Bask Bank™ Reviews 

I have had a ridiculous experience trying to open a checking account with Bask Bank. Despite having great credit and doing everything by the book, I had to call them once a week for three weeks for them to approve my application. Each time they told me that it had been approved but someone forgot to process it. Finally on the third try, I told them I was going to sit on the phone until it was approved. 10 minutes later - the account was live. I had to request a debit card twice -- once over the phone and once over the ap. They told me it would take 15 days to get to me. The card never arrived and then about a week later, they closed my account without asking me for inactivity. Truly frustrating by how much time this required of me only to end up with a closed account.

Most competitive rates for saving accounts and CDs.
Once transfer is set up, it is easy to work with. Recently added a checking option, which is convenient, but the savings options are excellent.

Rude and incompetent employees (Joaquin). Left a message to have a manager call me back and I never received a return call, that was four (4) business days ago. I even replied to his email on 2/27 and he never replied to my email. DO NOT Bank with this Company.

Great savings interest. Kept well appraised of rate changes. Only issue is applying for CDs is tedious when they have all my info already with savings acct.

Terrible customer service, you can only make 3 internal transfers. Debit card has to be requested. I’ve had accounts at capital one, discover, cit, Ufb, everbank and never had any issues. If you like to invest in crypto or stocks, stay away from this bank.

The worst bank to bet your money out of. They have more hoops than a 3 ring circus!!

I am completely satisfied with the bank. Good interest rates, well-established work with clients.

Could not open an account because they insist on authenticating to a phone to take a picture of a drivers license, which will not stay stationary due to latency issues with their APP. Couldn't open an account and customer service was useless. Six figures they aren't gonna get.

Gave me wrong (lower) rate on CD even with the correct rate on their web site.
I contacted state of TX banking division and they indicate they get a lot of complaints about this bank.

The woman at the bank indicated she was located in Georgia and she had a real attitude problem

Supposedly a near 5 star bank (not) but too many steps and errors that dont allow you to open an account and no reasons given, you have to guess and figure it out on your own. I rate this bank a 1 star. I am sticking with my current bank.

Customer Service is awful. They huff and Puff on the phone just asking you questions to verify. I opened a High yield Account and took 10 days for my money to go through. They hire from the hood. so, everyone on the phone talks to you like you're from the same neighborhood. No Excitement, condescending and just out right disrespectful. You need to request a debit card by the way when you open a checking. they will not just make you one. as they say.

I wasted almost an hour trying to open a high yield saving account with this bank. I have a perfect FICO score and several online bank accounts and after 3 phone calls and 4 times filling out their application online, I received an email denying my saving account. I AM TRYING TO PUT MONEY IN YOUR BANK!!!! How dumb are they to refuse a saving account??

I have been with Bask Bank for 2 years and never had a
problem. I just think most people don't like to write reviews. I trust this bank.

Rude and unhelpful customer service representative. Do better… I’m considering pulling my money and investing elsewhere.

I had a CD (Certificate of Deposit) account for 6 months which was due to mature in December 2023. I called in advance of this to open a new CD account, because the new rate was significantly higher than the rate I locked in previously. I was told by the rep that it wasn't necessary to open a new account, because if I just allowed my existing account in place after maturity, it would "automatically renew at THAT rate". Suggesting that the account would automatically qualify for the higher rate. So, based on the leading word of the customer service rep, I did not open the new account. Low and behold the rate on their CD then dropped, and so my account rolled over to a lower rate than the one I would have had if their rep had not meddled and provided me with misleading information.

I relied on the guidance of their rep and I got burned as a result. When I raised this with them as a complaint, they reviewed the situation and the call and their resolution was to deny me of matching my CD at the higher rate and stating that the representative did not tell me not to open a new account. I agree with the fact that she did not tell me not to open an account, but I maintain that her advice caused me not to open the account because she told me I didn't need to. That's a direct consequence.

Due to the timing of my complaint, their delays in addressing the complaint, and then rolling into the Christmas holidays, my account fell out of the "grace period" and now if I wish to close the account before June 2024, they want to charge me a $2,000 penalty. I don't consider this a fair business practice at all.

The worst. stay away. !!! Made a $2000 transfer and they took $4000 and refused to reverse it -very scary. When you call they give you a song about how they're working on it -over drew my checking and it's been 2 weeks and haven't reversed it. Cant wait to close the account

Great interest rates, excellent customer service and a complex, albeit secure setup process. It's a no frills, few options account, but that is exactly what we were looking for. Just needed a place to park some cash for my mother-in-law at a great interest rate. This was it. Because of the situation we did have to talk with customer service 3 times, but they were more than helpful and courteous. It does take a few days for transfers to process and the transfer limits as of November 2023 were sufficient at 150K per transfer and 250K per month. Once set up and funded it's on auto pilot for this account, which again was just what we needed. Now we will Bask in the safe and great interest earnings for her.

The interest rate is terrific. The set up process is cumbersome, or at least it was around a year ago. It was curious why they would only accept a $25,000.00 deposit per month. But you deal if you want the good rate. Customer service is via email, sometimes quick, sometimes not.

Wanted to set up high yield savings accout. Tried for over 35 minutes, the bottleneck was their requirement to upload a photo (taken real time) with their app. The App is a complete failure. Finally called support and they first said the phone was defective however I do all my banking (4 other accounts) including credit cards, etc with the phone. They they said the IOS was 13.0 or better, I actually have 15.7.x How about having the customer simply enter the data you need like ALL the other financial institutions? Big waste of time.