Looked for ages for cover for my Expensive watches which i have purchased over the last few years & couldn't find the right cover! Till I found Ripe online! Cover was comprehensive & didn't cost as... Toon meer
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Not worth the paper it’s written on! Tried to make a genuine claim for lost ring, which has been blocked at every opportunity by Ripe’s underwriters Davies Group. 7 months after initial claim we are n... Toon meer
Bedrijf heeft geantwoord
simple to use and understand site not the cheapest quote I received but gives good cover for the quoted price option for monthly d/d but I paid in full
Bedrijf heeft geantwoord
My requirements had proved very difficult to meet and many companies/ brokers had been unable to help. I found ripe valuables Very helpful, easy to deal with and they took time to resolve a postcod... Toon meer
Bedrijfsgegevens
Over Ripe valuables insurance
Geschreven door het bedrijf
We arrange specialist valuables insurance for people who want to feel confident when wearing what they love.
Our policies are designed to help financially protect jewellery, watch or ring owners from potential risks such as theft, loss, and damage. We focus purely on valuables insurance which means no unnecessary extras and a specialist, UK-based customer service team on hand to help.
At Ripe, we understand the needs of those who own sentimental assets, that’s why we try to make it easy to obtain a quote and take out a policy. Take a look at our reviews below to see what some of our policyholders are saying.
Our policies are designed to help financially protect jewellery, watch or ring owners from potential risks such as theft, loss, and damage. We focus purely on valuables insurance which means no unnecessary extras and a specialist, UK-based customer service team on hand to help.
At Ripe, we understand the needs of those who own sentimental assets, that’s why we try to make it easy to obtain a quote and take out a policy. Take a look at our reviews below to see what some of our policyholders are saying.
Contactgegevens
One Stockport Exchange, Railway Road, SK1 3SW, Stockport, Verenigd Koninkrijk
- 0800 112 4752
- valuables@ripeinsurance.co.uk
- ripeinsurance.co.uk/valuables
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4,1
Goed
405 reviews
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simple to use and understand site
simple to use and understand site
not the cheapest quote I received but gives good cover for the quoted price
option for monthly d/d but I paid in full
23 mei 2026
Antwoord van Ripe valuables insurance
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Great choices and prices for cover on…
Great choices and prices for cover on the website also friendly staff on phone
30 april 2026
Antwoord van Ripe valuables insurance
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Offered good insurance cover for a good…
Offered good insurance cover for a good price. Also easy to do online.
8 april 2026
Antwoord van Ripe valuables insurance
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
I’ve seen all the reviews people are…
I’ve seen all the reviews people are saying how good the company is that is what I thought 6 years ago was easy to open account etc good customer services, how ever what you need to know is that’s great but when you actually need to make a claim that’s when you find out how bogus this company is I’ve been waiting since October 25 for my clam to go through I’ve had to chase them and still I’m waiting made a complaint which has not helped was told by the complaints team I have to wait until march until they will reply to my complaint again my claim was made in October 25 we now in February absolutely disgusting company don’t waste your money better to save what you pay in case of loss check out a company’s payment after claim rather than when you opened account be advised
22 oktober 2025
Review zonder uitnodiging
Antwoord van Ripe valuables insurance
Hi Michael, thanks for taking the time to leave us a review.
Firstly, we’re really sorry to read this and to hear how frustrated you are.
We completely understand that making a claim is when you expect your insurance to step up so waiting for updates can be stressful, and It’s never our intention for a customer to feel they have to keep chasing our claim handlers at the Davies Group.
As your claim and complaint are already being dealt with through the Davies Group formal process, we can’t go into the specifics here. However, your case is still under review and being handled in line with the required procedures and timescales.
We know this won’t take away the frustration you’re feeling right now, but please be assured your claim hasn’t been ignored, and we've let the Davies Group know that you've left this review.
If you would like to discuss anything further with us, please contact us on our website using the following link: https://help.ripeinsurance.co.uk/hc/en-gb/requests/new
Kind Regards,
The Ripe Valuables Team
Best value and easiest process to…
Best value and easiest process to insure our watches. Highly recommend Ripe.
28 september 2025
Antwoord van Ripe valuables insurance
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Easy to navigate the website with a…
Easy to navigate the website with a very fast return of acceptance and a speedy return of documentation.
1 januari 2026
Antwoord van Ripe valuables insurance
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
I spoke to Wayne and he was very…
I spoke to Wayne and he was very helpful And made my phone call a breeze.
10 december 2025
Antwoord van Ripe valuables insurance
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Was easy to enter the details for both…
Was easy to enter the details for both of the items I wanted to insure to get the quote which was reasonable for the value I was getting the gold insured for
9 november 2025
Antwoord van Ripe valuables insurance
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Very competitive quote
Very easy to deal with and competitive quote considering the level of cover offered
13 augustus 2025
Antwoord van Ripe valuables insurance
Thanks for leaving us a review! It’s really important to us that we make our customers happy, so your feedback is really appreciated. If you have any further comments on how we can make your experience so far even better, then please get in touch.
will be back
I was given a company from the jeweler and went to their site and they quoted much more than Ripe with all the same Terms and Conditions.
The website for using Ripe, was easy to navigate and made the process easy to understand.
The follow up emails were also usefuk
31 juli 2025
Antwoord van Ripe valuables insurance
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
I submitted a claim for the loss of a…bracelet in early May 2025 and have not received settlement of my claim or any correspondence from Ripe Valuables since early June 2025
I submitted a claim for the loss of a bracelet valued at approx £1000.00 in early May 2025. I submitted all the required paperwork to support my claim and yet 13 weeks later I am still waiting on this claim to be resolved. I have contacted Ripe Valuables on several occasion seeking an update and have been very disappointed by the lack of any meaningful information as to the progress of my claim. Given the relatively small amount of the claim I would have expected it to have been resolved weeks ago but I am left without any resolution after 3months, Absolutely unacceptable and extremely poor customer care from Ripe valuables. I certainly will NOT be doing any further business with is company in the future
16 augustus 2025
Review zonder uitnodiging
Antwoord van Ripe valuables insurance
Good morning
I am sorry to hear this.
I am unable to locate your details from your review, but if you wish for us to look into this further please emails us at valuables@ripeinsurance.co.uk quoting this review.
Kind Regards
Beware this company takes money from your account after you cancel the policy.
I cancelled my policy online a month ago and a renewal still got taken out of my account.
I called the company who said it was a genuine mistake and the money would go back in my account.
I won’t be using their services again.
18 juli 2025
Review zonder uitnodiging
Antwoord van Ripe valuables insurance
Good morning
I am sorry to hear this, this is not normal to happen.
If you would like us to look into this further for you please contact us at valuables@ripeinsurance.co.uk.
Kind Regards
trying to get my fishing gear insured…
trying to get my fishing gear insured this company is not worth the hassle they'll only insure it for the lowest cost of replacing if stolen it'll cost more than than what they're quoting to replace it seems to me they ain't in the real world not for me these like to screw you
26 juni 2025
Review zonder uitnodiging
Antwoord van Ripe valuables insurance
Hi Floyd
I am sorry we were unable to provide you the cover you were looking for.
I wish you luck in your search for insurance.
Kind Regards
The Ripe Team
The renewal price was £45.80
The renewal price was £45.80, compared to the previous year's circa £13. I checked the breakdown, and it is similar to last year's: £11.88 + £1.42 tax, but now they included a £32.50 admin fee on top, with no tax BTW!
I am giving them 3* for good communication. The renewal email was well ahead of renewal, and they answered calls quickly.
11 juni 2025
Review zonder uitnodiging
Antwoord van Ripe valuables insurance
Hello Mykola, thanks for taking the time to leave us a review.
I can confirm that there is an administration fee applicable which covers costs and expenses we incur in arranging your insurance cover. For example, those incurred in agreeing terms with the insurer, setting up the policy, creating your policy documents, regulatory costs, fees and levies. This arrangement and administration fee may vary according to the policy period, policy type and any optional additions to your cover.
All fees and charges are included within our terms of business included in your renewal notice given 28 days before your renewal date, you can see these here: https://www.ripeinsurance.co.uk/media/589173/misc_print_14736_termsofbusiness_july2023.pdf
If we can be of any assistance or if you have any queries, please contact us using the contact form on the following page, and a member of our team will get back to you shortly:
https://help.ripeinsurance.co.uk/hc/en-gb/requests/new
Kind regards,
Ripe Valuables Team
Straight forward process and a great…
Straight forward process and a great price. I've been with them for years.
18 juni 2025
Review zonder uitnodiging
Antwoord van Ripe valuables insurance
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
A note re Insure4Sport renewal costs
A note re Insure4Sport renewal costs
I have had windsurfing TP liability through them for the last few years. They just informed me that my policy will auto renew at a cost of ‘only £44.59’; last year it was £20.99.
No reason given for this 112% increase and when I complained and I was offered: ‘a 30% discount bringing the annual cost of your policy down to £40.96.’ (?maths?)
It seems they have sold their book onto ‘ripe’ who are obviously trying to price gouge clients via auto renewal.
12 juni 2025
Review zonder uitnodiging
Antwoord van Ripe valuables insurance
Hi Phillip, thanks for taking the time to leave us a review.
I would firstly like to apologise for the way you feel regarding this as this is not what we wish for when providing insurance to our customers.
I can confirm that there is an administration fee applicable which covers costs and expenses we incur in arranging your insurance cover. For example, those incurred in agreeing terms with the insurer, setting up the policy, creating your policy documents, regulatory costs, fees and levies. This arrangement and administration fee may vary according to the policy period, policy type and any optional additions to your cover.
All fees and charges are included within our terms of business which we would always advise customers to read before taking out a policy with us, you can see these here: https://www.ripeinsurance.co.uk/media/589173/misc_print_14736_termsofbusiness_july2023.pdf
The discount offered does not apply to administration fee's unfortunately so this may be why the discount has only made this amount of difference.
If we can be of any assistance or if you have any queries, please contact us using the contact form on the following page, and a member of our team will get back to you shortly:
https://www.insure4sport.co.uk/contactus
Kind regards,
The Insure4sport Team
Lies
I was looking to get jewelry insurance, went on their website and noticed proudly displayed on their website at the top a trust pilot evaluation of 5 stars. Went on here to see an evaluation of 4.1 stars. If they lie about reviews what else will they lie about. Will not be using this company.
4 juni 2025
Review zonder uitnodiging
Antwoord van Ripe valuables insurance
Hi Krystyna
I am sorry to hear you feel this way.
On our website https://www.ripeinsurance.co.uk/valuables/ it does clearly show at the top of the page that we currently have 4 stars for the valuables product.
You may have been looking at the site https://www.ripeinsurance.co.uk/. This site is the host site for all our products and this does display 5 stars as this is our average rating across all our products.
Ripe Insurance does currently have over 7 different products across the Ripe website and when you select a product, it will then display the individual Trustpilot rating for that product.
We would never lie about reviews and all our reviews are genuine from our customers.
If you do wish to discuss this further please do not hesitate to contact us.
Kind Regards
The Ripe Team
A straightforward online process
It was straightforward process to obtain a quote. I had a slight difficulty in setting up my online account as my iMac didn't seem to like the password setting procedure but I succeeded in the end by persevering.
31 mei 2025
Antwoord van Ripe valuables insurance
Thanks for leaving us a review! It’s really important to us that we make our customers happy, so your feedback is really appreciated. If you have any further comments on how we can make your experience so far even better, then please get in touch.
Antwoord van Ripe valuables insurance
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Antwoord van Ripe valuables insurance
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
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