Funding Alternative Ltd Reviews 

Be very careful before signing this type of funding agreement.

In my experience, the contract terms were not clear enough, especially around early settlement. I requested settlement almost immediately, but was still asked to pay the full contractual repayment amount.

Other serious points businesses should note:
- restriction on taking other funding without consent
- the contract states a £3,000 default fee can apply if you take another loan without their consent and this leads to default issues
- the contract also includes an unauthorised indebtedness fee of 10% of the additional borrowing
- missed payment related charges
- service / administration fees
- lender control over payment arrangements
- poor communication and difficult customer support

My advice: get the early settlement figure, penalty structure, and consent rules confirmed in writing before signing anything.

Excellent company, lovely people & very easy to talk to & arrange whatever you need to.

Excellent service throughout process and top turnaround times

We needed cash fast to stock up before a busy season and these guys really came through. The whole thing was super straightforward. Applied, heard back quickly, and had the funds in a couple of days. Repayments were flexible too, which helped a lot. Honestly, smooth from start to finish.

As a broker at FundOnion, I’ve worked with many lenders, and Funding Alternative is always a standout. Their quick turnarounds make a real difference for clients who need urgent funding.

What I appreciate most is their willingness to look beyond just the numbers and take the client’s backstory into account. They find solutions where others might not, giving businesses the opportunity they need to move forward.

It’s always a pleasure working with the team, and I’m looking forward to funding even more clients together!

Needed quick funds for my business and Funding Alternative delivered within 2 days! The team answered any question I had and seemed very friendly and patient with me. Highly recommend!

I applied as I needed urgent funds for stock - was funded next day hassle free.

The service and support from Mel and the team was 1st class..... Thank you

Funding Alternative provided exceptional service with a quick, hassle-free application process. Their team was responsive and helpful, making it easy to secure the funds I needed. Terms were clear and easy to understand, and I always got to speak to a human on call. Highly recommend for fast and reliable financial support.

Huge thanks to Mel, been an excellent help when other lenders said no! Service so good, I would leave a review twice if I could..

Working with Funding Alternative has been excellent. Efficient communication and prompt support have made a significant difference for our business. The funding received has enabled us to purchase stock at better prices and grow the business. I would gladly recommend them. It's been a stellar experience. 10 out of 10.
Andrew