Ayan Reviews 

Happy with the experience, great communication and easy ,smooth process

Amazing customer service from Ayan Capital! The staff were incredibly helpful, friendly, and professional throughout the whole process. They explained everything clearly, answered all of my questions, and made the experience smooth and stress-free. I felt supported every step of the way. Highly recommend! May Allah grant you guys endless success!

I recently used Ayan to secure a vehicle, and the entire experience was outstanding from start to finish. The team made the whole process incredibly smooth, transparent, and hassle-free. They were always there when I needed them.
​What really stands out for me is the peace of mind that comes with their halal finance option. Before and after signing up, I know exactly what my outgoings will be each week, with zero hidden surprises. The flexibility they offer is brilliant—being able to pay a lump sum to either lower my weekly outgoings or shorten the term without facing any penalties is a huge plus.
​Their customer service is top-tier, and they were always on hand to answer questions. If you are looking for an ethical, flexible, and professional finance provider, I highly recommend Ayan!

☆☆☆☆ – My Biggest Financial Regret
If I could give zero stars, I would.
I chose Ayan Capital because it promotes itself as an ethical, Sharia-compliant finance company. As a Muslim, I trusted that I would be treated with honesty, fairness and transparency. Sadly, my personal experience has been the complete opposite.
Looking back, I feel I was persuaded into an agreement whose true financial impact I did not fully appreciate at the time. Once I calculated the total amount I would pay over the life of the agreement, I was shocked. In my personal opinion, it turned out to be even more expensive than conventional bank finance.
The weekly repayments have completely changed my life. I have to work extremely long hours just to keep up with the payments. Taking a holiday has become almost impossible, spending quality time with my family is difficult, and the constant financial pressure has caused me enormous stress and anxiety.
The biggest disappointment for me is that I chose Ayan because of its Islamic values. I genuinely believed I was choosing a fairer and more ethical alternative. Instead, I personally feel that the agreement was simply structured differently from conventional finance but left me with a financial burden that, in my experience, was even heavier.
My advice to anyone considering Ayan Capital is simple: do not rely only on verbal explanations. Read every document carefully, calculate the total amount you will repay from start to finish, ask how early settlement is calculated, and compare the total cost with a conventional bank before signing anything.
Trust me before you commit, compare the overall cost with a normal bank loan. In my personal experience, I found conventional bank finance far more affordable and far more merciful than this agreement. As a Muslim, that is one of the hardest things I have ever had to say. I personally feel deeply disappointed that I placed my trust in a company because of its religious branding, only to end up with one of the biggest financial regrets of my life.
This review reflects my own personal experience, and I hope it helps others make a fully informed decision before committing to a long-term financial agreement.

Ayan made everything easy for me sorting through everything and got the deal done quickly always a call away to help.

Very straight forward, the team at Ayan are amazing. Top tier service.

Alhumdulillah with the help of ayan capital I got my family car in Halal way. Such an amazing finance group.

Straight forward process, easy to use dashboard, great communication via phone call and WhatsApp. Overall great experience and lovely team members.

Staff were very helpful, the delaer wasn't verified with them and I wanted to purchase the car on the same day. Within 15 minutes they gave a decision to proceed after higher management approval. Invoice was sent to dealer. Didn't take much long. Then the process was simple everything was on the dashboard and I've completed the actions within the hours and dealer received payments. The people at Ayan really did amazing in support me in acquiring this vehicle. I would definitely recommend them.

What a great service Alhamdullilah

Fantastic experience, smooth running of the process from the beginning to the end.

Ayan Finance has made halal car financing so easy alhamdulillah. Their dashboard is very easy to use and they’re always available to communicate with if there’s any issues via WhatsApp or phone call. The team generally made my experience very easy alhamdulillah and may الله reward them for their efforts in providing halal options in this struggling financial environment. I will definitely return when looking for another vehicle and have already recommended to my family and friends. جزاك اللهُ خيرًا to everyone at Ayan finance

I have had a fantastic time using Ayan. Catering to my needs and holding my hands every step of the way. Their support was fantastic.

Thank you for helping me get my dream car!

Easy to apply and get a decision in seconds.

Really glad to have found Ayan alhamdulillah, they were really informative and kept in contact through there channels WhatsApp and call. I needed a new vehicle but did not have a halal finance option so glad Ayan came through. Would highly recommend.

Exceptional service for Muslims and anyone looking for a fair and ethical alternative to conventional car finance. The concept is transparent, financially sensible, and genuinely customer-focused. The team supported me throughout the entire application process, from the initial enquiry right through to collecting my car. Their communication, professionalism, and support made the whole experience smooth and stress-free. 10/10 service.

They were clear and straightforward. The process was simple and hassle free.
Customer service was really good and it was very easy to speak to someone.
Would definitely recommend Ayan

All the communications were great .Understanding properly that this is the Sharia Based car loan .
Simple process of getting loan rather than any complexcity.Team looks very helpful.

Excellent and personal customer experience. Glad to have discovered Ayan, who have made halal car finance accessible. Application portal is incredibly streamlined and easy to use. Team behind Ayan are ever so supportive with incredible response times! JazakAllah khairan.