1Plus1 Loans Reviews 

When I took the original loan out they were OK in setting it up but 2years later they have rejected me twice for a top up loan quoting internal policy changes despite me meeting all the criteria but they put a hard search on my credit file which has now reacted a negative impact .

What a great idea to get a loan from

Very poor, I provided them with all my details upfront. They advised that they would do all the underwriting first. I provided them with a solid guarantor only to be refused the loan 4 days later . What a waste of time 😒

Clear instructions. Great new concept that doesnt just look at credit score. Friendly, understanding website, yet very professional. So far so good!

Thank you very much for your help 🙏

Doesn't clearly state that you need a guarantor. Was led to believe I was applying for a personal loan. Very disappointed

The agent that rang ,had a accent that was difficult to understand and whenever I tried to explain that I couldn’t understand here.She just said sorry we are not continuing with your application.

I wouldn’t recommend my family or friends to this company nor will i ever try again.
The first time my guarantor was declined so they didn’t call me to ask any questions. I tried again and my other guarantor was accepted. they text and email to say ‘good news’ you will receive a call and get your loan paid out within 24 hours. THEN, i got a call and the woman was rude about when asking about my pay. To then.. getting a email saying it’s been declined.
They lied about being approved and receiving the money.
Will never recommend this company it’s a joke.
They also need to train their staff on how to talk to people disgusting.

I applied for a loan, my guarantor got declined. I kindly called up to ask what I needed for my guarantor to be approved to be meet with the rudest women I have ever spoken to in my life shouting to say put someone else on the phone. It’s very sad to have been speaking to such a horrible mannered human being. Extremely upset and think you need to do some staff training with a women I spoke with today.

Don’t trust them in the slightest. Woman on the phone was rude and poorly trained. Avoid.