Cactus Credit Reviews 101

I really appreciate the Cactus credit platform for their free consultation about your initial financial situation and for giving you helpful recommendations to make your benefits improve, but its credit repair process is very time-consuming, which it might take several months to see improvement in credit scores.

I was very pleased with cactus credit .I was able to get a loan when nio one else would give me even a small.loan .They have been Amazing.i will continue with them as long as they are here in Business.Thank you.
You have been a lifesaver.

we will never go back to cactus man ever again. ive never in my life have know of a company coming to your house and slipping a letter under the door into my house. shame shame you could have just stuck it in the mailbox. and text messages seem like a threat to us. be real you will get your money when we get caught up. anonoymus.

I've tried to close my account with them and was told I couldn't. Lately I've tied to call them and email them with no results as it shows being permanently closed . So I'm making sure my bank blocks them from taking anything from my account . I was told I could cancel at any time but apparently that's not the case , my credit score hasn't improved the way they said it would either .

U PEOPLE ARE SCAMMERS. THEY WERE SUPPOSED TO CALL ME TODAY BUT FOUND OUT THE EMAIL FOR THE GUY THAT WAS HELPING ME DID NOT WORK ANYMORE AND CAME BACK TO ME. I HAD TO CALL MY BANK AND CLOSE THE ACCOUNT BEFORE THEY WERE TO TAKE MONEY OUT. ALSO I TRIED CALLING THE NUMBER AND ITS NOT IN SERVICE. YOU PEOPLE SHOULD BE ASHAMED OF YOURSELVES TO TAKE ADVANTAGE OF PEOPLE.

Will i be returning? No, I'm going to find someone else better. I'll never deal with you guys ever again. You guys are so unprofessional. And when you can't afford too pay for there services due to financial issues they want around $300 to cancel or they will start taking out the week payments there crooks 100% please stay away from them

Silly, and unprofessional. Reading from a script.
Acted as though I owed them before they even approved me. I don't need to hear the title of the person I'm dealing with over and over again.
It's sad that people in need have to deal with this kind of experience. Basically, if you need money you are a nobody, a nothing and you're supposed to be treated as such. My suggestion is not to indulge.

The experience with Cactus have been very smooth and they are always checking how the process is going.

This company took 700.00 and did not follow through on my promises. I asked for my money back and I will probsbly never get it back. They neglected to tell me the hnest truth. DO NOT DO BUSINES WITH THEM EVER!!!!!

Despite canceling the service and placing a stop payment on Cactus credit, this company has continued to withdraw funds from my account by splitting the payments in half to get around the stop payment. I have been forced to close my bank account and start over as a result. I will als be taking legal actions if the funds are not returned to my account.. cactus credit is shady… I guess it’s “here for a good time not a long time” they are thieves and nothing less.. if you choose to do business with them be cautious and cover you ass

The Trustee was polite, curtious and friendly. He explained everything so that I understood it well. I appreciated that very much.

They took money from my account when I had said to them over and over I couldn't afford the monthly payment. Also they have refused to refund me my money which they took without permission. Wouldn't recommend anyone to these guys they are crooks still haven't seen my refund yet.

Total scam. Luckily I contacted my bank right away to make sure they couldn’t take any money.

I initially contacted a different company regarding a loan.. and cactus credit ended up receiving my info.
They pushed hard about this program to repair my credit.
When she started talking about it costing like 399 plus some other monthly fee I was sure it was a scam. Not to mention… once the rude lady started saying they’d remove ALL the derogatory marks on my credit file… but the only one there was my consumer proposal. 😂
I actually hung up on the lady when I could hear her getting frustrated and talking to someone else in the background.
I had unfortunately given my info when I thought we were taking about loans with a different person.
I got a text saying I was being set up with a case manager.. even thought I hadn’t agreed to the enrolment.
So backhanded and disgusting.

Go ahead and tell me you have the recorded phone calls… because all of them will prove I never agreed to any of your nonsense.

You should honestly be ashamed of yourselves.

I am very happy with the excellent service I received from everyone involved as giving me a positive result.
I would highly recommend them to assist you in obtaining your credit score in good standing.

they are scammers. My credit score by Equifax,is getting lower every single month, since I hired this company to help me out with it. Honestly I have been with them gor 4 moths now and I don’t see any positive results other than my credit score getting worse.
Please stay away from this. I feel myself that I’m facing scammers.

This company is a scammer. They want to withdrawal money from my account for services that they didnt provide to me. They told me that I would get a consultant to get on a debt program in which I didnt. I didnt even send them my documents for them to know what debt Iam in or the accurate amount. They called me like everyday preaching to me to join their program and make payment. How can someone who is in debt made payment 2 months payments before even enrol in a program? That's just a rip off for me. I am not up to the foolishness. I need money why I would I be giving you money monthly?

People were courteous and understanding and very helpful

What a scam this Cactus Credit is. I was looking for a loan and instead they want money from me.

I would honestly recommend this company. I was hesitant at first but it went through smoothly it help me a lot and got my life back. Thanks a lot Cactus Credit

Don’t trust this company this company only take the money from the people they all telling lie cactus credit this first company I see in my life just want to take the money this the stupid company I’m the customer they take the money without with my consent better this company close don’t trust some reviews of this company because all the reviews they are doing it I swear the god I’m the one customer they take a money they said they give me borrow money I give them about my bank information after they take the money I swear to the god all my wire is true