Mmakgatle Mathebe at Debt rescue was one of the people that made my day yesterday with her insight and helpfullness. Thanks again dear
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Mmakgatle Mathebe at Debt rescue was one of the people that made my day yesterday with her insight and helpfullness. Thanks again dear
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Good day i would like to give a shout out to Lerien and Shammie from Debt Rescue assistance great walking the extra mile to help me. Lerien for guidance calming me come up with a plan and Shammie figh... Toon meer
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Outstanding support from Owen Naidoo! I reached out with a payment query, and he didn't just answer,he made the whole experience smooth and stress-free. Knowledgeable, friendly, and genuinely commit... Toon meer
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Just wanna send a huge shoutout to the Debt Rescue team, including Sha-Sha Lee Gordon, Annelien van der Poel and Hlamalani Baloyi, for walking with me every step of the way towards regaining my fina... Toon meer
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Debt Rescue – South Africa’s Leading Debt Counselling Experts Debt Rescue is South Africa’s #1 registered debt counselling company, trusted by thousands of consumers since the inception of the industry in 2007. We specialise in helping over-indebted South Africans regain financial freedom through a transparent, legal, and affordable process. Our qualified and experienced debt counsellors negotiate directly with your creditors to reduce monthly debt repayments, consolidate all your debt into one manageable payment, and provide legal protection against creditor harassment and asset repossession. This means you keep your home, car, and dignity while working towards a debt-free future under the full protection of the National Credit Act. We are passionate about empowering consumers to take control of their finances and break the cycle of debt for good. As a leading voice in consumer advocacy, we regularly appear in national media to educate South Africans about responsible credit use, the cost-of-living crisis, and practical debt solutions that work. At Debt Rescue, every client receives personalised support from a dedicated consultant who walks the journey with you from start to finish. Our mission is simple: to assist over-indebted consumers, restore financial stability, and rebuild confidence in their financial future. Registered with the National Credit Regulator Trusted by South Africans for over 18 years.
Zuid-Afrika
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Mmakgatle Mathebe at Debt rescue was one of the people that made my day yesterday with her insight and helpfullness. Thanks again dear

Antwoord van Debt Rescue (Pty) Ltd
Good day i would like to give a shout out to Lerien and Shammie from Debt Rescue assistance great walking the extra mile to help me. Lerien for guidance calming me come up with a plan and Shammie fighting the battels you have a awesome team. Big thank you out of my heart. Now i can sleep at night - thank you to help me to complete the journey!!!

Antwoord van Debt Rescue (Pty) Ltd
I had an excellent experience with Debt Rescue. Thobeka Luthuli went above and beyond to assist me during a very stressful time. She took the time to listen to my situation, provided clear and practical advice, and worked quickly to resolve my problem. Throughout the process, she was professional, compassionate, and incredibly supportive. I truly appreciate her dedication and outstanding customer service. Thank you, Thobeka, for making such a difficult situation much easier to navigate.

Antwoord van Debt Rescue (Pty) Ltd
I have been under debt review with Debt Rescue for 16 months and have faithfully paid my full premium every month (which has now increased to R27 300).
I recently audited my IPDA statements and discovered that my debt restructuring plan is mathematically broken.
My Standard Bank credit card and two African Bank loans were left on the system at their original high contractual interest rates ranging from 21.5% to 29.25%.
According to Debt Rescue my Standard Bank was negotiated to just over 14%. Even after this my Standard Bank card alone accumulates R3 960 in pure interest every month, while my distribution payment towards it is only R3 282.
This means my debt actively INCREASES by nearly R700 every single month under their care! Almost my entire premium of R27 300 is being swallowed by the banks' interest profits, leaving the core principal debt untouched.
At the moment it seems that I am just paying for the bank's interest profit and not paying of the capital at all which was not the intent of the debt review process.
This plan was pushed through the court by Debt Rescue without them successfully negotiating the mandatory debt review interest rate concessions (0%–7%). I have sent a formal email escalation to the "Reviews" team and management.
Debt Rescue is my Registered Debt Counsellor and they have a statutory and legal duty under the National Credit Act to protect me as a consumer—a duty they are entirely failing to fulfill at the moment.
Right now, it feels as though I am just a number to them to generate monthly fee income, without any concern for protecting my financial well-being.
Please be extremely careful and do your own thorough research before applying at Debt Rescue. I would not recommend them to anyone.
UPDATE (Monday 27 July):
Debt Rescue’s national Team Leader, Steve Gould, explicitly promised a comprehensive written response by Friday 17 July regarding my negative amortization.
As an act of goodwill, I granted this company an extra full week to respond, yet they did not even have the professional decency to meet their own deadline and have gone completely silent.
• The Broken Math: One of their departments previously sounded incredibly proud that they got my interest reduced to 14.2%, even though it is double what it should be by law, and they even had the audacity to suggest I pay more to bring my capital down! It helps me absolutely nothing when my capital debt actively grows every single month because they failed their statutory duty to negotiate my interest rates down to between 0% and 7%.
• The Reality Exposed: Live screenshots from my online African Bank portal have now exposed the horrifying reality of how my profile has been neglected: my account interest rate is running at an astronomical 24.75%,
pushing me R18,491.43 in arrears despite me paying my full R27,300 premium every single month! I have faithfully contributed nearly R500,000 over 17 months, yet my debt has increased because of their mathematically 'stillborn' court order.
• Final Action Taken: They completely neglect their clients, ignore formal escalations since 25 June, and fail to perform their statutory duties. My formal Form 29 complaint is with the National Credit Regulator (NCR), and I am formally transferring my file via Form 17.7.
Based strictly on my devastating personal financial experience with their gross lack of service, I will never, under any circumstances, recommend anyone to use Debt Rescue. Stay away from them as far as possible!

Antwoord van Debt Rescue (Pty) Ltd
Thank you Owen Naidoo for your assistance and speedy response.

Antwoord van Debt Rescue (Pty) Ltd
My experience with Debt Rescue has truly outstanding. Owen Naidoo and the entire team have consistently demonstrated dedication, and genuine care throughout my debt review and annual review journey. Whenever I needed clarity, reassurance,the team was always there to guide me with patience and understanding
Thank you once again, Owen Naidoo, for all your assistance and support during the process.
Regard
Fk

Antwoord van Debt Rescue (Pty) Ltd
The staff are quick to respond and helpfull

Antwoord van Debt Rescue (Pty) Ltd
To Trisha and Bongani
Thank you for assisting with what has happend and i do apologize for my rudeness.
You are kind and warm people and was uncalled for from my side.
Hope you can accept my apology

Antwoord van Debt Rescue (Pty) Ltd
Owen Naidoo made the process quote smoothe and effortless. Debit Rescue has always been accommodating and understood my plight from day one.
Thank you for your continued support

Antwoord van Debt Rescue (Pty) Ltd
Owen was helpfiull with my annual review. Complaints are handled politely and friendly.

Antwoord van Debt Rescue (Pty) Ltd
From the beginning I've had good service. I'm always being kept up to date. Owen Naidoo has also been amazing in my annual review. Weel Done!

Antwoord van Debt Rescue (Pty) Ltd
Debt Rescue. Owen Naidoo. Thank you for your awesome client service.

Antwoord van Debt Rescue (Pty) Ltd
Owen Naidoo has been helpful from the very start. So happy with the service received from Debt Rescue.

Antwoord van Debt Rescue (Pty) Ltd
Excellent service, Debt Rescue has helped me in more ways than I can explain. A big thanks to Owen for fast and excellent assistance.

Antwoord van Debt Rescue (Pty) Ltd
Owen is the friendliest most sufficient consultant working at debt rescue. Highly recommend him

Antwoord van Debt Rescue (Pty) Ltd
I have only received good service from the team at debt rescue. Particularly, when I needed a grace period...Owen Naidoo really simplified the entire process. Thanks!

Antwoord van Debt Rescue (Pty) Ltd
Owen is the best assistant that you can ask for always ready to assist you in what ever you need

Antwoord van Debt Rescue (Pty) Ltd
Debt Rescue was brilliant for the first couple of years when I was badly overindebted. I am now at the end of my journey with only one debt to settle. Since then, as I started to clear my debt one by one this year, the communication started to slow down. Suddenly my requests weren't as important. And especially now, with this last account, trying to close it and get them to deduct a reduced amount from my account has been almost impossible. For over two months my emails have gone mostly unanswered, and when they answer, they just resend information that I have sent them with no new direction or next steps. It seems their departments do not communicate with each other, and they definitely do not prioritise clients who are about to leave them because they are settling their debts.
This speaks volumes of how they view client service. When we have business to offer them for the foreseeable future, their communication is brilliant, yet when you are on the verge of leaving them, they drag out the process for as long as they can; they do not answer emails or offer any calls from their end. When they do, they do not take any action. My debt counsellor has probably spoken to me three times since I subscribed to their services three years ago, and they have continued to deduct money from my account for the past two months based on my old debt amount, even though I now have significantly less debt.
This situation is putting my own studies directly in danger, as I budgeted for paying the freed-up monthly amounts towards these studies after settling earlier debts. I now have not been able to continue my studies for two months. This is directly related to Debt Rescue's inability to respond to emails, clarify basic questions, and adjust my debit amount.
You are meant to help clients get OUT of debt, not keep them there. Your initial service was excellent, but it's shocking to see how poorly you treat a client now seeking to escape debt.

Antwoord van Debt Rescue (Pty) Ltd
Great customer service from Owen Naidoo at Debt Rescue. He is attentive to customer requirements and requests.

Antwoord van Debt Rescue (Pty) Ltd
Best service received from Owen Naidoo, my query was promptly attended to my satisfaction.

Antwoord van Debt Rescue (Pty) Ltd
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