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SoLo Funds Reviews 2.535

TrustScore 4.5 uit 5

4,5

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

I'm grateful and a little lucky I came across SoLo Funds. I've recommended it to many friends and look forward to helping others in the future! It's a nice kick to organizations that love to charge ex... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 1 van de 5 sterren

For one thing I was under the impression that I would get money in minutes but it took 3 days before I received anything. I could've been on the road stranded meaning I would have been up @#$& creek.... Toon meer

Beoordeeld met 5 van de 5 sterren

Solo is an awesome platform for either wanting to borrow or to lend out money for your unexpected circumstances. When u can't get a traditional loan because you were denied, thats where Solo comes in.... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Solo has helped me so much to fill the gap between paychecks! It was so easy to apply and I was funded immediately! I can’t say enough about how flexible, reliable, and rewarding Solo has been for me!... Toon meer

Bedrijfsgegevens

  1. Alternatieve financiële diensten
  2. Niet-bancaire financiële diensten

Over SoLo Funds

Geschreven door het bedrijf

SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.

SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.

The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.


Contactgegevens

Promotion box for SoLo Funds

The #1 Community Finance App

Where you borrow, lend & bank on your terms. The peoples choice.

4,5

Uitstekend

TrustScore 4.5 uit 5

3K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Beoordeeld met 2 van de 5 sterren

I have not been funded for $50 I've had…

I have not been funded for $50 I've had one loan for $100 and paid it right away. I've been on the market for 3 days and really need the help

6 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Hello,

We understand our model does not follow traditional lending models as we wanted something different, something more human. So we are happy to provide some additional information regarding the loan funding process.

Once a Borrower submits a loan request to the Marketplace, it will then need to be accepted to be funded by a Lender (a user on the app such as yourself). This time period of waiting for your loan to be accepted can vary in time. However, when a loan is accepted to be funded by a Lender and both parties agree on the terms, it takes only minutes for the funds to be deposited into the Borrower's SoLo wallet.

Here are a few points to keep in mind:
1. Funding a loan request is up to the discretion of individual lending members. Borrowing members choose how much and when they pay, including if they want to add an optional tip to the lending member or donation to SoLo. Borrowing members have 100% optionality and control over the terms of their loan, and any amount paid in addition to the loan principal is voluntary. Electing not to tip or donate has no impact on a member’s ability to request a loan, nor does the SoLo platform give a member preferential treatment for including a tip or donation.

2. You can increase your trust in the platform by paying your loans back early or on time. This will increase your SoLo Score, and will also be visible to lending members in your loan history. The higher your score, the more trust future lenders will have in you.

3. Your loan will be active in the Marketplace for up to 3 days. At that time, if it remains unfunded, it’ll be automatically canceled. Upon cancellation, you can immediately create a new request.

We hope this information is helpful. Please let us know if you have any additional questions.

Thank you,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

I was able to borrow money fast

I was able to borrow money fast. Easy to use.

8 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Brianna,

We’re glad to hear you were able to borrow funds quickly and found Solo easy to use.
We appreciate your trust and are happy we could help when you needed it.

Thank You,
SoLo Community Expert

Beoordeeld met 2 van de 5 sterren

100% of the funds on hold

I was funded the amount I requested, I used the card once for a small amount and the full balance has been held for over 12 hrs. This is very inconvenient if I requested the funds for an emergency and I can't have access to what I was given.

8 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Whitney,

Thank you for reaching out.

The issue was due to a pending status on a transaction from the merchant on 7 June 2026.

The issue was resolved on 8 June 2026 and our records show you have been able to succesfully use your SoLo debit card for subsequent transactions.

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

navigating the app was easy

navigating the app was easy. applied for a loan 2 mins later had funds in my account. overall 10/10

7 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Justin,

We’re glad to hear the app was easy to navigate and that you received your funds so quickly.
We truly appreciate the 10/10 rating and are happy Solo could help when you needed it.

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Aron,

Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.

We look forward to seeing you again soon.

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

Amazing app

6 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Hello,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

You didn’t even know me but you helped…

You didn’t even know me but you helped me out that says a lot

6 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Willa,

We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of trans­parency, simplicity, and unfair terms.

Thank You for being part of our community where people support each other.

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

Awesome place if you need a quick loan…

Awesome place if you need a quick loan to get by.

3 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Reed,

Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.

Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.

Thank You,
SoLo Community Expert

Beoordeeld met 1 van de 5 sterren

Im getting charged for a loan I never…

Im getting charged for a loan I never received.

27 mei 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Blake,

Thank you for reaching out.

Our records show that on 28 May 2026 your loan of $100 was successfully funded. On the same day, the funds were successfully disbursed and used via a debit card for a transaction with merchant STEP COM EMILEE S, a p2p mobile platform.

The repayment date for this loan was 1 June 2026.

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

As soon as I requested a loan the first…

As soon as I requested a loan the first time a lender proposed to me within minutes! I started with a 52 and after only 1 loan repayment I increased to a 63!! I applied recently again and multiple proposals where offered. Which is great! Hassle free!! AWESOME APP👍 👍

6 mei 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Thomas,

We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

It was an easy process

It was an easy process, I didn’t have any issues.

4 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Hello,

Thank you for your continued support. We're incredibly grateful that you've chosen to share your positive experience with Solo.

Being part of our community inspires us to constantly strive for excellence. If there's anything else we can do to assist you, please let us know.

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

The best ever

The best ever

30 mei 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Chyna,

We’re thrilled to hear that you had such a great experience. Your support means the world to us, and we look forward to continuing to provide you with the best service possible!

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

Very quick

Very quick! I had problems confirming and everyone was very helpful!!!

3 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Cynthia,

We’re glad our team could assist you quickly and help resolve the confirmation issues. Your feedback means a lot, and we’re always here to make things easier for you!

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

Excellent way to have money when you…

Excellent way to have money when you need it

3 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Hello,

We’re happy to hear that we could be there when you needed it. Your support motivates us to keep making access to funds easy and reliable!

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Jacob,

We’re thrilled to hear that the process was simple and easy for you. Your support inspires us to keep things smooth and straightforward!

Thank You,
SoLo Community Expert

Beoordeeld met 1 van de 5 sterren

They never do nothing for the lenders

They never do nothing for the lenders

3 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Hello,

We hear your concern and appreciate you sharing it. We’re constantly working to improve the experience for all our users, including lenders, and your input helps us make the app better. Please feel free to reach out to our support team so we can understand your experience in more detail and address it.

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren
Logo SoLo Funds

Antwoord van SoLo Funds

Hello,

We’re delighted to hear that you found our service easy to use and understand. Your support encourages us to keep making things simple and user-friendly!

Thank You,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

Fast cash for when you need it most...

I like this app because there is always a lender ready to fund your loan anytime you need it, and it truly is fast cash once you build your score and trust among the community. It really is a great app and I love it.

2 juni 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Tauheedah,

We’re so glad you enjoy the app and appreciate how our community supports you with fast and reliable loans.
Your trust and engagement make our community stronger every day!

Thank You,
SoLo Community Expert

Beoordeeld met 2 van de 5 sterren

Fees add up quickly which make the…

Fees add up quickly which make the final payoff much more. I understand the reason, but its just something to look for ahead of making this decision

24 mei 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Hello,

We understand our model does not follow traditional lending models as we wanted something different, something more human. So we are happy to provide some additional information regarding the loan funding process.

Once a Borrower submits a loan request to the Marketplace, it will then need to be accepted to be funded by a Lender (a user on the app such as yourself). This time period of waiting for your loan to be accepted can vary in time. However, when a loan is accepted to be funded by a Lender and both parties agree on the terms, it takes only minutes for the funds to be deposited into the Borrower's SoLo wallet.

Here are a few points to keep in mind:
1. Funding a loan request is up to the discretion of individual lending members. Borrowing members choose how much and when they pay, including if they want to add an optional tip to the lending member or donation to SoLo. Borrowing members have 100% optionality and control over the terms of their loan, and any amount paid in addition to the loan principal is voluntary. Electing not to tip or donate has no impact on a member’s ability to request a loan, nor does the SoLo platform give a member preferential treatment for including a tip or donation.

2. You can increase your trust in the platform by paying your loans back early or on time. This will increase your SoLo Score, and will also be visible to lending members in your loan history. The higher your score, the more trust future lenders will have in you.

3. Your loan will be active in the Marketplace for up to 3 days. At that time, if it remains unfunded, it’ll be automatically canceled. Upon cancellation, you can immediately create a new request.

4. We offer a SoLo Protection Program to Lenders which provides additional protection for your investments. Regardless of whether you choose to enroll in our Protection Program, we always make our best effort to recover funds for our Lenders.

5. We offer a grace period on all loans during which no late fees are applied.

We hope this information is helpful. Please let us know if you have any additional questions.

Thank you,
SoLo Community Expert

Beoordeeld met 5 van de 5 sterren

A Community That feels like Family!

Absolutely love the Communities Vibe and realness of this app! I’ve Borrowed and Lended loans for people and it’s honestly blessing when you’re short on funds and can’t get approved for a traditional loan! It feels good knowing there’s a place where someone will lookout for you, and even better when you can be the help someone else needs.

23 januari 2026
Logo SoLo Funds

Antwoord van SoLo Funds

Dear Peachez,

We’re thrilled to hear that you feel at home in our community and that the app has been a blessing both when receiving and giving help.
It’s amazing to see users supporting each other - that’s exactly the spirit we love to foster!

Thank You,
SoLo Community Expert

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