magical's loan service multiple times now and have found them to be excellent! From application to approval was a very quick and smooth process. I would highly recommend them! Thank you Magical!!
1 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Carol! It's always great to hear from repeat customers. We're glad you had a good experience with us and decided to return. As you may already know, we're always here to help in any way possible, so don't hesitate to reach out to us. Have a Magical week!
Well from the application to receiving…
Well from the application to receiving my funds to the very fair charges it has been a great experience and I highly recommend them to anyone who needs quick financial help they are the best I've come across.
2 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for sharing your experience with us, Michael. We're trying our best here to deliver stellar service, and we're glad you liked it. Have a Magical week ahead!
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