Can't recommend Christie and Niamh highly enough. They helped me find a mortgage in a terrible market despite having awkward contractor earnings streams, and then proactively helped me to find a bette... Toon meer
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Steve Clements is absolutely fantastic and has been a great support from beginning to end with his knowledge, expertise as care as we have a very complicated income; he secured us a fantastic mortgage... Toon meer
Bedrijf heeft geantwoord
Both my partner and I are on regular fixed term contracts so applying for a mortgage through the usual routes has proved to be very frustrating in the past. With Cleerly, from first contact to hav... Toon meer
Bedrijf heeft geantwoord
I had an excellent experience working with Mathew at Cleerly. He took the time to understand exactly what I needed and went above and beyond to find me the best possible mortgage deal. Communication... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
- Hypotheekmakelaar
- Tussenpersoon voor woningverzekering
- Inkomensbescherming verzekering
- Verzekeringsmakelaar
- Tussenpersoon voor levensverzekeringen
- Hypotheek
Over Cleerly
Geschreven door het bedrijf
We are complex income specialists
Cleerly specialise in finding the best mortgage options for contractors, freelancers, and clients with more complex financial situations.This is because we understand how both contracting and underwriting for mortgages work. With this understanding, we can advise you on the best course of action.
Cleerly was founded by a former contractor who has also been instrumental in building and negotiating contractor underwriting for the last 20+ years. We build mortgage solutions through our own in-house specialist mortgage consultants and carefully selected business partners
It is our mission to make mortgages more affordable and accessible to contractors, locums and professionals with "non-typical" incomes. By changing the parameters of the mortgage market for professionals just like you, we push boundaries to make the market more competitive and pass on the benefits to our clients.
We're thrilled to have been nominated for Best Contractor Mortgage Broker at the 2025 Contracting Awards in October! Read more about why we've been shortlisted by seeing how we differ to other brokers here.
We have extensive experience in the industry and strong relationships with specialised Contractor Mortgage providers who will look at your unique circumstances instead of trying to fit you in a mould. As a result, we can help you find a lender when you might have been turned away from everywhere else.
Contact us today
If you want to learn more about your mortage borrowing potential that is tailored to meet your bespoke and complex income needs, use our custom mortagage calculator tool or give us a call. OUR MORTGAGE CALCULATOR Speak to an advisorContactgegevens
Ground Floor, 3 Victory Park, Solent Way, PO15 7FN, Whiteley, Verenigd Koninkrijk
- 0044 2394 212 912
- enquiries@cleerly.co.uk
- cleerly.co.uk
We are contractor mortgage specialists
5,0
Uitstekend
726 reviews
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Finally, a Mortgage Broker That Delivers!
I can’t recommend Cleerly Ltd highly enough! They handled my case so smoothly and professionally. I’d had three previous rejections, but Simon James reassured me that they would only submit an application to the lender if they felt super confident — and from the start, it felt like I was in safe hands.
The submission was completely hassle-free. It didn’t feel like I had to provide endless documents or multiple years of tax reviews. Simon communicated clearly and efficiently with everyone involved, making the whole process feel effortless.
And the best part? I got my mortgage approved!! Phew! So yes, I can highly recommend the company and Simon
6 februari 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your incredible feedback! We’re absolutely delighted to hear about your positive experience with Cleerly Mortgages & Protection and, in particular, our Consultant Simon James. Navigating the mortgage process after previous rejections can be daunting, and we’re so glad Simon’s expertise and reassurance made you feel confident and in safe hands from the start.
It’s very satisfying to hear that the process felt smooth and hassle-free for you, with clear communication and minimal paperwork. Ensuring our clients have a seamless and stress-free mortgage experience is always our top priority, and we’re thrilled that Simon’s professionalism and dedication helped secure your mortgage approval.
Your kind words and recommendations mean a great deal, and we’re here to support you whenever you need assistance in the future. Congratulations on your mortgage approval, and thank you for trusting us with such an important milestone!
Yours sincerely,
The Cleerly Team
Steven Clements mortgage support
Steven Clements guided us through our mortgage process. He communicated clearly throughout the entire process and took the time to talk us through everything, ensuring we fully understood each step. His professionalism, transparency, and attention to detail made the experience smooth and stress-free. We felt well supported from start to finish and wouldn’t hesitate to recommend Steven to anyone looking for reliable, trustworthy advice and support. We can thank him enough!
30 januari 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your kind feedback! We’re delighted to hear Steven provided such exceptional guidance and support throughout your mortgage experience. Clear communication, professionalism, and attention to detail are exactly what Cleerly strives for, and it’s fantastic to know that Steven made the experience smooth and stress-free for you.
We’re glad you felt well-supported every step of the way, and that Steven’s transparency and dedication left such a positive impression. Your kind words and recommendation mean everything to us, and we’re here for you whenever you need assistance in the future. Congratulations on this milestone, and thank you for trusting us with your mortgage journey!
Yours sincerely,
The Cleerly Team
As a contractor with only three months…
As a contractor with only three months of trading, I thought I would never be able to get a mortgage, but Matthew, Georgia, and the rest of the team have been absolutely incredible. Nothing was too much trouble, and they secured a great mortgage offer for me!
29 januari 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your fantastic feedback! We’re thrilled to hear about your positive mortgage experience with Matthew, Georgia, and the rest of the team. Navigating the mortgage process as a contractor with only three months of trading can certainly feel challenging, but we’re delighted our specialist expertise in this arena could help turn things around for you.
It’s wonderful to know that the team’s dedication and expertise made the process smooth and stress-free, and that they secured a great mortgage offer tailored to your needs. Going above and beyond for our clients is what we strive for, and your kind words mean so much to us.
Thank you for trusting us with such an important milestone, and we’re here for you whenever you need assistance in the future. Congratulations on your mortgage offer!
Yours sincerely,
The Cleerly Team
I really appreciated the…
I really appreciated the professionalism of Cleerly’s mortgage service. They don’t ask for unnecessary documents upfront and make expectations clear from the very beginning.
26 januari 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your kind feedback! We’re so glad to hear that you appreciated our professional and straightforward approach to securing your mortgage. Making expectations clear and streamlining the mortgage process by only requesting essential documents is part of our commitment to providing a smooth and efficient experience. We’re here for you whenever you need assistance in the future!
Yours sincerely,
The Cleerly Team
Fantastic service
Will has offered a fantastic service, he has been patient, responsive and incredibly helpful.
He made the re-mortgage process stress-free.
Highly recommended :-)
22 januari 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your wonderful feedback! We’re delighted to hear that Will provided such a fantastic and stress-free mortgage experience. Your recommendation means a great deal to us,and we’re here whenever you need mortgage and protection assistance in the future!
Yours sincerely,
The Cleerly Team
Simon and his team are very professional and reliable.
Simon and his team are very professional and reliable. Simon explained options, which made it easier to choose the right mortgage for me. Simon and his team followed up and kept me informed of progress. They also share market updates on mortgage rates. I'd highly recommend working with Simon.
21 januari 2026
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your fantastic feedback! We’re delighted to hear that Simon and his team provided professional and exemplary service, making the process of choosing the right mortgage smooth and easy for you. Keeping clients informed and sharing valuable market updates is what we strive for, and we’re so glad this made a positive impact. We’re here to help whenever you need assistance in the future.
Yours sincerely,
The Cleerly Team
Ed provided clear and concise options…
Ed provided clear and concise options and was able to answer any questions I had which resulted in the mortgage offer I was looking for. Would recommend!
15 december 2025
Antwoord van Cleerly
Thank you for your kind feedback. We’re pleased to hear that Ed provided clear options and answered all your questions, helping you secure the mortgage offer you were looking for. Your recommendation is hugely appreciated and we’re here to assist you whenever you need help in the future.
Yours sincerely,
The Cleerly Team
I can’t recommend Cleerly highly…
I can’t recommend Cleerly highly enough. From start to finish, the experience was exceptional. As a contractor, my situation wasn’t straightforward—especially with a contract that had no specified dates—and many brokers simply couldn’t help. Cleerly, however, took the time to understand my circumstances and guided me through every step with clarity and confidence.
Alasdair was outstanding from beginning to end. He explained everything clearly, patiently answered all my questions, and made what could have been a stressful process feel manageable and reassuring.
A big thank you as well to Jack G, who kept me fully informed throughout the entire process. His communication was excellent and made me feel supported and never left wondering what was happening next.
I’d also like to thank Simon J for providing clear and competitive quotes for financial protection. His advice really highlighted how crucial this cover is and helped me make informed decisions for the future.
Overall, Cleerly’s knowledge, professionalism, and genuine care set them apart. If you’re a contractor or have a more complex situation and feel stuck, I’d strongly encourage you to speak to them—they truly go the extra mile.
31 december 2025
Antwoord van Cleerly
Thank you for your incredible feedback! We’re thrilled to hear that your mortgage experience with Cleerly was exceptional from start to finish.
Navigating complex income situations for mortgages, especially as a contractor, is where we specialise, and we’re so glad Alasdair, Jack, and Simon were able to provide the clarity, support, and guidance you needed every step of the way.
It’s wonderful to know that Alasdair’s patience and expertise, Jack’s excellent communication, and Simon’s insightful advice on financial protection made such a positive impact. Going the extra mile for our clients is what we strive for, and your kind words mean the world to us.
Thank you for trusting us with your mortgage and financial needs, and for recommending us to others. We’re here for you whenever you need assistance in the future!
Yours sincerely,
The Cleerly Team
From the first phone call to the offer…
From the first phone call to the offer everyone i dealt with were professional and helpful.
I would highly recommended Cleerly especially if your circumstances are different to the norm.
5 januari 2026
Antwoord van Cleerly
Thank you for your fantastic feedback! We’re glad to hear that you had a professional and helpful mortgage experience from start to finish. Supporting clients with unique circumstances is what Cleerly do best, and your recommendation means a great deal to us. We’re here for you whenever you need assistance in the future.
Yours sincerely,
The Cleerly Team
Will was brilliant from start to…
Will was brilliant from start to finish, very reassuring and was confident he could find me the right mortgage to suit my needs. Being a contractor I had previously gone through the process of getting a mortgage in principle only for it to fall through when the lender didn’t understand how my pay was structured. Will reassured me that he was used to communicating effectively with lenders about my type of work, everything was smooth and I was constantly kept up to date. I couldn’t speak more highly of this service. Will and his colleagues have been great!
29 december 2025
Antwoord van Cleerly
Thank you for your amazing feedback!
It's wonderful to hear that Will provided such a reassuring and seamless mortgage experience, especially given the challenges you’ve faced as a contractor. Communicating effectively with lenders and finding the right solutions for unique circumstances is exactly what we strive for, and we’re so glad Will and the team exceeded your expectations. We’re here for you whenever you need assistance in the future!
Yours sincerely,
The Cleerly Team
Well articulated step by step process
I was provided a very clear cut process and direction. Guided through every step and regularly kept updated, My experience with Cleerly was 💯 and would definitely be recommending to all my friends and associates. Thank you so much for a job well done and in helping me secure my remortgage.
30 december 2025
Antwoord van Cleerly
Thank you for your amazing feedback!
We’re so glad to hear that your mortgage experience with Cleerly was seamless and that you felt guided and updated every step of the way. Helping you secure your remortgage and making the process straightforward is exactly what we aim for. Your recommendation means the world to us, and we’re here for you whenever you need assistance in the future. Thank you for trusting us!
Yours sincerely,
The Cleerly Team
Insightful and friendly
Christie and Jack were friendly, communicative and dealt with our many queries promptly and clearly. They worked tirelessly to get our mortgage offer just before the Christmas break.
Would highly recommend
23 december 2025
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your fantastic feedback!
We’re thrilled to hear that Christie and Jack provided friendly, clear, and prompt communication while working tirelessly to secure your mortgage offer just in time for the holidays. Going the extra mile for our clients is what we strive for, and we’re so glad they made the process smooth for you. Your recommendation means so much to us, and we’re here for you whenever you need assistance in the future!
Yours sincerely,
The Cleerly Team
Clear, reliable mortgage support from start to finish
I worked with Edward Hughes during my mortgage process, and the experience was consistently solid.
Ed was clear, responsive, and proactive throughout. He tracked rate changes closely, flagged better options as soon as they appeared, and explained the implications without overcomplicating things.
At one point, I had to be abroad during the process. Ed took this fully into account and adjusted his availability around my schedule. Even while I was away, I always felt informed and up to date, which made a real difference.
I also worked with Sasha Danilova regarding life insurance. She took the time to answer every question in detail and clearly explained how the cover works and what the service included. The information was thorough and easy to understand, which helped me make decisions with confidence
What stood out was follow-through. Nothing drifted, and I always knew where things stood. Communication was straightforward, timely, and reliable, which matters a lot in a process that can easily become stressful.
A dependable service and a smooth experience. I’d be happy to recommend Ed and Cleerly.
2 oktober 2025
Antwoord van Cleerly
Thank you for your incredible feedback!
We’re delighted to hear that Ed provided such a clear, responsive, and proactive experience throughout your mortgage process. Tracking rate changes, offering better options, and ensuring you felt informed—even while abroad—truly reflects the dedication we strive for. It’s wonderful to know that Ed’s flexibility and communication made a real difference for you.
We’re also thrilled that Sasha was able to provide detailed and easy-to-understand guidance on life insurance, helping you make confident decisions. Follow-through and reliable communication are key to a smooth experience, and we’re so glad this stood out to you.
Your kind words and recommendation mean the world to us, and we’re here for you whenever you need assistance in the future. Thank you for choosing Cleerly!
Yours sincerely,
The Cleerly Team
Alasdair from Cleerly
Alasdair from Cleerly has been brilliant from the beginning. He’s been clear in his communications and advice, giving us the feeling that he had our best interests at heart.
1 december 2025
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your wonderful feedback!
We’re thrilled to hear that Alasdair provided clear communication and advice while keeping your best interests at heart. Delivering a supportive and transparent mortgage experience is what we strive for, and we’re so glad Alasdair made such a positive impact. Your kind words mean the world to us, and we’re here for you whenever you need assistance in the future!
Yours sincerely,
The Cleerly Team
Embarrasing Situation we needed help with
We needed a re-mortgage and our situation was far from "normal" and a little embarrassing.
Alasdair Grant walked us through the whole process, understood our current situation and came up with options to move forward. Alasdair spent a lot of time searching lenders and kept me informed throughout the whole process with calls and emails.
At no point did Alasdair judge us in any way, which was very professional of him.
I asked a lot of questions and not only did Alasdair answer and go through each answer in detail, he didn't get annoyed with the amount of time I was taking to understand our options.
Overall a really really great experience with a very professional mortgage adviser.
Thanks Alasdair.
16 december 2025
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your kind feedback! We’re so glad to hear that Alasdair provided such a supportive and professional experience throughout your remortgage process. Understanding unique situations and offering tailored solutions without judgment is at the core of what we do, and it’s wonderful to know that Alasdair’s patience, clarity, and dedication made such a positive impact.
Your kind words mean so much to us, and we’re thrilled that you felt informed and supported every step of the way. Thank you for trusting us, and we’re here for you whenever you need assistance in the future!
Yours sincerely,
The Cleerly Team
Great experience - highly recommend
Our remortgage was complex - reverting a BTL back to residential with consideration of self-employed income with a recent format change. We had hit a wall with our previous broker. I had one meeting with Chris from Cleerly; he listened, took all the details down, and came back to use with clear solutions in a matter of days - things that were previously issues were just handled with the lender and clearly communicated. Every interaction we've had has been managed with confidence, efficiency, and kindness. We are now in our house ready for Christmas and I'm confident we'll never be looking for a new broker again.
10 december 2025
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your incredible feedback! We’re thrilled to hear that Chris was able to navigate the complexities of your remortgage and provide clear, effective solutions where others had hit a wall. Listening to our clients, understanding their unique circumstances, and delivering tailored solutions with confidence and kindness is exactly what we strive for.
It’s wonderful to know that you’re now settled in your home just in time for Christmas—what a perfect way to celebrate! Your trust and kind words mean the world to us, and we’re delighted to be your go-to broker moving forward. Wishing you all the best in your new home and a joyful holiday season!
Yours sincerely,
The Cleerly Team
Successful Mortgage Application
Successful Mortgage Application:
This mortgage application has been a long process for a number of reasons outside the control of Cleerly. I went with Cleerly partly due to the individual that I had used previously. Unfortunately she moved on, but Ed Hughes (supported by Jack) managed to provide the continuity to progress the application through to offer. A last minute intervention helped me get a more favourable (and correct) offer. It makes such a difference dealing with a firm that understands the circumstances and nuances of a contractor operating through a Limited Company.
14 november 2025
Antwoord van Cleerly
Thank you for your thoughtful feedback! We appreciate your patience throughout the mortgage process and are delighted to hear that Ed, supported by Jack, was able to provide the continuity and expertise needed to see your application through to a successful offer. It’s wonderful to know that their last-minute intervention helped secure a more favorable outcome for you.
At Cleerly, we pride ourselves on understanding the unique circumstances and nuances of contractors operating through Limited Companies, and we’re so glad this made a positive difference in your experience. Your trust and kind words mean the world to us, and we’re here to support you with any future needs. Thank you for choosing Cleerly!
Yours sincerely,
The Cleerly Team
I’ve used Matthew for a number of…
I’ve used Matthew for a number of mortgages and I’ve always been impressed by the level of service and timeliness that my queries are addressed, which is why I keep using them
11 december 2025
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your continued trust and loyalty in Cleerly!
We're thrilled to hear that Matthew has consistently provided you with excellent service and timely responses to your mortgage queries. It means so much to us that you keep choosing Cleerly for your mortgage needs, and we’re here to support you every step of the way. Your kind words are greatly appreciated, and we look forward to assisting you again in the future!
Yours sincerely,
The Cleerly Team
Extremely happy with our remortgage
Extremely happy with our remortgage and advance payment through Ed. I'm a contractor, working inside IR35 on a temporary contract, which was proving difficult to remortgage. Ed was very knowledgeable and really patient with us whilst we explored the various options open to us. He turned a convoluted process into a straightforward one. Would highly recommend.
2 december 2025
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your kind feedback. We're very pleased to hear that Ed's knowledge and patience made your contractor remortgage and advance payment process straightforward, even with the complexities of your situation. Helping contractors navigate unique mortgage challenges is what we strive for, and we’re so glad Ed could provide the support and solutions you needed.
Yours sincerely,
The Cleerly Team
I had a great experience with Cleerly
I had a great experience with Cleerly, always willing to answer questions with swift responses. Specialists in their field
2 december 2025
Antwoord van Cleerly
Thank you for your fantastic feedback! We're delighted to hear that you had a great mortgage experience with Cleerly and that our team was able to provide swift responses to your questions. Being specialists in our field and supporting our clients every step of the way is what we strive for. We appreciate your kind words enormously and look forward to assisting you again in the future!
Yours sincerely,
The Cleerly Team
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