The Institute of Financial Wellness Reviews 

I liked the level of detail and the Q&A. I learned a lot from both. Recommend others nearing or at retirement sign up for one of the sessions.

Great webinar! Thanks for hhe re-freshing all financial issues and caveats the retirees are facing nowadays!

My First Time Tuning In. Great Information. Very Useful information I did not know before.

Best retirement webinar I have attended. Useful information!

They are cold calling me about my 401k at my work place on my work phone making it appear they are associated with my employer. They are not. Any company that does this is not someone I would trust with my money.

The presenter jumped from topic to topic way too quickly using terms that a layperson would not know. It was almost like he was in a hurry. The presentation by the so called experts he brought in was terrible. It wasn’t clear at all. Halfway in to the presentation, the presenter was hustling the attendees to sign ups. There just was no substance to it. Very much misrepresented to what would be provided.

Some good info on Roth conversions and Sorr
Eliminating taxes is not happening to most retirees

Presented in down-to-earth, easy-to-understand terms. Excellent content, good charts and info. Feeling of trustworthiness.

This webinar was very helpful. It gives me some very good information and I did not feel talked down to. I am getting older and know I am not ready with the security I need in retirement. I wish I would've had this kind of information years ago. I am excited to begin to put the things they have talked about into practice.

Great presentation with helpful information. Well paced and respectful regarding questions.

What was that tax advantage option before HSA ?
LQ ?
Otherwise very good information. I am in need of good retirement planning and already collecting SS while working full - time, so yes, I need good tax strategy. I am planning on retiring this year.

No written review. The questions being asked seemed to me to be from prospective clients rather than agents. When I looked at the road map I think I would have appreciated the program more if I had prospective clients watch the presentation than just me as a prospective agent. Otherwise, I enjoyed the presentation.

Carey "Mac" Hanna
Aiken, SC

Good presentation because it provides “food for thought” but they should point out, and even emphasize, the following points regarding large conversions to a Roth:

1. It assumes marginal tax rates will go up over time. That’s a BIG assumption and they should point out that it is indeed JUST an assumption. If it turns out that marginal tax rates, especially at the low income end, do NOT rise significantly over the next 20 years, their entire thesis is null.

2. An IRA to Roth conversion will negatively affect certain taxpayers’ “Premium Tax Credit” for 2022 as computed by IRS Form 8962 if they purchased a plan through a Health Insurance Marketplace/Exchange and didn't account for that conversion when they estimated their income at time of application.

3. A large conversion would push some into a higher marginal tax bracket, increasing their taxes for 2022 and/or 2023 and dealing a huge immediate blow to their net worth. They have to be willing to accept that in exchange for paying less taxes in the future.

Having said all this, I am certain that many people would benefit from a one-on-one consultation with them.

Great information for the layperson. Clear and easy to understand.

Very simple to understand. No one felt their question was dumb! cant wait for my roadmap

The webinar was very informative and the advisors are well informed. They answered every questions of everyone on the webinar.