Onepathfinancial Reviews 12

Please be aware of ONE PATH FINANCIAL. It's basically a scam to get consumers with decent to great credit to borrow money or more money than they need for debt for their business profits. I received a debt consolidation loan offer from One Path Financial in the mail. They literally had my financial debt of $59,833.00 written out and offered me a loan to consolidate it. The problem is, I only have $8K in debt. I was curious as to how they worked so I gave them a call and asked " how do you all determine how much debt a consumer has before you solicit them with your loans?" This man told me, "that information is in public record." That's a lie. It's only public if it's in debt collections, courts or a foreclosure of a home. So I knew then something was fishy. I then asked him is a car loan included in your debt findings in your letters to consumers, and he said ""No." That eliminated that theory for the extra $50K for me. I tried to ask him another question and he appeared to be annoyed and interrupted me saying, " MAM, WHAT CAN I DO FOR YOU TODAY?" I just hung up the phone. After doing my research, this marketing scam is done to people with decent to great credit. My score is 848. They want to get business from trustworthy clients where they know they're going to be paid back. They're hoping to find someone who's going to take the bait and accept the money over the amount of your actual debt. SCAM!

Received a bogus letter with fake credit card debt data offering a "solution" that the fine print clarifies is just an "unsecured, closed-end personal loan funded by a third party." Pure scam with scare tactics to boot. It's a mystery why this website awards them two stars!

My credit reports are frozen More than 1 year and Permanent Opt-Out by Mail. I haven't applied for anything and anywhere. I don't know which company you used to steal my information, and you're constantly sending me offers. I'm so tired of companies like you and also tired of your unreasonable harassment.

I filed a complaint with the BBB and consumer finance because I'm fed up with their harassment. Let's see what the outcome will be.

I hope you'll tell me where you stole my information from and I will take action accordingly.

The rep we talked to was very rude when we stated we were only interested in putting the loan in my husband's name. He kept insisting on a co-applicant and called us liars when we refused. Stating our debt was as high as we claimed, which it is for the both of us but that isn't of consequence? He did not ask what my husband debt was alone so we answered the question as it was posed to us. To try to strongarm someone into a loan is ridiculous and unprofessional. They need to be reported to the BBB, but good luck find out what the business name is actually registered under.

they are not what they say they are and for that they get 1 star

Scam Don't bother
They aren't even a loan company. They will collect your info and sell it to third party read the fine print.
Their site is also fake
Listed their trust pilot at 4.8 stars when it's not even 3 stars 😂😂😂😂

This company sent me a final notice letter-immediate action required to send me a marketing letter to sell me a loan. They use IRS coloring on the letter inside to add to the "ploy". I will NEVER do business with a company that tries to use fear to get me to notice them. I really hope this is passed along to their leadership and marketing team: if I ever need a loan, it will never be with your company because of this "final notice".

Don’t do it I was nice respectful and only answered questions when he asked. Finally I had a question and he cut me off and told me to stop talking. Boy you in person u never would have disrespect me like that. I guess he feels he has power cuz with a click of a button he can get a small loan. Place is a joke

Misleading mail ad. I got an invitation in the mail looking like a LOAN option but turned out to be a consolidation debt management company - their fees = 25% of total debt and needs to be badly past due debts in order to work to your favor with NO guarantee of debtor agreeing to settlement. I was NOT past due on my debts so it would have wrecked my credit to use this (or any other same type service).

Scam. Sends mail pretending to be an official notice. Their website claims to have thousands of five star reviews but none can be found online.

I received a letter in the mail offering a large loan. Definitely has that "too good to be true" feel. Site seems new a year old or less from my initial research. Can't find them on the BBB website when I went to check if anyone had filed complaints with them.
The letter claims they have 5 star reviews on google, but can't find them on google with any reviews at all.

To make things even more suspicious, the address listed on the Contact link at the bottom of their site is the same as another financial company with a very similar name. I was able to locate a list of businesses in the building, and One Path Financial is NOT listed, but the other financial company is. What scares me is that this wasn't a random scam email, they sent the letter to my mailing address. There is no return address on the letter anywhere

Came to Trustpilot to check out the company. 0 reviews. Went to their site says 5 star based on 1895 reviews! Kinda says it all. I know who I trust. Wish I could have posted the picture I took of their site to Validate my comment