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Bikmo Reviews 

465
TrustScore 4 uit 5

3,8

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

I’ve been insuring my bikes through BIKMO since 2021. BIKMO is the only insurance company I’ve found that covers bikes during a triathlon—and at their current replacement value. Unfortunately, my b... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Really impressed with how quickly the claim was picked up and sorted! Super relieved to know Bikmo has your back when things go wrong on a Bikepacking trip. Never again will I cycle down the sid... Toon meer

Beoordeeld met 5 van de 5 sterren

I've insured my bicycles with Bikmo for a few years now. I'm jolly glad I did, because I recently had a close encounter with a deer on a steep hill in which I was knocked unconscious - helmet smashe... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 1 van de 5 sterren

BIKMO hat ohne meine Zustimmung Geld von meinem Bankkonto abgebucht und anschließend zwei Wochen lang meine E-Mails ignoriert. Ich habe die Verlängerung meiner Police storniert und eine Bestätigung... Toon meer

Bedrijfsgegevens

  1. Fietsverzekeringsmaatschappij
  2. Sportverzekeringsmaatschappij
  3. Reisverzekeringsmaatschappij

Over Bikmo

Geschreven door het bedrijf

Bikmo exists to protect the world's riders and the places we ride. Our award-winning cycle insurance and travel insurance are designed to protect your passion, and our team is made up of cyclists who ride, race and commute – so whether you're getting a quote or making a claim, you're always talking to someone who gets it.

Whatever you ride – road bike, mountain bike, e-bike, gravel bike, cargo bike or something custom-built – our cover protects the things that matter most to riders: theft, accidental damage and vandalism, with worldwide cover and your kit and accessories included. And with no depreciation on payouts, you're covered for the value you've insured. Heading further afield? Our cycling-specific travel insurance protects you, the rider, wherever the road or trail takes you.

We provide cycle insurance across the UK, Ireland, Germany and Austria – because more people riding more often makes the world a better place. Alongside cover for riders, our cycle business insurance protects the bike shops, tour operators and community groups that keep cycling communities going strong.

We believe caring for riders and the planet go hand in hand. As a certified B Corp and 1% for the Planet member, we turn our business into impact – supporting projects that keep trails, roads and wild places thriving.

Our promise to riders

No depreciation. No claim penalties. No hidden costs.


Contactgegevens

3,8

Goed

TrustScore 4 uit 5

465 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Vraagt klanten om een review

Dit bedrijf nodigt klanten uit om een review achter te laten. Deze mag zowel positief als negatief zijn.

Heeft 25% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 1 week

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3,8

Alle reviews

(465)

117 reviews in de afgelopen 12 maanden

Een review schrijven
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Beoordeeld met 5 van de 5 sterren

Recommended by a fellow MTBiker

Recommended by a fellow MTBiker, got a good price with the referral link, good information regarding the correct price evaluation of the buke and important information before committing.

Asked a few questions to the customer service team and they were also very helpful.

No regrets and seriously recommended

3 maart 2026
Logo Bikmo

Antwoord van Bikmo

Thank you for the 5-star review! If you have any further questions, please reach out to the team and we'll be happy to help.

Ride safe, 
Team Bikmo

Beoordeeld met 5 van de 5 sterren

Could not have asked for a better…

Could not have asked for a better service. Put the bike in for a service and the technician noticed a crack in the frame (so refused quite rightly to service it). Put in a claim with Bikmo on Monday and my claim was approved in full on Tuesday. Setting up credit with a retailer of my choice so I can buy a replacement. Excellent service

3 maart 2026
Review zonder uitnodiging
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Antwoord van Bikmo

It’s great to hear that we handled your claim so quickly! 

We're thrilled you're already on your way to getting a replacement. Enjoy picking out your new ride, and we look forward to hearing that you are back on the road soon.

Beoordeeld met 1 van de 5 sterren

When filling out register doesn't ask…

When filling out register doesn't ask about ccj you need find that hidden bit of information in the small print seeming as is such a big deal to them should clearly be asked when sighing up my 20 year old ccj I had because my detail where stolen once and used fraudulently meant I did not qualify luckily I went through the small print after and spotted that important part

15 oktober 2025
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Antwoord van Bikmo

Hi Daniel,

Thank you for taking the time to leave a review, we appreciate you sharing your feedback.

When purchasing a policy, customers are asked to confirm that they have read and understood the eligibility criteria by ticking a declaration box during the sign-up process. This information is also outlined in our policy support guides and documentation on our website, so customers can review it before purchasing.

You mentioned that the CCJ in question is around 20 years old. For policies purchased on or after 01/07/2025, CCJs only affect eligibility if they have occurred within the last 15 years, so the age of a CCJ can make a difference depending on the circumstances.

If you’d like us to look into this further or discuss your eligibility in more detail, please feel free to contact our team. You can email us at support@bikmo.com or call +44 1244 470337, and we’ll be happy to help.

Thank you,

Team Bikmo

Beoordeeld met 5 van de 5 sterren

bike insurance

very helpful agent , and is a good amount of cover for my electric bike

20 februari 2026
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Antwoord van Bikmo

Many thanks for the review, we really appreciate your positive feedback. 

Please don't hesitate to get back in touch if you ever need our support, we're always happy to help!

Ride safe.

Beoordeeld met 5 van de 5 sterren

5 stars

Easy to set up, fairly priced, little confusing at first to use the app, but once I understood it not a problem

15 februari 2026
Logo Bikmo

Antwoord van Bikmo

Thank you for the great review!

Beoordeeld met 5 van de 5 sterren

I recently had my bike stolen and Bikmo…

I recently had my bike stolen and Bikmo staff were very quick to deal with my claim, i had some difficulty with getting my proof of lock but eventually got relevant info to prove it. Always remember to take photos of everything on purchase! All resolved and Bikmo paid out the full value of the claim. Very grateful for the service and highky recommend

13 februari 2026
Review zonder uitnodiging
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Antwoord van Bikmo

Thank you for the positive feedback. We're pleased to help you get back on the saddle!

Ride safe, 
Team Bikmo

Beoordeeld met 5 van de 5 sterren

Great company

Very simpe and straight forward to deal with

2 februari 2026
Logo Bikmo

Antwoord van Bikmo

Many thanks for the excellent feedback, Scott. 

Please reach out if you ever need our support. 

Team Bikmo

Beoordeeld met 5 van de 5 sterren

Claim dealt with professionally and helpfully

I had to make a claim after having had an expensive custom built bike stolen from my shed. (I have since purchased a Shed Shackle and other items from Pragmasis to improve the security of the shed.
I claimed using the online form which was fairly straightforward although there's a field which requires you to say what type of riding you were engaged in at the time; I clearly hadn't been riding but had to select a random option in order to move on to the next field.
The response from Bikmo was timely and sympathetic from Jonny who requested some additional evidence of ownership.
Within a couple of days I was notified that my claim had been approved. I was then in communication with Aaron who worked hard to try and get an exact replacement Bike built excess-free by sourcing parts and communicating with the bike builder Bikmo use.
Unfortunately this didn't work out but I was offered a reasonable cash settlement which was credited to my bank account 9 days after my initial claim.
Good communication from the professional and knowledgable Bikmo claims staff throughout.

5 februari 2026
Review zonder uitnodiging
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Antwoord van Bikmo

Hi Nicholas,

Thank you for the kind words.

We hope you get back on a bike and some sunny weather soon!

Ride safe, 
Team Bikmo

Beoordeeld met 4 van de 5 sterren

Responsive organisation…

Bikmo are responsive and helpful when called.
Their premiums seem competitive
Their payment options are too limited

3 februari 2026
Logo Bikmo

Antwoord van Bikmo

Thanks for the positive feedback, and I'm pleased we were able to help you.

Ride safe, 
Team Bikmo

Beoordeeld met 5 van de 5 sterren

Helpful, quick and professional service

Ellie and Jonny were both very helpful - quick to respond, clear in their requests for evidence, receipts etc and very polite! Best cycle insurance I have used.

6 februari 2026
Review zonder uitnodiging
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Antwoord van Bikmo

Thanks for the feedback. We're so pleased that you can get your wheel replaced and have you back riding on the roads!

Ride safe,
Team Bikmo

Beoordeeld met 5 van de 5 sterren

Settled in Under a Week!!

Claim submitted on a Friday, settled the following Wednesday after 3 email communications to clarify a couple of things. Money in the bank on Thursday. Less than and a week to sort. Excellent service, would definitely recommend Bikmo and will continue to use them 👍

5 februari 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thank you for taking the time to leave such a great review, I am glad we were able to get your claim settled so quickly.

Beoordeeld met 5 van de 5 sterren

Very smooth easy and quick process no…

Very smooth easy and quick process no prolonged emails just fill the fodm and you shsll recieve 1 more request after that don

28 januari 2026
Review zonder uitnodiging
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Antwoord van Bikmo

Thank you for taking the time to leave a great review, and I am glad to hear we were able to sort your claim quickly and smoothly.

Beoordeeld met 1 van de 5 sterren

Policy cancelled today it was taken out…

Policy cancelled on the same it was taken out received confirmation of cancellation of policy yet two weeks later direct debit still deducted tried to contact these cowboys and no response
Pathetic company, disgusting customer service and taking direct debits even though policy was never live and then ignoring my requests
Amateur Cowboys at Best deception and fraudulent at worst

Be warned

29 december 2025
Logo Bikmo

Antwoord van Bikmo

Hi Billy,

We’re sorry to hear about your experience and would like to clarify the situation. Our records show that no premium has been taken for this policy. We’ve reached out to you directly to ask for details of the charge you’re referring to so we can investigate further, but we haven’t yet received a response.

We hope this is simply a misunderstanding, and we’re very happy to look into it as a priority if you can get back in touch. Please contact us at support@bikmo.com or on 01244 470337 so we can resolve this for you.

Team Bikmo

Beoordeeld met 5 van de 5 sterren

Quick claim approval

My bike got stolen and i filed a claim. Bikmo gave prompt response to my queries and emails and approved my claim within 4 working days. They are good and reliable. I got almost all the money in claim (including bike and the accessories). Kudos to Bikmo team

19 december 2025
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Hi,

Thank you for the kind words. We appreciate your support!

Ride Safe,
Aaron - CX Agent

Beoordeeld met 5 van de 5 sterren

Stolen Bicycle Claim

Had my bike stolen recently and Bikmo went above and beyond to soften the blow. The claiming process was straight forward and had the issue settled within a few days.
One thing to note, when taking out insurance with Bikmo, the policy states a few "must-do's" in order to have a successful claim should something go wrong. Follow the policy as stated by Bikmo Insurance and you will have no issues.

16 december 2025
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thank you for taking the time to provide your feedback, James.

We were really sorry to hear about the theft of your bike, but we’re glad we could help make the situation a little easier. It’s great to hear that you found the claims process straightforward and that everything was settled quickly.

You’re absolutely right - following the policy requirements helps ensure claims can be handled smoothly, and we really appreciate you highlighting that for others.

Thanks again for your kind words and for choosing Bikmo. 

Ride safe,

Team Bikmo

Beoordeeld met 5 van de 5 sterren

Good experience

So far I have very good experience with Bikmo. Takes a while for them to investigate a case and prove your claim, but they're fair. Customer service is excellent, very professional and pleasant to talk to them.

26 september 2025
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thank you for the positive review. We're pleased to hear that the team was able to support you through your claim. Please don't hesitate to reach out if you ever need any additional support.

Ride safe, 
Team Bikmo

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