Sunshine Loans Australia Reviews 219

TrustScore 4.5 uit 5

4,3

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Beoordeeld met 5 van de 5 sterren

Sunshine gave me an initial small loan after a petriod of financial difficuly. Over the past 3 years i have had several loans approved and feel we now have a good deal of trust. Sunshine do fair due d... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Sunshine loans gave me a chance after my previous financial difficulties, I am now able to build my credit rating again. I recently came out of a DV situation I needed to get my bills paid, car fixed... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

After receiving a surprise bill I needed a small loan and searched online. It was frustrating. Most short term loans I found were high Intrest with minimum repayment amounts designed to never en... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I highly rate Sunshine Loans both for their willingness to help “those on Centrelink benefits” but MORESO their Customer Service Section is the best Bar None!!! By the time I’ve signed in and reques... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten

Geschreven door het bedrijf

We take the hassle out of short-term loans! A simple 3-step application, prompt assessment, and money in your account as fast as your bank can handle it. If you're worried about a credit check, we've got you covered. Our assessment process takes into account your current circumstances, not something that might have happened years ago. Get $2,050 to $2,500 with no fuss today!


Contactgegevens

4,3

Uitstekend

TrustScore 4.5 uit 5

219 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Heeft 100% van zijn negatieve reviews beantwoord

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Beoordeeld met 5 van de 5 sterren

100% recommend sunshine for short term loans

I decided to write this review due to reading other reviews i applied for a short term loan with sunshine loans got approved process was easy payments were affordable no intrest just standard account keeping fees understandable as company also needs to make money. Second time around i didnt get approved as government regulations change and sunshine needs to abide not there fault if you need a short term loan sunshine loans is the place to apply at

15 mei 2022
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Thanks for the great review, Anon! We take our responsible lending obligations seriously and it's nice to be understood like this.

Beoordeeld met 5 van de 5 sterren

Very helpful whenever i loan off sunshine

I've been loaning off from Sunshine for over 2 years now. They have been really helpful along the way whenever I needed help to hold off a payment! I tried giving a feedback today by an email i received but unfortunately the ticket has expired. Lol. But other than that, all my loans I've applied for has been approved 😀 thanks guys!!

1 april 2022
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

I believe that sunshine loans are going…

I believe that sunshine loans are going to go into bankruptcy. I have been loaning from them for a long time tried to get a loan, today, they did not approve my loan. In fact my circumstances have only gotten better with my wife landing a fantastic job. So I will not be loaning from them again. Please be warned do not loan from Sunshine loans. Do not. Spread the word. Please. Thank you have a great day.

17 maart 2022
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Alvin, we’re very sorry we couldn’t help you this time. We hate to disappoint and inconvenience our loyal customers but we take our responsible lending obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a number of factors, and if any show that an applicant would experience financial pressure as a result of our lending, we must decline. This remains true even if the applicant has successfully repaid loans in the past. That being said, we invite you to send us an email at sunshine@sunshineloans.com.au with your information as we are more than happy to review your application and see if we've missed something.

Beoordeeld met 4 van de 5 sterren

Staff are 10/10

Staff are 10/10. The fee added to loan is something to consider but not exorbitant and the customer service is really top notch.

11 maart 2022
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Thanks for taking the time to leave a review, Nicolas! Good to hear the staff are making happy customers.

Beoordeeld met 1 van de 5 sterren

Horrible interest rates

Horrible interest rates. Need to be reported for unfair business practices.

4 februari 2022
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Dee, please remove your review. We believe you have the wrong business. We are an Australian company who only services Australian citizens. We are completely unrelated to the United States based sunshineloans.com

Beoordeeld met 1 van de 5 sterren

This company false advertises to…

This company false advertises to generate business. I went to the web site to gather more information and to gather feedback information. A few hours later I received an email that I pre-approved for an “express
loan”. There were any disclaimers such as “as per lending criteria” etc. so I completed the form with the knowledge that I was ‘pre-approved’ only the next day to receive an email to say that they “can not help” me. I will be complaining to the ACCC.

20 september 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Seanne, we apologise if our messaging was unclear! And we're very sorry that we couldn't help you this time. We hate to disappoint and inconvenience applicants but we take our responsible lending obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a number of factors, and if any show that an applicant would experience financial pressure as a result of our lending, we must decline. Thanks for taking the time to leave some feedback and we wish you well in your future endeavours!

Beoordeeld met 5 van de 5 sterren

Sunshine loans are great I have taken…

Sunshine loans are great I have taken out loans multiple times I have took out a other loan they care about people asking them if they can Rey pay a loan before it is approved due Covid an care about there employment well done 👍

11 september 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Thanks very much for the great review, Dio Bon!

Beoordeeld met 1 van de 5 sterren

i have had loans with sunshine loans…

i have had loans with sunshine loans for years then i complained once about how an application result was not fair so they banned me for a year .It seems they cant handle customers complaining. Im totally disgusted by what they have done . Long standing customers is not something they take seriously.

9 september 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Rod, we’re very sorry we couldn’t help you this time. We hate to disappoint and inconvenience our loyal customers but we take our responsible lending obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a number of factors, and if any show that an applicant would experience financial pressure as a result of our lending, we must decline. This remains true even if the applicant has successfully repaid loans in the past.

Beoordeeld met 5 van de 5 sterren

Helpful and highly recommend

Sunshine loans is honest and professional in dealing with people and their finance. I have used them when I needed it to help out with essentials and it has helped me get in front. You must have a good credit rating to apply and its understandable if they reject you if they believe you might have insufficient funds to payback. It is a loan company which will help you but you need to be able to also fork out weekly payments to pay them back. Thank you for your service.

25 augustus 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Thanks very much for the review, Julie!

Beoordeeld met 2 van de 5 sterren

Unimpressed

Reasonably quick approval, shocking customer service, and no details saved for a future potential loan despite paying off in full and in a timely manner. Even when I did track down a number staff member was very rude. Legalized loan sharks. Try Cigno. At least they have people to speak to and an email address.

13 augustus 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

“Hi Phillip, we are very sorry to hear about your bad customer service experience with us. We are striving to improve ourselves and our service and thank you for your feedback. Should you wish to get in touch, our Support button is available on every page or we invite you to send an email to sunshine@sunshineloans.com.au with the details.

Beoordeeld met 1 van de 5 sterren

No thank you..

No thank you... you wouldn't help me then and you're not going to help me now because of your lending criteria I now have an even lower credit score
Thanks for nothing

23 juli 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi EB, we’re very sorry we couldn’t help you this time. We hate to disappoint and inconvenience our customers but we take our responsible lending obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a number of factors, and if any show that an applicant would experience financial pressure as a result of our lending, we must decline. This remains true even if the applicant has successfully repaid loans in the past. That being said, we invite you to send us an email at sunshine@sunshineloans.com.au with your information as we are more than happy to review your application and see if we've missed something.

Beoordeeld met 1 van de 5 sterren

DONT USE THEM

At first was great always up to date with payments never had issues even paid off early but in the end started being garbage sending me sms emails just of garbage try this try that declined don’t recommend them anymore go elsewhere!!!!

4 juni 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi JSH, we’re very sorry we couldn’t help you this time. We hate to disappoint and inconvenience our loyal customers but we take our responsible lending obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a number of factors, and if any show that an applicant would experience financial pressure as a result of our lending, we must decline. This remains true even if the applicant has successfully repaid loans in the past. That being said, we invite you to send us an email at sunshine@sunshineloans.com.au with your information as we are more than happy to review your application and see if we've missed something

Beoordeeld met 5 van de 5 sterren

Sunshine loans has not only come…

Sunshine loans has not only come through for me in hardship grounds but that of my sister and brother when I recommended them. My reason was that they LISTEN and then based on you circumstances that to me involve telling the TRUTH about liabilities they take these factors and others which might mean not big sums but then they can give you an answer. If they say NO it’s not because they don’t want to give. They are looking out so that they do NOT put you into more financial strife as the money has to be paid back along with the interest outlined. Or they could say YES and the amount can be what you needed or less. But either way Sunshine Loans has helped me so much when money is needed in an emergency and I have recommended my sister and Brothrr that are happy with their services as I am sure any individual that chooses Sunshine Loans will be great full of their one on one service with the customer that they see as a person not a number or a figure given by a computer. Thank you Sunshine Loans for all the help you have given me over the years and in time to come.
Jordan Janceski

25 maart 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Jordan, we're glad we could help out, and thanks very much for leaving a great review for us too!

Beoordeeld met 1 van de 5 sterren

Don't waste your time

Don't waste your time , hidden costs and rude staff. DO NOT DO IT

25 maart 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Apples, we are very sorry to hear you had a disappointing experience with us. We pride ourselves on responsible lending and adhering to the regulations that govern our industry and our pricing structure is very competitive within our industry as well. Due to privacy reasons, we're unable to discuss details in a public forum, so we invite you to email sunshine@sunshineloans.com.au with your particulars and we’re more than happy to review your loan, any fees you might have incurred, and your customer service experience. Thanks for reaching out and leaving some feedback.

Beoordeeld met 5 van de 5 sterren

highly recommend 😀

I've been a customer of sunshine loans for a while now, each time I apply they never let me down and always approve me, they are fast, efficient and friendly, no paperwork involved.. I cannot praise them enough... so definitely I highly recommend.. cheers 😀

1 maart 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Thanks so much for the great review, Jodi!

Beoordeeld met 5 van de 5 sterren

I am currently bankrupt due to a…

I am currently bankrupt due to a previous financially abusive relationship, noone wanted to give me a chance. Sunshine loans loaned me $300, they gave me a chance when no-one else would. Amazing and fast service. Thank you ❣️

14 januari 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Glad we could help out, Kylie! Thanks for the great review top.

Beoordeeld met 5 van de 5 sterren

Bad credit and covid friendly

Cant fault them at all. My credit rating is very poor but having a regular income they could help me out and even during covid they offered a stall on repayments with no fees!!!!

11 januari 2021
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Glad we could help out, Simon! And thanks for taking the time to leave a review for us too.

Beoordeeld met 5 van de 5 sterren

Extremely satisfied with my experience

Extremely satisfied with my experience, application was quick and easy, no hassle when phoned the person I spoke to was very friendly and kind, was approved in less than an hour, most pleasant and easiest experience I have had when applying for emergency cash, could not recommend enough.

1 december 2020
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Thanks very much for the great review, Storm!

Beoordeeld met 1 van de 5 sterren

Such bad Public relations very rude

Such bad Public relations very rude. Dont waste your time with this mob too mant bad reviews. Have been a loyal customer to just ltop up cash flow and have always paid on time without any problems l so why a such a bad review they are now incinuating i cannot pay future loans. I have read of several bad reviews such as this. Some clown who does not know what they are doing. I can put up with the very high nearly 30% interst. Because they are convenient this is my choice but to be humiliated with unfund lies is pathetic

24 november 2020
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi John, we’re very sorry we couldn’t help you this time. We hate to disappoint and inconvenience our loyal customers but we take our responsible lending obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a number of factors, including expenses, and if any show that an applicant would experience financial pressure as a result of our lending, we must decline. This remains true even if the applicant has successfully repaid loans in the past. Once again, our apologies for any disappointment or inconvenience.

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