Card-Y Reviews 

I've tested the card since November 2024, I was on direct contact with the founder in case I've found any issues, and I can say this
This is your card to go if:
1-You're not good around crypto
2-You want to use InstaPay and Vodafone Cash for funding your card directly with no hustle.
3-You don't mind the high USD price around 53.5-54 EGP For 1 USD, It should get better with time and greater customer base.
4-You don't mind dealing with web UI only for 2025 at least and the non-existent App isn't an issue.

You don't want this card if:
1-All of your transactions are Micro-transactions, because under 100$ the minimum fee is 1$, but if these transactions are in any other currency then you're getting an excellent fee of 1.5% on your transaction.
2-If your good around crypto and can deal with P2P and buy USDT, it won't serve you as it shoud due to the high exchange rate for the USD/EGP.
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They're taking steady steps and launching the Physical Card in the next weeks, so I wish them the best of luck.

At the moment every thing is awesome, didn't have any problems or anything + every transaction is very very fast , everything is great 😃

Perfect solution when you don't have credit card

This is the card I was looking for! Everything is great and I'm certain that Card-y is going to grow bigger and bigger. I have a few points to mention:
- The transection fees are the major issue that hinder me from using the card often, it's too high.
- I hope that there will be an actual app instead of using the browser.
- Apple pay and Google pay support would be awesome!

Edit 08/14/2026:

- They promised to make updates regarding the fees but still nothing is new they still charge high fees for recharging, issuing a card, and replacing a card. Also they charge additional fees for card use making it extremely not practical for daily uses.

- Still no app, and still no apple pay / google pay support, also it cannot be used for Egypt based purchases in app store and google play.

everything is gooing well so far but the fees are too much especially if I'm making small transactions so. thanks

الرسوم على السحب 1% بحد ادنى دولار عالية جدا غير كده التجربة جميلة

Excellent Service

Pretty neat but I wish instapay had less minimum deposit amount

So far so good. I only have 2 things to comment about. the first one is the 20 minutes to 8 hours transactions and the second one is the 1$ fee. thankss so much for making it easy to use a card as an egyptian that I can pay with anywhere!!

I have two questions about release a new card the first is will all users who already have the old card repay another 10 bucks to get that new one or not? The second is what is gonna happen to money in our old card after getting a new card?

جربتها مع متجر جوجل وقبلت وفى مرونه الاستخدام شكرا

Good so Far need little updates such as : Google Pay , Samsung Pay.

Easy, quick, and reliable.

I think the gotta change the transaction time from within 8 hours to 20 minutes they are so good and amazing customer support

سيئة جدا ولا تقبل الدفع على اكثر من ٧٠٪ من المواقع والمنصات المذكورة في دعم التعامل المادي.
وايضا مدى السوء في الفوائد اللتي قدرها ١ دولار على كل عملية، إذ أنني بحاجه إرسال دولار او اثنان او ثلاثة وفي كل مرة يخصم مني مقابل كل عملية ١ دولار ، بخلاف التأخير في الدعم والحلول
وأيضا في كل عملية ربط يتم خصم مبالغ غير مبالغ الربط وايضا في الربط عندما يتم خصم مبلغ الربك يتم خصم ايضا ١ دولا وكأنها عملية سحب

Best effort and good company so far i like the idea and its Good for the situation we have at the moment its very good

Cardy is a really great tool and it has made US payments much easier for me, I recommend it for everyone who is dealing with international vendors on a daily bases like myself, but if you are mostly local I wouldn't necessarily recommend it as they have a large fee when it comes to transferring cash from EGP to US for your wallet

I think taking fees on the depositing are enough as fees on card usage can be quite confusing

It safety and secure to use card-y on payments with easy and fast card to pay with