CrossCountry Mortgage Reviews 

Actually They should get NO STARS. Had an issue with my taxes and no one can help. I ask to speak to someone in the tax department and they wouldn't connect me to anyone. Still having problems. There customer service is absolutely horrible. Stay away from Cross country mortagfe

l attempted to get a VA Mortgage with this company, but was informed by Todd Ward, a Senior Loan Officer, that my Credit score was too low and no accommodations would be considered, even though I am a 100% disabled Veteran and offered to provide multiple years of perfect rent, utility, and vehicle payments to show credit worthiness. This lender expects disabled individuals to be able to maintain the same credit scores that able bodied, non-disabled individuals are able to achieve, and uses those arbitrary scores to discriminate against disabled veterans and deny 100% guaranteed VA Home Loans.

CrossCountry Mortgage has perfected the corporate art of wasting your time. They updated their website and login system, which apparently also wiped out every ounce of logic from their support structure. Suddenly, I couldn’t log in to pay my mortgage. You know, the one thing you probably shouldn’t make difficult.

I spent hours calling every number listed on their website, navigating their endless “press 1 for nowhere” menus, and every single rep I reached sounded either clueless or completely uninterested. Nobody could tell me how to access my account, or even who could. It’s like the whole company collectively decided that problem-solving was above their pay grade.

Finally, out of desperation, I dug up my original mortgage paperwork, called the number printed there, and—miracle of miracles—actually got help. So let’s get this straight: the only way to reach the right department is by using an old piece of paper. In 2025. Stellar modernization, guys.

And even then, when I finally reached someone who claimed to “fix” my login, it still didn’t work. I had to repeat the entire painful process like it was Groundhog Day for homeowners.

To add insult to injury, they’ve automated harassment. You get a two-week grace period to make your payment, but a few days after your due date, you’ll start getting robo-calls. Every. Single. Day. Not once, not twice—every day, like clockwork—reminding you that your payment is “late.” It’s still within the grace period, but apparently harassment is how they show they care.

CrossCountry Mortgage doesn’t run like a business; it runs like a bureaucratic prank. The only thing they manage efficiently is calling you about money they already know you’re legally allowed to pay later.

If you want a mortgage provider that actually answers the phone, look elsewhere. CrossCountry Mortgage is proof that when you combine automation, apathy, and arrogance, you get one thing: a customer service nightmare with a corporate logo.

Rating: 1 star — because negative numbers aren’t an option.

Judy Lewis was exceptional and instrumental obtaining my mortgage. She was professional, knowledgeable and efficient!

They screwed up on our taxes and now they are jacking my payment up 500.00 a month to correct their mistake. I have bought 4 homes and never had this happen with anyone else. The Customer Service rep. said this happens all the time. Well, that in itself tells me that they do not know what they are doing. I will be refinancing through another company.

Impossible to get through to live agent. I tried 6 times to get through to a live agent but the robo-agent does not want to let you through. In the end I had to lie about being unable to make a payment and that got me right through. When I spoke about this complaint to the live agent she just hung up on me.

Here is my review for cross country mortgage;
They have inexperienced people that have no clue of exactly how to do their job.
They refuse to recoganize modern day banking practices.
And 65,000 in income is not enough to qualify for a mortgage of 200,000.
If you are self employed they will only count half of your income. they assume you are a liar. And will only count 50% of income
They tell everyone that they have a good chance of getting a loan.
When in fact they dont know. Whether you can or not.
Due to lack of experience. So they waste your valuable time.
Letting you think you can. And it is no loss to them when you dont.
They just take the next sucker, caller, and give them a TRY.
And they wont even tell you exactly why you don t qualify.
You are left clueless and angry!!!!

The absolute worst mortgage company EVER!!!! You cannot get in touch with anyone on the customer service phone line, so your only option is to submit a ticket on the website which is completely ignored. I contacted them via their secure message center in January and told them to not renew my insurance that expires April 15th because I have found cheaper options. March 18, one month before the expiration, they take $2300 out of my escrow and pay Allstate. I am beyond livid, this company is a typical blood sucking US company that doesn't give a rat's ass about providing their customers with actual customer service.

i asked them to stop calling numerous times yet they still call daily and sometimes multiple times a day

Cannot get past the robot who operates the phone. Cannot submit the application to access autopay. The chat person on the website said she would cancel autopay that was in existence but she did not. I would change companies but I have a great rate from 5 yrs ago. I would rate them 0 stars but that's not an option.

Their loan officer Lance Winters is RUDE, BELITTLING, CAUSED MULTIPLE ISSUES, COMPANY FEELS THAT THEY ARE NOT RESPONSIBLE FOR TAKING US OUT OF NEGOTIATION TIME, COST US MONEY, HOUSE NEEDED NEW ROOF, COULDN'T NEGOTIATE CAUSE OF HIS DELAYS---WOULDN'T USE THS COMPANY AT ALL AND THEY ARE NOTORIOUS FOR SCAMS AND ISSUES-DIDN'T KNOW THEN CAUSE REALTOR RECOMMENDED AND THEN HE ABUSED REALTOR AS WELL-FILED MULTIPLE GRIEVANCES WITH BBB

Very disappointed in their old ways of doing business. No electronic transfer of funds..my refinance was a disappointment..after I signed they MAILED me checks with the wrong amounts..and they were addressed to me and my debtors, I then had to buy stamps and mail them..one ck was lost in the mail by the hurricane. They waited one month ..in the meantime I had to pay another payment.they cost me almost 200 in interest..I would have chose Rocket Mortgage had I of known this company still writes paper checks ..horrible customer service after the papers were signed ..beware . The whole process took forever ..

Spoke to Brandon Walsh. I needed an expedited home equity loan. He assured me he would get it done quickly. After weeks weeks of back-and-forth with information he requested he would disappeared. He went on vacation for a week didn’t tell me left me hanging by the phone with unanswered emails. Spoke to CARLOS . He apologized and said he right on it after two or three correspondents he disappeared as well. This is some bs company

Worst customer service I have ever experienced! You can't speak to a person over the phone or over live chat. Beyond frustrated!!! Horrible!

My experience with CrossCountry Mortgage, LLC has been nothing short of a nightmare. Since June 2024, I’ve received over 47 unsolicited calls and even text messages from them, despite my phone number being on the Do Not Call Registry since 2011. These contacts were intended for an unrelated individual, and despite repeated verbal and certified written requests to stop, the harassment continued. CrossCountry Mortgage’s refusal to honor these requests clearly violates the Telephone Consumer Protection Act (TCPA) and also infringes on my privacy rights under the Gramm-Leach-Bliley Act (GLBA).

The calls have come from various states and numbers, often with “dead air” pauses upon answering—classic signs of autodialer use. Shockingly, CrossCountry even disclosed personal details of the intended recipient, who is a stranger to me, without any authorization. They’ve also potentially recorded me without my consent, despite being in a two-party consent state, which adds another serious legal concern.

After months of attempting to resolve this directly, I had no choice but to file complaints with multiple regulatory agencies due to their dismissive responses and continued misconduct. They failed to connect me with their legal team, instead providing generic replies that ignore the documented severity of my situation. Additionally, my research has uncovered hundreds of similar complaints and lawsuits filed against CrossCountry Mortgage. I urge anyone considering doing business with them to think twice—this is a company that not only disregards customer privacy but also subjects individuals to distressing harassment.

If you’re dealing with a similar issue, document every interaction carefully and be prepared to escalate. In my experience, this company’s practices are negligent at best and unlawful at worst. My intention to seek legal action may lead to a class-action lawsuit, as it appears that CrossCountry Mortgage has a systemic issue with compliance and respect for consumer rights.

CrossCountry Mortgage broke Washington State law in transferring/selling my loan.

My loan was sold to Chase, but CrossCountry never removed the loan from their servicing department. The result was having two banks stating that I both owe them monthly mortgage payments. Customer service was zero help.

After impact to my credit score, 100+ hours on the phone and performing research, I had to reach out directly to the US and Washington state regulatory agencies to get it fixed.

We purchased a home in April 2023 and used Cross-Country Mortgage for our lender which was a huge mistake on part, and I will explain why that is. Prior to closing on our house, we obtained our own Homeowners Insurance Policy through our insurance carrier which Cross-Country Mortgage had approved. We also had to pay for the first-year premium for our insurance which we paid along with several other fees that Cross-Country had rolled into our purchase agreement. Cross-Country was to hold that premium amount and pay our insurance when it was time to renew it in April 2024. Our monthly mortgage payment also included insurance and taxes that were supposed to be paid by Cross-Country as well each year. When April 2024 rolled around our insurance premium was supposed to be paid from our Escrow Account only that is not what Cross-Country did and we had already paid the money for our insurance at our closing and our insurance coverage was canceled which we had no idea that this situation had even taken place until our insurance company notified us about the cancelation. I immediately began trying to get ahold of somebody at Cross-Country Mortgage because this situation needed to be dealt with immediately and I had no luck, and I called the customer service number at least 50 times and no one ever answered. I then resorted to drafting letters and mailing them to Cross-Country in April, May and June and still no one from Cross-Country had contacted us. Then Cross-Country resorted to putting "Forced Insurance Coverage" on our property and took $2585.00 out of our Escrow Account to pay for it and now we won't have enough in that account to pay our taxes for this year. Cross-Country Mortgage has really screwed us over and no one from that company will respond back to us and believe me I have tried and tried to get a response. In addition, all the fee's they are charging are much higher than most other lenders out there as well. I would not even have this lender finance a doghouse for us in the future or anything else. Thank the lord that we are refinancing through another lender just to get away from Cross-Country Mortgage. I would never recommend this lender not even to my worst enemy!

Worst service, uploaded all my sensitive information and Faheem never got back to me. Promised to do so and never came through. Will not be dealing with this business. So many more that are willing to respond.

Buyer used Brett Wilmer at Cross Country Mortgage
Horrible experience. We were the sellers, so we did not have any control over the selection of the lender, but Brett and his team cause a great amount of additional work and finances on our end. The closing was delayed 7 weeks, due to incompetence. The biggest issue was that all notifications were made at the last minute. We had completed all last-minute details to sell the home and were to close the next morning at 9am. We received a call at 7pm the night before that we could not close due to a FHA guideline related to the buyers. We had utilities ready to be transitioned, insurance ready to cancel etc. The closing was delayed 6 weeks and we signed out paperwork at 10am then got a call at 5pm that the buyers could not close because the lender had not given them a 72 hour notice related to the appraisal. Again, a last-minute notification. This delayed the closing another 5 days, which changed some of the purchase amounts, etc. As the seller he could no offer us anything directly but did give small compensation for the inconvenience, it did not cover our expenses or time. I do not recommend the lender.

I was traumatized and had to live in a hotel because of this mortgage company. Do not do business with them. They are not what they appear.