Ready Capital Reviews 

Was a pleasure working together to grow my business..

Great understanding in business growth and responsive team!

I took two different loans from ready capital, the process is very smooth and easy, the online portal makes every thing even easier. I am very happy with them and 100% recommended to other business owners

Ready Capital was instrumental in helping me secure my SBA loan. Their team was supportive and efficient throughout the process. I especially want to thank Angela Cucuzza, my Loan Closing Specialist. Angela's knowledge, responsiveness, and attention to detail were invaluable. She made the complex process manageable and ensured a smooth closing. I highly recommend Ready Capital, and especially Angela, to any business seeking SBA financing.

Dawn and her team were extremely helpful throughout the process. Dawn was able to help me with all my questions and expedited the process. I have no hesitation to recommend this company for anyone looking for funding to grow their business. Thank you

Jorge and Gaby made the SBA loan process as streamlined as possible, very easy to work with. I'm grateful for their guidance throughout the process.

Very responsive and knowledgeable. Jorge and Dawn were amazing. The whole process was very smooth and streamlined. Would highly recommend!

I am thankful for ready capital and my lending experts Jorge and Yaneris were very helpful with the process. I received the funding that I prequalified for. Although it was a longer than expected process, it was smooth and it was worth it.

I had a wonderful experience working with Jorge. He was incredibly responsive and guided me through the loan process step by step. At a time when I needed a trustworthy place to secure funding for my business, Jorge and his team were organized and made the entire process user-friendly online. During the process, Jorge was always easy to reach whenever I had questions. I highly recommend ready capital and their team!

5-Star Review for SBA Loan Assistance

Our business has been established for 13 years, and securing an SBA loan was a crucial step in our growth. The team that guided us through the process was exceptional, knowledgeable, patient, and dedicated. They provided clear direction on the extensive documentation required and ensured we stayed on track every step of the way.

Patience is definitely a virtue when applying for a SBA loan, but understanding that it’s a structured process made all the difference. The professionalism and expertise we received made what could have been an overwhelming experience much smoother. If you're considering a SBA loan, I highly recommend working with a team that understands the complexities and can assist you in navigating the requirements successfully!

I wanted to take a moment to express my sincere gratitude for the exceptional service and support provided by Ready Capital and its subsidiary, iBusiness Funding (IBF). Shoutout to Jorge Torres ( SBA Business Lending Expert and Melissa Sutton ( SBA Closing Coordinator and Legal Document Specialist)

Your expertise and dedication truly made a difference in our SBA loan process. Every document you requested and every question you asked were purposeful and streamlined, helping us navigate the funding requirements with clarity and efficiency.

Having worked with at least 20 different lenders throughout this process, I can confidently say that your team stood out for its thorough process review, professionalism, and genuine understanding of our business needs.

We are beyond grateful for the incredible service we received from Ready Capital. A huge thank you to Dawn and Nathan for their dedication, professionalism, and support throughout the entire loan process. They worked diligently on our application, kept us informed every step of the way, and ensured a smooth experience from start to finish.

We’re thrilled to share that our loan was approved and funded, and we couldn’t be happier! Their expertise and commitment made what can often be a stressful process feel seamless and efficient.

If you’re looking for a reliable and professional lending team, we highly recommend Ready Capital, Dawn, and Nathan. Thank you for helping our business grow!
Victoria, KikiTextiles

Very effective service provided. They had a good system setup and easy to follow prompts for documents submission. Our documents were reviewed feedback provided and our loan processing was smooth.

5 star very solid service and experience. Jorge their lending specialist was extremely personable, very knowledgeable and just as helpful getting through this process. Denise, who came in at the end to guide the closing did a fine job as well.

The process of submitting all necessary information to obtain initial approval was extremely easy and seemed very straight forward and organized. The only complaint I had throughout the process was there were a lot of redundant requests for previously submitted Information and documents. However, if you build your own files and you are a diligent and organized business owner, you won't have any issue grabbing those docs and resubmitting.

People on here giving horror story responses makes me believe they may have to reconsider running a business if they cannot move through a lending process such as this. I would venture to guess they have larger issues than just the SBA.

Thanks for all the help, will use Ready Cap again!!

Really enjoyed my experience. Most other lenders are not able to help new businesses without a track record. This is one of the things ReadyCapital specializes in. They were able to help me get 150k of start-up capital. They were rigorous, thoughtful, helped me put together a realistic budget, and get the loan approved. The funds came in on time and they made it easy by sending someone to me to sign the loan documents. I would highly recommend.

I used them for a business acquisition. Gaby was the assigned closer and she is a rockstar! I will do business with them again.

I appreciate the team at Ready Capital helping get my SBA 7(a) loan to the finish line! I worked with Jorge and Kyla and they helped me through the process and provided terrific customer service. I highly recommend Ready Capital if seeking financing for your business!

THIEVES! Update to my previous review: They stole $3,000 out of my business checking account and have not returned it. These people are criminals, liars, and thieves.

El equipo de soporte fue muy profesional, a pesar de ser Latino y tener un inglés limitando, tuvieron paciencia conmigo y se pudo lograr el préstamo. No fue en el tiempo que esperaba, pero siempre respondieron a cada una de mis preguntas y fue un proceso claro, Agradezco a Kyla y Ed por su amabilidad y ayuda en el proceso. Recomendado

I consider it predatory to charge customers $99 to fill out a form/report (Beneficial Ownership Information Report - BOIR ), while it is free. If you go to the government website, the form and filling it out is free. I won't work with a company that takes advantage of customers like that. Capitalism makes that practice legal, but it doesn't make it right to take advantage of customers. I won't do business with them after finding that out. What else are they willing to do, to screw me out of my money?

It seems that Ready Capital wants more information and so I will share what I will with them also.

I was told because the representative was having problems with the website account that I was logging into and it wasn't working correctly, that I had missing documents and wanted me to upload in the email my Business Tax Return (2023) and answer the Borrower Questions (11 of them). I already submitted those answers on the SBA website.

Submitting documents and answering those questions in an unsecured email is just asking for a security leak and the person or other persons can share that information and take loans out or use that information in other nefarious ways.

That is my whole experience. Either the employees are crooks or the company is and encourages it with the employees. I don't know, with not knowing what is happening - that is my opinion of what I think could be happening with the suspect behavior.

Yes, I have the emails to prove it and screen shots backing up what I have said.

Why does SBA work with them?

Their minimum limit for SBA loan is $250k. Don't bother going with them as they don't respond much to inquires. They asked me to go through the conventional loan option instead of SBA but never followed up after submitting all my docs.