Can't recommend Christie and Niamh highly enough. They helped me find a mortgage in a terrible market despite having awkward contractor earnings streams, and then proactively helped me to find a bette... Toon meer
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Lees wat reviewers zeggen
Steve Clements is absolutely fantastic and has been a great support from beginning to end with his knowledge, expertise as care as we have a very complicated income; he secured us a fantastic mortgage... Toon meer
Bedrijf heeft geantwoord
Both my partner and I are on regular fixed term contracts so applying for a mortgage through the usual routes has proved to be very frustrating in the past. With Cleerly, from first contact to hav... Toon meer
Bedrijf heeft geantwoord
I had an excellent experience working with Mathew at Cleerly. He took the time to understand exactly what I needed and went above and beyond to find me the best possible mortgage deal. Communication... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
- Hypotheekmakelaar
- Tussenpersoon voor woningverzekering
- Inkomensbescherming verzekering
- Verzekeringsmakelaar
- Tussenpersoon voor levensverzekeringen
- Hypotheek
Over Cleerly
Geschreven door het bedrijf
We are complex income specialists
Cleerly specialise in finding the best mortgage options for contractors, freelancers, and clients with more complex financial situations.This is because we understand how both contracting and underwriting for mortgages work. With this understanding, we can advise you on the best course of action.
Cleerly was founded by a former contractor who has also been instrumental in building and negotiating contractor underwriting for the last 20+ years. We build mortgage solutions through our own in-house specialist mortgage consultants and carefully selected business partners
It is our mission to make mortgages more affordable and accessible to contractors, locums and professionals with "non-typical" incomes. By changing the parameters of the mortgage market for professionals just like you, we push boundaries to make the market more competitive and pass on the benefits to our clients.
We're thrilled to have been nominated for Best Contractor Mortgage Broker at the 2025 Contracting Awards in October! Read more about why we've been shortlisted by seeing how we differ to other brokers here.
We have extensive experience in the industry and strong relationships with specialised Contractor Mortgage providers who will look at your unique circumstances instead of trying to fit you in a mould. As a result, we can help you find a lender when you might have been turned away from everywhere else.
Contact us today
If you want to learn more about your mortage borrowing potential that is tailored to meet your bespoke and complex income needs, use our custom mortagage calculator tool or give us a call. OUR MORTGAGE CALCULATOR Speak to an advisorContactgegevens
Ground Floor, 3 Victory Park, Solent Way, PO15 7FN, Whiteley, Verenigd Koninkrijk
- 0044 2394 212 912
- enquiries@cleerly.co.uk
- cleerly.co.uk
We are contractor mortgage specialists
5,0
Uitstekend
727 reviews
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Can’t thank Matthew Long enough for…
Can’t thank Matthew Long enough for sorting both my mortgage and remortgage! Always pointed me to the right people and gave great advice every step of the way. Super fast too — my remortgage was done in under a week!
If you need a broker who’s quick, knowledgeable, and just easy to deal with, this is your person. Thank you!
24 juni 2026
Review zonder uitnodiging
William made the process really quick…
William made the process really quick and easy and had very good communication.
Thank you
24 juni 2026
Review zonder uitnodiging
Terrific service, despite awkward contractor income streams
Can't recommend Christie and Niamh highly enough. They helped me find a mortgage in a terrible market despite having awkward contractor earnings streams, and then proactively helped me to find a better rate a couple of months down the line once our offer had been accepted. The Cleerly platform was straightforward to use and response times were always rapid. Will definitely use again the next time I need a mortgage.
1 juni 2026
Review zonder uitnodiging
Exceptional Service from Start to Finish
We recently completed a remortgage through Cleerly and I want to give special thanks to Alasdair Grant and Niamh Holdaway for the outstanding way they supported us throughout the entire process.
We needed to move quickly due to personal circumstances, and they were exceptional from start to finish. They had the answer to every query, nothing was ever too much trouble, and the whole process felt completely straightforward. The service, communication and guidance were genuinely second to none and tailored perfectly to our individual needs.
Updates were always prompt, responses were quick, and everything moved smoothly and stress‑free from the initial enquiry right through to completion. To be fair, the process works best when the customer responds quickly too — and between both sides, everything was absolutely top class.
Highly recommended.
17 juni 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for taking the time to share such detailed and kind feedback about your experience with Cleerly.
We understand you needed to move quickly due to personal circumstances, so we're delighted that Alasdair Grant and Niamh Holdaway could support you so seamlessly throughout your remortgage. Having an answer to every query, providing prompt updates, and offering clear, tailored guidance is exactly the kind of service we aim to deliver, and it's wonderful to know it made the whole process feel straightforward and stress-free from initial enquiry right through to completion.
Your recommendation means a great deal to us, and we'll happily pass your kind words on to Alasdair and Niamh. Thank you again, and we wish you all the very best.
Yours sincerely,
The Cleerly Team
Excellent Service
Both my partner and I are on regular fixed term contracts so applying for a mortgage through the usual routes has proved to be very frustrating in the past.
With Cleerly, from first contact to having a mortgage offer from a high street bank took eight days; a phenomenally quick turnaround! I literally couldn't ask for more from Ed and Georgia, and I look forward to talking to them again at renewal. Thanks once again!
19 juni 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for taking the time to share your Cleerly mortgage experience.
We know that applying for a mortgage on fixed-term contracts can feel frustrating through the usual routes, so we're delighted that Cleerly could make things simpler for you both. Going from first contact to a mortgage offer from a high street bank in just eight days is a fantastic result, and we're thrilled Ed and Georgia could deliver that for you.
We'll happily pass your kind words on to them, and they'll look forward to speaking with you again at renewal. Thank you once again, and we wish you all the very best.
Yours sincerely,
The Cleerly Team
Steve Clements is absolutely fantastic…
Steve Clements is absolutely fantastic and has been a great support from beginning to end with his knowledge, expertise as care as we have a very complicated income; he secured us a fantastic mortgage which we were unable to do without his help. He’s always been available and replies promptly to every enquiry. Couldn’t recommend more. Thanks so much, Steve and team.
19 juni 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for your wonderful review.
We're delighted to hear that Steve provided fantastic support from beginning to end of your morltgage experience. His knowledge, expertise, and genuine care for our clients are exactly what we strive for, and it's brilliant to know he was able to secure you a great mortgage despite a complicated income situation. Being available and responding promptly to every enquiry is so important, and we're pleased to hear that Steve delivered on that throughout.
Your thorough recommendation means a great deal to Steve and the entire team. Thank you again for taking the time to share your experience.
Yours sincerely,
The Cleerly Team
Excellent, highly professional service
I highly recommend Matthew Long for his excellent mortgage service. He is professional, sharp and very attentive to the details. He made the entire process straightforward and gave me complete peace of mind that my interests were being looked after. Thank you, Matthew, for your great work and support!
15 juni 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for your wonderful review and high recommendation.
We're delighted to hear that Matthew Long delivered such professional, sharp, and detail-focused service. Making the entire mortgage process straightforward while giving you complete peace of mind that your interests were being looked after is exactly the kind of clear, reliable support we aim to provide.
We'll happily pass your kind words on to Matthew. Thank you again, and we wish you all the very best.
Yours sincerely,
The Cleerly Team
I had an excellent experience with Cleerly
I had an excellent experience working with Mathew at Cleerly. He took the time to understand exactly what I needed and went above and beyond to find me the best possible mortgage deal. Communication was clear, friendly, and never rushed. I genuinely felt supported throughout the whole process.
Highly recommend Mathew if you want someone who’s knowledgeable, proactive, and truly on your side.
14 juni 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for your kind words and for taking the time to share your experience.
We're delighted to hear that Mathew took the time to truly understand what you needed and went above and beyond to find the best possible mortgage deal.
Clear, friendly communication that never feels rushed is exactly what we aim for, and it's wonderful to know you felt genuinely supported throughout the whole process. Matthew's knowledgeable, proactive approach and commitment to being on your side really do reflect what we stand for at Cleerly.
We'll happily pass your recommendation on to Mathew. Thank you again, and we wish you all the very best.
Yours sincerely,
The Cleerly Team
Stress-free home buying
Buying a house and moving home is stressful and complicated. Matthew's professional input at each step was amazing. He made me feel calm, and assured me that everything was in order. He kept me informed at each step and provided signposts to other professionals when I needed them.
I recommend everyone gets Matthew to support their mortgage process. He is so experienced and made the whole process seem quick and simple!
18 mei 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for taking the time to share your experience of Cleerly's mortgage services.
Buying a house and moving home can feel stressful and complicated, so we're delighted to hear that Matthew's calm, professional mortgage guidance helped put your mind at ease. Keeping you informed at every step and sign-posting you to other professionals when needed is exactly the kind of clear, reliable support we aim to provide. It's great to hear that he made the whole process feel quick and simple for you.
We'll happily pass on your kind words to Matthew. Thank you again for your recommendation, and we wish you all the very best in your new home.
Yours sincerely,
The Cleerly Team
My mortgage application process was…
My mortgage application process was smooth, from day one. Matthew Long was clear in explaining everything I needed. He was quick, concise and made the whole process very simple and stress-free. I would give a 5-star and recommend him and the team.
26 mei 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for your wonderful review and 5-star recommendation of Cleerly's mortgage services.
We're delighted to hear that your mortgage application felt smooth right from day one. Matthew takes great pride in explaining everything clearly, and it's fantastic to know his quick, concise approach made the whole mortgage process feel simple and stress-free for you. That kind of clear, reliable guidance is exactly what we aim to deliver.
We'll happily pass your kind words on to Matthew and the wider team. Thank you again for recommending us, and we wish you all the very best.
Yours sincerely,
The Cleerly Team
Steve guided us through the process and…
Steve guided us through the process and was always available to answer questions. We received our mortgage really quickly.
27 mei 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for taking the time to share your experience.
We're delighted to hear that Steve guided you smoothly through the mortgage process and was always on hand to answer your questions. Being available with clear, reliable support is exactly what we aim to provide, and it's wonderful to know it helped you receive your mortgage so quickly.
We'll happily pass your kind words on to Steve. Thank you again, and we wish you all the very best.
Yours sincerely,
The Cleerly Team
This is my second time using Cleerly
This is my second time using Cleerly, Will, is amazing at his job, reassured me that all was going to go well. looked for the best mortgage for us and made sure it was the right fit for us. Thank you Will.
1 mei 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for choosing Cleerly again and for taking the time to share your mortgage experience.
We're delighted to hear that Will reassured you throughout and took the time to find the best mortgage option, making sure it was the right fit for your needs. That kind of clear, reliable guidance is exactly what we aim to deliver.
We'll happily pass your kind words on to Will. Thank you again, and we wish you all the very best.
Yours sincerely,
The Cleerly Team
Antwoord van Cleerly
Thank you so much for taking the time to share your experience and for recommending Cleerly.
Yours sincerely,
The Cleerly Team
Thank you Steven Clements for…
Thank you Steven Clements for supporting us through getting our mortgage offer. You have been extremely flexible with making contact with us and taken the time to thoroughly and patiently explain the process. We appreciate your guidance, it would have been considerably more stressful without your help!
12 mei 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for the kind words and for taking the time to share your experience.
Securing a mortgage can often feel overwhelming, so we are thrilled to hear that Steven's flexible availability and patient guidance helped make the process straightforward and much less stressful for you.
Ensuring you feel completely confident and supported in your financial decisions is always our top priority.
Congratulations on receiving your mortgage offer! We wish you the absolute best as you move forward, and please do not hesitate to reach out if you need any further assistance in the future.
Yours sincerely,
The Cleerly Team
Received my mortgage offer!!
I came to Cleerly after receiving a declined mortgage offer elsewhere. This was mainly due to a limited understanding of contractor work and how contractors are paid, which meant I was offered far less than I knew I could afford. I felt stuck and unsure about my next steps.
My mortgage advisor, William Coe, completely changed that experience. He was clear, understanding, and highly knowledgeable. As soon as I explained my situation, he immediately understood the nuances and knew exactly how to present and package my case to a lender.
The very next day after our conversation, we submitted an application — and just two weeks later, I received my official mortgage offer!
I couldn’t be happier with the support and efficiency.
6 mei 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for sharing your wonderful experience with Cleerly!
We know exactly how frustrating it can be when lenders fail to grasp the nuances of contractor income. That is why our team is deeply committed to supporting contractors and self-employed individuals through the entire mortgage process.
We are thrilled to hear that William Coe’s expertise gave you the clarity and guidance needed to package your application perfectly.
Securing your official mortgage offer in just two weeks is a fantastic result, and we are glad we could help turn a stressful situation into a swift success.
Congratulations on your new mortgage offer! We wish you the absolute best as you move forward, and please do not hesitate to reach out if you ever need further support in the future.
Yours sincerely,
The Cleerly Team
Cleerly - highly recommended for contractors
I chose Cleerly because they specialise in, and have a lot of experience with, contractor incomes, which was important for my situation.
Christie was my mortgage broker and from the outset he was very helpful, taking the time to clearly explain each stage of the process. He was always responsive when I had questions, which made the whole experience much less stressful.
Rather than relying purely on accounts, they were able to assess affordability based on my contract day rate, which felt far more aligned with how I actually earn.
As a whole-of-market broker, they were able to find a competitive deal despite the changing market conditions.
Overall, I’d recommend Cleerly to other contractors looking for a broker who understands more complex income situations.
1 mei 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for taking the time to share your experience and for highly recommending Cleerly!
We are absolutely thrilled to hear that Christie provided such excellent support, taking the time to clearly explain each step and keeping the process as stress-free as possible for you. Delivering reassuring and reliable service is our top priority.
We know that traditional assessments often do not reflect how contractors truly earn. That is why our team is deeply committed to understanding complex income situations, allowing us to accurately assess your affordability based on your contract day rate rather than just accounts. We are also glad that our position as a whole-of-market broker meant we could navigate changing market conditions to find a highly competitive deal that suited your specific needs.
Congratulations on securing your contractor mortgage! We truly appreciate your trust in our expertise, and please do not hesitate to reach out if you need any further guidance in the future.
Yours sincerely,
The Cleerly Team
Great service
I contacted Cleerly as I have recently had to renew my mortgage. I was put in contact with Edward Hughes who after a few question understood my needs and worked with me to get a mortgage offer based on my requests of cost per month and term.
Ed is a brilliant, and I cannot emphasise that enough, man and I genuinely look forward to having to deal with him again when my mortgage renewal is due again.
Mt first time using a broker and the amount of hassle and stress that Ed @ Cleerly took away from me was highly valued by me.
1 mei 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for your fantastic review and for trusting Cleerly with your mortgage renewal!
We are absolutely thrilled to hear that your first experience using a broker was such a positive one. Navigating a mortgage renewal can often feel complex and overwhelming, and our top priority is always to remove that hassle and stress for our clients.
We are glad that Edward Hughes took the time to truly understand your specific needs regarding monthly costs and terms to secure the right offer for you. We will be sure to pass along your high praise to Edward; we certainly agree that he is brilliant!
Thank you again for your kind words, and we look forward to assisting you when your next renewal is due.
Yours sincerely,
The Cleerly Team
Christie and niamh are excellent…
Christie and niamh are excellent mortgage brokers, very firendly and helpful. We are first time buyers and they helped explain everything in layman's term. They were very positive and honest with myself and my partner and helped us with achieving our first home.
1 mei 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for your wonderful review and for choosing Cleerly.
Stepping onto the property ladder is a major financial milestone, and it can often feel overwhelming. We are thrilled to hear that Christie and Niamh made the mortgage process easier by breaking down complex details into clear, simple terms.
Providing honest, positive, and straightforward advice is exactly what we strive for, especially when helping couples navigate their first home purchase.
We will be sure to pass along your kind words to both Christie and Niamh.
Congratulations to you both on achieving your dream of homeownership! We wish you the best in your new home, and please do not hesitate to reach out if you need any guidance in the future.
Yours sincerely,
The Cleerly Team
"I cannot recommend Matthew Long and…
"I cannot recommend Matthew Long and Georgia highly enough. As a first-time buyer, the process can be overwhelming, but Matthew was exceptional from start to finish. When our initial property fell through, he quickly and efficiently managed a 'Change of Property' with our lender, Halifax, ensuring we didn't lose momentum. He is proactive, extremely knowledgeable about the latest market rates, and always available to answer questions. If you want a mortgage adviser who truly fights for your best interests and makes the process stress-free, Matthew is your man. 5-star service!"
13 april 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for your fantastic review and for sharing your experience with us!
Stepping into the property market as a first-time buyer can certainly feel overwhelming, especially when unexpected hurdles pop up. We are thrilled to hear that Matthew Long and Georgia were able to support you through this process and swiftly manage the change of property with Halifax when your initial plans shifted. Keeping your momentum going and taking the stress out of the situation is exactly what our mortgage team strives to do.
Providing proactive support and sharing our clear, reliable expertise on the latest market rates is a core part of how we look out for our clients' best interests.
We will be sure to pass your kind words along to both Matthew and Georgia, they will be delighted to hear how much you valued their dedication and hard work.
Congratulations on securing your first home! We wish you many happy years ahead in your new place, and please know we are always here if you ever need any financial guidance in the future.
Yours sincerely,
The Cleerly Team
Matthew was very patient and…
Matthew was very patient and professional throughout the process. Very pleased with the service provided. Recommended
29 april 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for taking the time to share your mortgage experience and for recommending our services!
We are thrilled to hear that Matthew provided you with patient and professional support throughout your mortgage journey. Delivering clear, reliable, and stress-free guidance is always our top priority, and we will proudly pass your kind words along to him.
Please reach out if you ever need assistance in the future!
Yours sincerely,
The Cleerly Team
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