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Free and Clear Solutions is a consumer-focused document preparation company based in Montgomery, Alabama. We specialize in helping individuals challenge inaccurate, incomplete, or outdated information reported on their credit files. Our process begins with a detailed review of a client’s credit reports from the major bureaus. If errors are found, we draft and send formal dispute letters on behalf of the consumer, requesting that the credit reporting agencies investigate and correct the misinformation. We do not claim to increase credit scores or remove accurate negative information. Instead, we focus solely on helping consumers exercise their legal rights under the Fair Credit Reporting Act (FCRA). If errors remain after the dispute process, we refer clients to our partnered consumer attorneys at no additional cost who may take legal action when appropriate. We offer transparent pricing and flexible payment options, including an upfront flat rate or a 50/50 model tied to successful case outcomes. At Free and Clear Solutions, our mission is to empower clients with the tools and support needed to take control of their credit reports, protect their rights, and move toward financial freedom free from harassment, misinformation, and unfair reporting practices.
Verenigde Staten
Tracy really helped me get past a tough situation. I was in the process of building a home and ran into an issue with an old credit card trying to sue me. Following his guidance and advice, not only did I countersue but they dropped all lawsuits against me and removed from my credit report. I wouldn't hesitate to recommend him to anyone.
Extremely professional and effective work! Also in the process of things -- educating clients as well! Mr. Harris is truly a gem!
Credit started at low 500 now I'm over 750. Had to go to court over 2 credit cards, Tracy helped me with paperwork and verbiage. Went to court both credit card charges were dismissed, Meaning I owe nothing! My expectations have been met and exceeded, I'm addicted now to seeing how much better my credit can be!! Thank you Tracy an team!!!
I had a great experience with Free and Clear Solutions while working on a lawsuit. The team was super professional and kept me in the loop the whole time, which I really appreciated. They were quick to handle everything and made the process way less stressful than I expected. Thanks to them, I was able to get some incorrect stuff fixed and come out with a good result. I’d definitely recommend them if you need help with credit issues or legal stuff related to it. They really know their stuff and care about getting it done right.
Tracy and his team are absolutely amazing. The communication from them is top-tier unlike when you work with other companies, their communication is terrible. I really enjoyed the experience working with Tracy and how fast they move with getting results. This is a very very, very, very focused company, which is not something that you run too often so I really appreciate their level of seriousness when it came to providing a service to me
I had an amazing experience with this company! They helped me resolve a debt collection issue and made the entire process smooth and stress free. Their customer service was excellent, professional, responsive, and truly went above and beyond my expectations. I’m so grateful for their help and would highly recommend them to anyone dealing with similar issues. Thank you for everything!
Tracy has help me sue and removed 5+ Collections and was able to $10,000 in checks back from debt collector for violation of the FDCPA. Don’t hesitate to join now and get your credit fixed.
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