Ready Capital Reviews 

Started the process of applying for a small business loan. Got matched with them through the sba. All their promotional materials insisted they deal in small business loan as low as 10k. Ran into some issues while submitting paperwork and called for some assistance and the person on the phone told me that they would not consider loans under 100k for funding even after I told her the information I received asking if this was a recent policy change and all she kept repeating was that if I submitted my loan request for under 100k it would be denied and she kept trying to upsell me to the 100k offering multiple times to do so. I eventually got frustrated and told her to delete my application as I would not be pursuing a loan through them. The company advertises as being accessible even for small loans and then proceeds to do this nonsense.

This guys are terrible! I attempted to get an SBA 7a Loan from them but they basically will put you in a "chokehold" in terms of their request for documentation and collateral requirements. They are the most aggressive company when it comes to requesting for documentation. It felt as if I was being strangled. They ask for the most ridiculous documents and you get a feeling that having an on-going relationship with them is going to be "hell on earth". I eventually decided to get rid of them and went elsewhere for my SBA 7 a Loan. They will act as if the "own you or your business" if you deal with them.

The follow-through of this company is extremely poor. My representative was calling and emailing every day at the beginning, when the application process we started, He said that everything was approved and he sent the documentation for my signature. There were at least three mistakes in those forms so I did not sign. I contacted him to report the information and he said he would get back to me. 2 weeks went by and after I tried calling and sending emails but I never heard back from him. I contacted his supervisor who was extremely professional, friendly, and called me back in a timely manner. She said she would resubmit the application, speak with him regarding his follow through, and she would send me the revised edition. I never heard from her again, never received an email and never received the revised edition. I spent hours submitting paperwork and confidential information, to not hear back from this company. Extremely poor and I would not suggest communicating with them.

These scammers will call and email you at all hours and every time you talk to someone-what they are asking for and promising are different. No one here seems to know what they’re doing, sounds like they’re reading a script if you have a question-if they even answer it at all. There are much more organized and efficient lending options. This company are nothing but harassing scammers/liars. Staff changed constantly too-which should say it all.

you guys lied about your stocks - YOU HAVE THE LOWEST STOCK IN THE MARKET AND HASN'T GONE UP FOR S*IT. I HAVE YOU FOR THE LAST 2YRS AND NOT A DAMN THING WENT GOOD ! I'M GETTING RID OF YOUR STOCK !

Excellent service, going to recommennd to anyone wanting there ERC done

WOULD GIVE THIS COMPANY A NEG STAR IF I COULD, WAS MATCHED BY SBA CALLED THEM
AND WAS TREATED LIKE AN FOOL, SAID TO ME WE
DON'T DO STARTUPS THEN WHY EMAIL ME WHEN THE SBA KNOW IT WAS A STARTUP, I CALL MY
SEANTORS AND TOLD THEM HOW CAN THE SBA SAY THEY ARE GOOD, AFTER READING MORE REVIEWS I AGREE STAY AWAY AND THEN THEY
SEND ANOTHER EMAIL FROM ANOTHER STATE
AS IF I WON'T CHECK THEM OUT WITH 'WE ARE A
MATCH FOR YOU' IT'S A JOKE

I had been approached by several ERC companies that were not helpful when I had questions on the application process. Ready Capital is working closely with my local bank and that gave me the confidence they had my best interest in this application. I was assisted with my questions from the beginning and Mr. Austin on the funding team was extremely helpful with keeping the documents I needed to submit organized and on time. I am grateful Ready Capital was there to assist me with this application.

The application was easy to complete. When I had a question I received a very prompt response from a real person who answered my questions and send me a sample illustration. They whole process was very quick!

Great experience. Very helpful.

IF I COULD GIVE THIS COMPANY A 0 STAR, I WOULD!

THEIR CUSTOMER SERVICE IS HORRIBLE! YOU CALL THEM AND THEN THEY PUT YOU ON HOLD FOR AN HOUR AND WON'T GIVE YOU A RESPONSE. WHEN YOU SPEAK TO SOMEONE THEY DON'T KNOW WHAT THEY ARE DOING! STAY AWAY FROM THESE SCAMMERS!! THEY WILL RIP YOU OFF AND THEY CAN'T EVEN GIVE A PROPER RESPONSE TO YOUR CONCERN!!

HORRIBLE EXPERIENCE!!!

We at Rendezvous Event Center and Banquet Hall would like to give special Thanks To Corey Sawyer the ERC Specialist for doing an Amazing job on our file, his customer service, patience and knowledge of the program was truly exceptional and he made our experience pleasant we would highly recommend Corey Sawyers and the ERC Funding Team for your processing of the Grant. Thanks again M. Wood

Well I had the pleasure of working with erc specialist by the name of Corey sawyers. His service was above and beyond what I expected. Not only did he get my application processed fast he was able to get me more than ever expected on my erc. I promise this was a wonderful experience. Corey really took care of me and he did it so fast I was speechless when he sent my docusign over so soon. I will recommend this company to everyone I know

Long story short, stay away from this company. We were introduced to them by some other lender , they have wasted 7-8 months of our precious time and they couldn’t do the loan. Keep lying, we will close the deal next month, next month that month never came!
They have lack of knowledge, they want you to transfer all your license to new buyer before the closing? Are you kidding me?
Don’t waste your time .

This lender will attempt to force you buy their insurance even though when you provided them with proofs of your own insurance. They won't respond to your email.

Let me start out saying.. PLEASE STAY AWAY FROM THESE SCAMMERS!. THERE ONLY LOOKING FOR PEOPLE WHO HAVE MONEY ALREADY!. IF YOUR LOOKING FOR A START UP LOAN PLEASE GO THE OTHER WAY! TERRIBLE!! THEY MAKE YOU GO THROUGH ALL OF THE QUESTIONS ON THE APPLICATION AND ITS POINTLESS!!. IF YOU DONT HAVE REAL ESTATE DONT BOTHER!. I CANT BELIEVE SBA WOULD RECOMMEND THIS COMPANY!.

Dishonest and scandalous company. Not worth going into details but definitely do not waste your time with them.

Asking a business owner about arrests, previous crime ?? This has nothing to do with my business and is a straight shame

I was in touch with Ready Capital and they made the process real smooth. They helped answer any questions I had and the downloading of documents was real easy. Great company to work with.

Uncalled for and unethical mode of customer servicing. Till date gotten no response to the issue i raised exactly a week ago. I'm convinced they are just incompetent because Modulí net work, had issued a chainalysis audit on their networks earlier, had I saw that before handling my money to them, would not have fell for the IRA gimmicks. Check a chance of opting out. Professional hands on deck are excused, having opting a eight-five per cent is better than losing all to itrust