I love using TotallyMoney, it helps me to keep an eye on my credit score and areas that need improving. If i want a new credit card it shows me the best on the market and also allows to see my chances... Toon meer
Bedrijf heeft geantwoord
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Lees wat reviewers zeggen
Very helpful to me build your credit file or for what deals are available to you plus really good when you've had fraudulent transactions
Bedrijf heeft geantwoord
Handy for keeping an eye on my credit score, however the loan offers I am advised of are not that good, interest rates far to high.
Bedrijf heeft geantwoord
Not very accurate so far, doesn’t seem to be able to pick up on monthly savings, also seems to be quite a bit behind on bills that come out of your bank? I noticed it will have an old amount from a se... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
Geschreven door het bedrijf
Our technology puts you right at the centre of your credit data, helping you make smarter decisions to take control of your finances. Use our free credit report and live credit score, along with our unique Borrowing Power and Match Factor technologies, to find the right financial products, make better financial decisions and build a stronger credit history. We believe that our technology can drive a better and fairer consumer credit market that can help you get smart with credit!
Get a better credit score
Geschreven door het bedrijf
- 97% of customers recommend us to improve your credit score
- Credit scores don't always feel fair. That's because they were made for lenders. Now, make yours work for you and move on up towards your goals, for free.
Contactgegevens
White Collar Factory, 1 Old Street Yard, EC1Y 2AS, London, Verenigd Koninkrijk
- help@totallymoney.com
- www.totallymoney.com
4,3
Uitstekend
14K reviews
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Heeft 72% van zijn negatieve reviews beantwoord
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My experience with total top experience…
My experience with total top experience
I'm happy I have total experience
18 juni 2026
Review zonder uitnodiging
Antwoord van TotallyMoney
We are glad to hear you have had a top experience!
This is exactly the level of service that we are hoping to achieve and wish to provide for you moving forward.
The TotallyMoney Customer Ops Team
Very helpful
Very helpful. I get all the information I need to keep my finances in check. Highly recommend it.
1 juni 2026
Review zonder uitnodiging
Antwoord van TotallyMoney
We are glad to hear that you are finding our service helpful, Steph!
We know how important keeping your finances in check is and are delighted to know that we are helping you with this. We truly appreciate your recommendation.
The TotallyMoney Customer Ops Team
It is very inaccurate
It is very inaccurate , do not notice money saved in a separate pots, downgraded me by 14 points for ' missed payment" on credit card with 0 balance because their software confused non payment ( 0 balance) with missed payment.
11 mei 2026
Review zonder uitnodiging
Antwoord van TotallyMoney
Thank you for taking the time to leave a review, Wojciech!
We are sorry to hear that you are unhappy with aspects of our service. It is important to note that we are not responsible for making changes to your credit score. This is done by TransUnion based on the information on your report. In regards to your savings, unfortunately our open banking partner, Bud is not able to categorise savings made into pots. We appreciate that this will prevent you from seeing an accurate depiction of your finances, however these insights are only available to you and do not impact your credit score.
All the best,
The TotallyMoney Customer Ops Team
I check my credit report every day and…
I check my credit report every day and get offered loans and credit cards and been pre approved and after going through all the hassle of filling out forms only to find you have been refused credit. But why does Totally money offer these loans knowing that you will be turned down.
Regards
Gloria
3 mei 2026
Review zonder uitnodiging
Antwoord van TotallyMoney
Thank you for your review, Gloria!
We're sorry to hear that your application didn't go as expected. We understand it can be disheartening when applications comes back unsuccessful.
As a broker, our goal is to provide you with products that you're most likely to be accepted for, based on the information we receive from the lender and the data we hold. It's important to note that even with pre-approval, the final decision lies with the lender, who conducts their own checks and assessments using their own criteria. To gain more insight into why your application wasn't accepted, I suggest contacting the lender directly to see if they can provide you with any further insight.
All the best,
The TotallyMoney Customer Ops Team
Bud - a shambles of a system.
I can't renew 3 connections as your system rejects my identification provided. After 2 of these attempts, as I went back to try another account, your joke of a system told me that the accounts had been reconnected!!!
But on the front screen the number of unconnected accounts remained at 9. I did succeed with one account so you have 1 star.
And once the list of banks, which you informed me you had reconnected, appeared, these banks were showing as connection expired. For goodness sake, make your mind up.
I tried to delete some of the connections, as the accounts were closed, but had to provide a reason. However the panel for the optional reason text could not be reached and the "continue" button was beneath that. I only discovered this by using the down arrow at the foot of my Android Samsung A26 phone screen. So I typed blind then hit the down arrow so I could hit continue.
Then your joke of a system informed me, there had been a problem, so the disconnection had not worked, and although the system knew the reason, your system designers decided that should be kept a secret.
Quoting what Sir Alan Sugar would have said "What a bloody mess".
25 april 2026
Review zonder uitnodiging
Antwoord van TotallyMoney
Hi Richard, thank you for taking the time to leave a review.
We are sorry to hear that you have encountered an issue with our open banking system. We would like to assist with this, however we would need further information. If you have not already done so, please reach out to us at help@totallymoney.com.
Once again, we apologise for any inconvenience that this may have caused.
The TotallyMoney Customer Ops Team
Awful website
Awful website, I don’t want to log in with your stupid magic link! I cant access my email address, I created a password for a reason
15 april 2026
Review zonder uitnodiging
Antwoord van TotallyMoney
Hello, Oznur.
Thank you for taking the time to leave a review, although we are sorry to hear that you have been unable to access your account through the magic link. We have recently made changes to our service to add alternative login methods. On occasion you may be asked to use a magic link or passcode to login to ensure the security of your account.
This will only happen from time to time, as after logging in using a magic link or passcode, you should then be prompted to use your email and password as normal.
Please could you contact us at help@totallymoney.com in order for us to assist with helping you regain access to your account. Once again, we apologise for the inconvenience that this has caused.
All the best,
The TotallyMoney Ops Team
Not very accurate at all
Not very accurate at all. Doesn’t pick up on monthly saving in my different pots, and says that I’m overspending and flagging it up when I have so much savings in my accounts! I wouldn’t call it a reliable source for your financial data.
9 april 2026
Review zonder uitnodiging
Antwoord van TotallyMoney
Hello, May!
Thank you for your review, although we're sorry to hear about your recent experience.
Your savings insights should capture the savings you make, but these are categorised by our open banking partner, Bud, and there are some exceptions, including the one that you have mentioned, (Savings made to an account with the same bank as the connected account, including 'pots' or 'spaces). Please note, your Affordability insights data is only visible to you, so you can understand how lenders may view you. We don't send these insights to lenders. They're only for your benefit, so you can judge your own affordability before you apply for credit.
All the best,
The TotallyMoney Customer Ops Team
Very Bad Experience
Very Bad Experience, started using the platform to view and apply for possible loan or card offers. But the contact details data has been leaked and I get calls almost everyday from the past 1-2 months offering money from unsolicited companies.
16 februari 2026
Review zonder uitnodiging
Antwoord van TotallyMoney
Hello, Vishnu!
Thank you for your review, although we're sorry to hear about your recent experience.
We take matters such as this very seriously and have a number of controls in place to prevent the loss of customer information.
So that we can investigate the matter, can you pleas get in touch with us at help@totallymoney.com.
All the best,
The TotallyMoney Customer Ops Team
Misleading “100% approval” & waste of…
Misleading “100% approval” & waste of time
My experience with Abound has been extremely frustrating and disappointing.
I was shown a “100% approved loan offer”, which naturally gave me the confidence that my application would be successful. Based on that, I went through the entire process — linking all my bank accounts, submitting payslips, and allowing a full review of my income and transactions.
I have a good repayment history and have never missed any payments, yet after several days of detailed checks and clear access to all my financial data, my application was suddenly declined due to affordability.
This is not about the rejection — lenders have their criteria — but about giving customers false hope from the beginning.
If strict affordability checks are going to override the initial decision, then showing “100% approval” is misleading and wastes people’s time. The process is long, intrusive, and emotionally stressful when you are relying on that outcome.
Please be transparent and responsible in how you present loan approvals. Don’t give people confidence in an offer that you may later withdraw.
Very disappointing experience.
23 februari 2026
Review zonder uitnodiging
Antwoord van TotallyMoney
Thank you for the review, Surya.
We are sorry to hear about your disappointment with a recent application.
As a broker, our goal is to provide you with products that you're most likely to be accepted for, based on the information we receive from the lender and the data we hold. It's important to note that even with pre-approval, the final decision lies with the lender, who conducts their own checks and assessments using their own criteria. To gain more insight into why your application wasn't accepted, I suggest contacting the lender directly to see if they can provide you with any further insight.
The TotallyMoney Customer Ops Team
Antwoord van TotallyMoney
Thank you for the positive review, we really appreciate it!
The TotallyMoney Customer Ops Team
This app works flawlessly
This app works flawlessly, providing all the information you need without any issues.
26 januari 2026
Review zonder uitnodiging
Antwoord van TotallyMoney
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The TotallyMoney Customer Ops Team
The app is incredibly user-friendly
The app is incredibly user-friendly, offering genuine scores and practical tips for significantly boosting your credit score. Highly recommended!
23 januari 2026
Review zonder uitnodiging
Antwoord van TotallyMoney
Thank you for taking your time to leave us a review! We are glad you are enjoying the service and will strive to continue to meet expectations.
The TotallyMoney Customer Ops Team
Totally Money has been an excellent…
Totally Money has been an excellent tool to help me understand and build my Credit Score.
15 december 2025
Antwoord van TotallyMoney
This is great to hear, thank you so much!
The TotallyMoney Customer Ops Team
Antwoord van TotallyMoney
This is great to hear, Sangarappillai!
We are thrilled to know that you are enjoying the service we provide.
All the best,
The TotallyMoney Customer Ops Team
Very good and informative experience
5 december 2025
Antwoord van TotallyMoney
We appreciate your positive review!
It is great to know that you are enjoying your experience with TotallyMoney.
All the best,
The TotallyMoney Customer Ops Team
Antwoord van TotallyMoney
Thank you for your positive review, John!
We are glad to hear that you are enjoying the TotallyMoney service and appreciate the kind words about your experience.
All the best,
The TotallyMoney Customer Ops Team
Totally awesome.
This app has literally been a lifesaver,if I ever need financial help, it's the only place I need to go,they always find a way to help and with zero effort on my part. I can't praise them enough.
16 oktober 2025
Antwoord van TotallyMoney
This is great to hear, Mat!
We are thrilled to know that you are happy with our services, and hope this continues throughout your journey with TotallyMoney.
All the best,
The TotallyMoney Customer Ops Team
Knowing what is going on in my finances, being kept up to date.
It’s easy to navigate around to find what you need.
26 september 2025
Antwoord van TotallyMoney
This is great to hear!
We are thrilled to know that you are happy with our services, and hope this continues throughout your journey with TotallyMoney. If you have any suggestions on how to make this a 5-star experience, please contact us at help@totallymoney.com
All the best,
The TotallyMoney Customer Ops Team
Antwoord van TotallyMoney
This is great to hear, Denise!
We are thrilled to know that you are happy with our services, and hope this continues throughout your journey with TotallyMoney.
All the best,
The TotallyMoney Customer Ops Team
Totally Money is a excellent credit
Totally Money is a excellent credit reference site.
It uses Transunion and the credit score is Live.
It has helped me get my credit back to a good standing through recommending credit building credit cards etc.
Highly recommend
15 september 2025
Antwoord van TotallyMoney
This is great to hear, Dawson!
We are thrilled to know that you rate our service so highly and that you have been able to get your credit back in good standing, this is exactly what we are hoping to achieve.
All the best,
The TotallyMoney Customer Ops Team
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