Apsfinancial Reviews 

FRAUDSTERS!!!!!!!!! As a relatively small business we were extremely disheartened to find out that our emails had been intercepted, effecting both ourselves and one of our customers, on the first occasion, they intercepted an email which had been sent from our accountant to ourselves with the account details for HMRC to pay our VAT bill... they changed the account details the accountant had sent thus we sent nearly £5000 to the offenders, fortunately our bank stopped the payment on this occasion. Secondly, i sent one of our loyal [thank goodness!] customers an invoice on and an hour later the fraudster sent them a second email apologising stating the bank details had changed and the money of just under £6000 should go into their account!

The sort code was the same on both occasions: 08-71-99
The account number used the first time round was: 05674310 and the second was: 05792872 both accounts come back to Advanced payment solutions ltd...

Not only had the fraudsters intercepted our emails and changed the details on them, they also set up "rules" on our outlook account to divert any mail with key words in such as deposit/account/payment etc... to their email addresses and automatically delete them from our emails! They were also able to send correspondence from our email address to our customers and our accountant without it showing on our devices.

email addresses used to divert mail were:

rachel.seal0 @ gmail. com and damianfsmith 51@ gmail. com [Ive had to put spaces in the email address as it wouldnt let me post but i think its important people know!]

APS FINANCIAL A PERSON NAME AHMED CALL ME SAID I BOOK A TICKET AND HE IS ON BEHALF OF CHEAP FLIGHT ON LINE THAT HE SENT ME ALL THE DETAILS OF THE FLIGHT AND ASK ME TO PAY BY BANK TRANSFER THE AMOUNT OF £400 then I paid I never got the ticket and he block my number and whatsapp all the people who call he try to put them in his traps but I contact already the action force police but still waiting my money back the number is 02080902442 be careful and anyone can give me a help where more to report them thanks

BEWARE OF INTL TRAVEL LIMITED/TRAVELOPTIA/TRAVEL EXPERTS

An invoice is raised by INTL TRAVEL LIMITED sort code 08-71-99 ( also sort code of CASHPLUS BANK) account 05190266 to transfer money for flight tickets and once payment completed to this account, ticket gets cancelled, and the booking agent disappeared.

This bank has been 1st class with me, nothing has been any bother for them when they have been asked, customer service has always been fantastic,a lot of your high street banks could learn a lesson from this bank.
Very happy customer of about 5years now

Awful company claims they are a bank but really blocking peoples accounts for no reason. Do not use you will only regret it

This bank should be closed down immediately, it's a haven for scammers and thieves

They clearly carry out zero checks on who is opening an account because we received an invoice for £11k from someone with a bank account here.

Like one of the other references here, they set up an email address very close to our company one and made out it was an internal email from the MD asking for the invoice to be paid immediately- check the email address it comes from very carefully

Clearly APS just open accounts with anyone and this is why they need to be closed down, or prove that they can credit check and validate people properly because at the moment, they are a vehicle for theives to exploit

Fraudster used this institution to try and scam £1740 from me. He used the What's app platform pretending to be my son and stating that he had bought an Iphone and was in the process of transferring his apps but his banking app wasn't fully functional yet and could I pay the money to a named account at APS..account no 0464327..Name on account...Ronaldo Radu...Very convincing and no amateur. Thankfully I checked with my son and confirmed that this was a scam..please be alert to this type of thing. Be safe everyone.

Had a few issues that needed sorting out today one being a transaction that I was waiting to see cleared in my account and the gentleman I spoke to was 1st class and I had to ring back to finish off some details that I forgot to do and I couldn't of been more welcomed by the chap who sorted out the rest of my issues. 1st class service. Mr Sullivan

Great customer service, lady took the time and helped me to settle everything. The card came in time as well. Thank you very much. I applied just to have a prepaid card for small purcheses. Until now I can't complain at all quite opposite

Total and brazen fraud merchants! If you have a four figure sum in your account you will be separated from your money with an account freeze. Your pleas fr the return of your funds will fall on very deaf ears.

Yes: this is a vehicle for scams. Someone hacked the email account of a tradesman to whom I owed money and following his email to me with the invoice I received an second email from his address asking for payment to a different account with the sort code 08-71-99. Happily, when I tried to pay by bank transfer my bank aborted the transaction because the name of the tradesman did not match the name attached to the sort code: the name was Advanced Payment Solutions Ltd.

This is a fraudulent bank please avoid at all costs the restricted my account for now this reason and they withheld my funds they don’t have access to my money please give me my money back I have asked him so many times and they are investing my money in the money that does not belong to them avoid this bank please do not follow him for them

More fraud attempts.
This time using the account name Megan Clark, APS Financial Bank, 03667324, sort code 08-71-99, tried to scam £28,650 from us.
You go online to report it to the bank and they try to get you to sign up and pay for a card....stinks of more fraud.
Always check the e-mail address the request comes from VERY carefully and then get confirmation. It sad that these scum exist in the world. Stay vigilant.

If i could put 0 zero or minus -10 i would
The advert for cashplus says join in minutes
Please do not its a lie
Tbey take £5.95 of you to move on
Then they give you some deluxe card you never asked for
Charge you another £9.95
To move on to next stage tnen thats it
You have to keep calling them to log in then tbey give you some

Then they say send id. they say carnt send link and give you this website

idv.cashplus.com

Then you know thats it you got scammed !
When you phone them tjey say sorry you been declied

DO NOT WASTE YOUR TIME with this bank

IF 1 MILLION peple do this they will take 16million alone not counting other people that have money stuck in cashplus accounts
Reviews ive read on here

Do not use this bank
It is used by fraudsters sort code 08-71-99 03651443 uk affluent garments on Instagram
Disgusting vile human beings do not trust anyone who uses this bank it is linked with fraud all over

I had 29. 700 scammed my my account feb 13th 2021 ... they rang on cashplus number I had stored on my phone .knew everything about me and wiped my account out .the only info i gave them was 2 numbers fro my post code .cashplus admitted its fraud admitted they knew of the email add used .admitted they only target people with a large ammount of money in their account !! So admitting they knew what i had in there before they rang ..every penny we had was taken 22k of it was a bounceback loan as i only worked 9 weeks in the last yr due to covid .refused my money back on the grounds i assisted fraud !!! A man i am talking to from twitter had 29 k scammed in Jan the exact same way .the ombudsman have told cash plus to give him his money back they have refused so back to ombudsman for final time ..... iv not even got an ombudsman allocated to me yet and 10k in debt with my sister as i couldnt afford Bill's or to restart my swim Buisness ..the treatment from Cashplus was discusting. So Rude. made me feel it was my fault .took 11 days to tell me I wasnt getting my money back .cant speak to fraud depo and wrote things on my acc I never said ...do not touch this so called bank with a barge pole unless you want to end up penniless a group of discusting human beings and couldnt give a stuff ....and if I assisted fraud why have I not been arrested ?????

Avoid these people. They are immoral and deceitful.

Yep, I've just been defrauded by somebody with an APS Financial account too... I can only assume they don't undertaken enough checks at application which is why they have become a target for fraudsters. The web site actually says they are a real UK bank now, which is even more worrying. If you need to pay somebody and the sort code is 08-71-99 DON'T DO IT.

David Woolgrove from stockton on tees uses this account to scam people. He calls him a property developer, plumber etc. Goes by Dave/ David Woolgrove, Walgrove, Walgrave, Woodgrove, Woodgrave and businesses DW Property Services, DW Property Services 2020 and Dripco. He is a scammer, thief, cowboy builder, fraudster and a liar and this is how he conducts his business through this account.

Temporarily blocked my card on the app, tried to purchase a ticket to no avail, as expected I was angry forgetting I blocked my own card. Called the operators and they made me realise so. Felt so silly I tell you :( Great service this morning. Diana was very helpful! So sorry once again guys :)