Can't recommend Christie and Niamh highly enough. They helped me find a mortgage in a terrible market despite having awkward contractor earnings streams, and then proactively helped me to find a bette... Toon meer
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Lees wat reviewers zeggen
Steve Clements is absolutely fantastic and has been a great support from beginning to end with his knowledge, expertise as care as we have a very complicated income; he secured us a fantastic mortgage... Toon meer
Bedrijf heeft geantwoord
Both my partner and I are on regular fixed term contracts so applying for a mortgage through the usual routes has proved to be very frustrating in the past. With Cleerly, from first contact to hav... Toon meer
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I had an excellent experience working with Mathew at Cleerly. He took the time to understand exactly what I needed and went above and beyond to find me the best possible mortgage deal. Communication... Toon meer
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Bedrijfsgegevens
- Hypotheekmakelaar
- Tussenpersoon voor woningverzekering
- Inkomensbescherming verzekering
- Verzekeringsmakelaar
- Tussenpersoon voor levensverzekeringen
- Hypotheek
Over Cleerly
Geschreven door het bedrijf
We are complex income specialists
Cleerly specialise in finding the best mortgage options for contractors, freelancers, and clients with more complex financial situations.This is because we understand how both contracting and underwriting for mortgages work. With this understanding, we can advise you on the best course of action.
Cleerly was founded by a former contractor who has also been instrumental in building and negotiating contractor underwriting for the last 20+ years. We build mortgage solutions through our own in-house specialist mortgage consultants and carefully selected business partners
It is our mission to make mortgages more affordable and accessible to contractors, locums and professionals with "non-typical" incomes. By changing the parameters of the mortgage market for professionals just like you, we push boundaries to make the market more competitive and pass on the benefits to our clients.
We're thrilled to have been nominated for Best Contractor Mortgage Broker at the 2025 Contracting Awards in October! Read more about why we've been shortlisted by seeing how we differ to other brokers here.
We have extensive experience in the industry and strong relationships with specialised Contractor Mortgage providers who will look at your unique circumstances instead of trying to fit you in a mould. As a result, we can help you find a lender when you might have been turned away from everywhere else.
Contact us today
If you want to learn more about your mortage borrowing potential that is tailored to meet your bespoke and complex income needs, use our custom mortagage calculator tool or give us a call. OUR MORTGAGE CALCULATOR Speak to an advisorContactgegevens
Ground Floor, 3 Victory Park, Solent Way, PO15 7FN, Whiteley, Verenigd Koninkrijk
- 0044 2394 212 912
- enquiries@cleerly.co.uk
- cleerly.co.uk
We are contractor mortgage specialists
4,9
Uitstekend
728 reviews
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A superb personalised and friendly…
A superb personalised and friendly service that delivers results. Would highly recommend and would use Cleerly in the future
16 januari 2025
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your kind words and recommendation! We’re thrilled to hear that our personalised and supportive approach made a positive impact and delivered the mortgage results you were looking for.
Yours sincerely,
The Cleerly Team
Will was my advisor and i couldnt…
Will was my advisor and i couldnt reccomend him more. Went above and beyond to get me the best mortgage rates and explained everything clearly and answered any questions i had.
14 januari 2025
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your wonderful feedback! We’re so pleased to hear how Will went above and beyond to secure the best mortgage rates for you and provide clear, helpful communication throughout. Your recommendation means a lot to us, and we remain committed to delivering the same high level of service in the future.
Yours sincerely,
The Cleerly Team
Outstanding service from Olivia
We couldn’t rate Olivia at Clearly any higher!!! We had very complicated and stressful circumstances which meant the whole process of selling our home and arranging a mortgage on an onward purchase took 18 months. She worked with us at every step of the way and took the time to explore all of our options multiple times over!! Her communication was outstanding and we can’t thank her enough!!!
1 september 2024
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for your incredible feedback! We’re delighted to hear how Olivia supported you every step of the way through such a complex and extended mortgage process. We remain committed to delivering the same level of care whenever you may need us in the future.
Yours sincerely,
The Cleerly Team
It took me a while to find a property I…
It took me a while to find a property I wanted to buy and time it correctly but cleerly supported me along the way the whole time keeping me updated with rate changes and answering any questions I had with regards to myself employed eligibility.
Oliva helped me complete my application and I know have completed on the purchase of my house so many thanks to the team at Cleerly.
3 januari 2025
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for sharing your experience, and congratulations on completing your house purchase! We’re delighted to have been part of your journey and to hear how Olivia and the team were able to support you every step of the way. Keeping you updated with rate changes and clarifying self-employed mortgage eligibility is exactly the level of service we aim to provide, and it’s wonderful to know it made a difference during what can be a complex process.
We’ll be sure to pass along your kind words to Olivia and the rest of the team—they’ll be so pleased to know they helped you reach this exciting milestone. If you have any questions or need assistance in the future, please don’t hesitate to reach out. Wishing you all the best as you settle into your new home!
Yours sincerely,
The Cleerly Team
Smooth and professional service from Matthew; an exceptional mortgage advisor
Just had my mortgage approval come through last Friday; less than 2 weeks from application! This is all thanks to the exceptional service received by Mathew and Ed. As a first time buyer, I was quite apprehensive being new to the process; Mathew helped me every step of the way with his expert knowledge and friendly approach. He took time to understand my position as a limited company contractor and made the process way less complex than I envisioned. Whether or not you are self-employed, I would highly recommend Mathew and the team at Cleerly.
13 december 2024
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for taking the time to share your fantastic feedback, and congratulations on your mortgage approval! We’re absolutely thrilled to hear how Mathew and Ed were able to guide you through the process with their expertise and friendly approach. Understanding your position as a limited company contractor and making things straightforward is exactly what we aim for, and it’s wonderful to know we exceeded your expectations.
We’ll make sure to share your kind words with Mathew and the team—they’ll be so pleased to know they made such a positive difference for you. If you have any questions or need support in the future, please don’t hesitate to reach out. We’re here to help at every step, and it’s been a pleasure assisting you on this important milestone! Thank you again for recommending us!
Yours sincerely,
The Cleerly Team
Great service from Cleerly and Lewis
We just had our FTB mortgage offer come through and cannot thank Lewis enough for all his help. From day one he has guided us through the process and made it incredibly easy to navigate the mortgage world. He has always come across as incredibly personable and approachable and had our best interests at every step. Thank you so much Lewis once again, you're a star!
12 december 2024
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for sharing your wonderful feedback and congratulations on your first-time buyer mortgage offer! We’re thrilled to hear how much Lewis’s guidance and support meant to you throughout the process. His dedication to making things simple and ensuring your best interests are prioritised is exactly what we strive for every day.
We’ll be sure to pass along your kind words to Lewis—he’ll be so pleased to know he made such a positive impact. If you need any assistance in the future or have questions along the way, please don’t hesitate to get in touch. We’re always here to help, and it’s been an absolute pleasure assisting you!
Yours sincerely,
The Cleerly Team
Understood my situation as a contractor…
Understood my situation as a contractor and how my pay works in order to find me a mortgage deal I was unable to find myself. Very helpful and knowledgeable
6 december 2024
Antwoord van Cleerly
Thank you for your kind review. We're really pleased to hear you were happy with our contractor mortgage service. Cleerly is built on in-depth knowledge built over 20 years experience of serving the unique needs and circumstances of contractors, self-employed and independent professionals in turn helping clients secure the lending they deserve. We appreciate your recommendation and remain committed to supporting contractors like you in achieving their property goals.
Yours sincerely,
The Cleerly Team
Decent place waylaid by 1990s tech
Decent place waylaid by 1990s tech, got sent a link that didn't work - when notified didn't get a response but many more automated spam emails with the same broken link. Not the advisor's fault but speaks volumes to the company's worrying digital posture in 2024.
29 november 2024
Review zonder uitnodiging
Antwoord van Cleerly
We are extremely sorry for your experience in this instance; it is not the high standard that we set ourselves at Cleerly. I would like to reassure you that this was an isolated incident where we had been migrating to new technology within our mortgage case management system and a revised process created a temporary disruption. We would be pleased to discuss your experience further in order to improve our client services and apologise to you in person.
Yours sincerely,
The Cleerly Team
Very friendly and experienced team
Very friendly and experienced team. They helped me get my mortgage offer
6 december 2024
Antwoord van Cleerly
Thank you for your kind feedback. We’re pleased that the Cleerly team provided you with knowledgeable, professional service and clear communication every step of the way in securing your mortgage offer successfully. We’re always here to help if you need us again.
Yours sincerely,
The Cleerly Team
Cleerly were amazing as usual
Cleerly were amazing as usual. I have used there service multiple times now and as usual very professional. Received my mortgage offer in less than 2 weeks. Special thank you to Matt
5 december 2024
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your kind words and for choosing Cleerly again! We're pleased to hear that your experience was once again professional and efficient, with your mortgage offer processed in less than two weeks. Matt will be delighted to know his support made a difference for you. We look forward to assisting you again in the future. If there's anything you need, we're always here to help!
Yours sincerely,
The Cleerly Team
Cleerly one of the best things to happen to you
Very happy with the service provided by Cleerly. Clear, professional, positive and available consultants.
If you get the opportunity, ask for Lewis or Jay-Jorja for exceptional handling from start to finish.
27 november 2024
Antwoord van Cleerly
Thank you for sharing your positive experience of Cleerly and that Lewis's and Jay-Jorja's efforts made such a difference for you. We hope to assist you again in the future. Please don't hesitate to contact us if there's anything else we can help with.
Yours sincerely,
The Cleerly Team
If you need a rabbit pulling out of a…
If you need a rabbit pulling out of a hat, Olivia is the contact you need. I was turned down by multiple brokers who refused to engage-brain or think outside the “computer says no” mindset.
Even if you have quite a straight-forward case, I’d recommend Olivia as someone who is a total professional and makes the mortgage application process quite effortless. The Cleerly application process also pre-fills a lot of data, so you don’t have to repeatedly enter the same thing on five different forms, which I actually really appreciated. There’s an online progress tracker and document upload function, which kept everything in one place. It’s all preferable to the alternative when you have so many other things to do. I’ve used brokers in the past and this was a very different experience.
Experienced, knowledgeable, confident, unflappable - exactly what we needed at a very stressful time. Thank you for helping us secure our home Olivia.
4 december 2024
Antwoord van Cleerly
Thank you for such a thorough and positive review! We’re delighted to hear how Olivia’s expertise made a difference for you during a stressful time. As a specialist mortgage broker, with deep relationships with a range of mortgage lenders, we are experts in securing the right deal for clients, no matter how complex the circumstances may initially appear. It’s great to hear that you found our streamlined application process, online tracker, and document upload feature helpful—it’s designed to make things as smooth as possible for our clients. Congratulations on securing your home, and we’re always here if you need us again!
Yours sincerely,
The Cleerly Team
What a fantastic experience
What a fantastic experience, Will gave us clear direction from day one, selected the best mortgage for our circumstances and got us the yes we craved. We tried a few other lenders first through a different company and after multiple knock backs saw an ad for cleerly mortgages and decided to give them a try, best thing we ever did, if I knew then what I know now we would have gone to cleerly first.
Make cleerly your first port of call if your looking for a mortgage.
4 december 2024
Antwoord van Cleerly
Thank you for such an amazing review! We're delighted that Will's guidance and expertise helped secure the "yes" you were searching for. As a specialist mortgage broker, with deep relationships with a range of mortgage lenders, we are experts in securing the right deal for clients, no matter how complex the circumstances may initially appear. Recommending Cleerly as your first choice is a great compliment - thank you! We’re always here if you need us again.
Yours sincerely,
The Cleerly Team
Great professional service from Mark…
Great professional service from Mark and the rest of the team. Very knowledgeable, explaining each step of the process. Excellent communication and well recommended.
29 november 2024
Antwoord van Cleerly
Thank you for your positive feedback! We’re glad to hear that Mark and the team provided you with knowledgeable, professional service and clear communication every step of the way. Your recommendation is hugely appreciated. We’re always here to help if you need us again!
Yours sincerely,
The Cleerly Team
Cleerly excels where others have…
Cleerly excels where others have failed. Olivia was very helpful in getting us a mortgage after the initial advisors we went with couldn't get us one due to our status.
I will recommend her and Clearly to anyone especially FTBs. I was initially sceptical due to the previous rejection but she was confident, encouraging and professional and most importantly she delivered!
29 november 2024
Antwoord van Cleerly
Thank you so much for your thoughtful review! We're delighted that Olivia was able to turn things around for you and deliver where other mortgage brokers had struggled to secure your first home. Congratulations on this milestone, and we’re here if you need anything in the future!
Yours sincerely,
The Cleerly Team
Cleerly
Cleerly, have been superb.
Helped secure a lender quickly, handled the application professionally and ensured we were able to procure our dream home.
Thoroughly recommend for anyone in the Contracting business.
⭐️⭐️⭐️⭐️⭐️
28 november 2024
Review zonder uitnodiging
Antwoord van Cleerly
Thank you so much for your kind words! It's great to hear that we could help you secure your dream home quickly and professionally. The Cleerly team takes great pride in providing seamless service, especially in securing mortgages for contractors. Your recommendation is very kind. We’re always here to help in the future. Congratulations again on your new home!
Yours sincerely,
The Cleerly Team
2 months contracted, still got success
First folks I called re my contractor mortgage, Olivia sorted everything out and given I was only in a contract for 2 months at the time I was surprised at how easy it was.
27 november 2024
Antwoord van Cleerly
Thank you for your kind review and that we are your first port of call for a contractor mortgage! Cleerly's business is centred on understanding and serving the needs of contractors and their unique circumstances, particularly in more challenging situations like this. We're delighted that we could help and that Olivia was able to facilitate a stress-free experience.
We’re always here to assist you in the future!
Yours sincerely,
The Cleerly Team
FTB/Contractor
FTB/Contractor
Matthew and the team have been amazing, providing great advice and service.
I found Cleerly on a Google search, lenders were only asking for SA302 figures which meant I could only get a certain mortgage amount, as a contractor my earnings don't reflect what are submitted as I keep myself at basic rates of tax, the team managed to annualise my day rate, leading to a significant increase in lending amount, and therefore I was able to make an offer on the property I wanted, I couldn't have done this without Cleerly, so I highly recommened them.
31 oktober 2024
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your glowing review! We're really pleased to hear how happy you were with the service provided by Matthew and the team. Cleerly's service is built on in-depth knowledge built over 20 years experience of serving the unique needs and circumstances of contractors, in turn helping clients secure the lending they deserve. We appreciate your recommendation and remain committed to supporting contractors like you in achieving their property goals.
Yours sincerely,
The Cleerly Team
Lewis made the whole process so smooth
FTB using a JBSP mortgage. Found Cleerly online and took a leap of faith - very happy I did so!
My consultant was Lewis who I spent months communicating with gaining advice/information prior to having an offer accepted on a property. Lewis always provided as much information as possible to me even when it was a bit ahead of the game. He is very understanding, has great comms, is very personable and ultimately found and processed a very competitive and appropriate mortgage offer.
Would not hesitate to recommend Cleerly to all friends and family and especially Lewis as a Mortgage consultant.
Thanks again
21 november 2024
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your kind words and for trusting Cleerly on your first property purchase! Joint Borrower, Sole Proprietor (JBSP) mortgages aren't the most straightforward to arrange, so we’re delighted to hear how supportive and informative Lewis was throughout your journey.
Your recommendation means so much to us, and we’re always here to assist you, your friends, and your family whenever needed. Enjoy your new home!
Yours sincerely,
The Cleerly Team
Don't look any further First Time Buyers - Lewis is an exceptional Advisor
Lewis, you absolute star!!
First time buyers here - My partner is a contractor and I am on Maternity leave. We've had difficulties with high street Mortgage advisors who can't understand my partner's income streams. We found Cleerly online and went with them, given the high ratings (which was clearly the best decision!)
Lewis is very personable, empathetic & hard working advisor. He is thorough and pays attention to detail. He has excellent communication skills, responding promptly with helpful advice in plain speak. He listened to our needs, providing timeframes for responses which he worked within.
He understands complex financial information whilst being very competent with mortgage deals.
Lewis took the stress out of of arranging a mortgage, which was approved! Owning our own home will honestly change our little family's life. We didn't know it would ever happen!
I honestly cannot recommend Lewis/Cleerly enough.
Thank you Lewis !!
20 november 2024
Review zonder uitnodiging
Antwoord van Cleerly
Thank you for your wonderful feedback! We’re really pleased to hear how Lewis’s client service made such a positive difference in your contractor mortgage process. It’s wonderful to know he was able to support your family situation and help make homeownership a reality for your family.
Your kind words and recommendation mean the world to us. We’re always here to assist you in the future!
Yours sincerely,
The Cleerly Team
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