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Griffin Funding Reviews 

77
•
TrustScore 4.5 uit 5

4,5

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Beoordeeld met 5 van de 5 sterren

From the first conversation I had with Justin he was very professional. He answered all my questions without hesitation. His overview of how the process would go once we found a house was very helpf... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 1 van de 5 sterren

Worst mortgage experience I have ever had (among many)! Terms were constantly eroding and with delays, it forced decisions we wouldn't have typically made. definitely didn't feel like they were lookin... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I had a great experience with a loan officer whose last name was Thomas when I applied for my loan. The loan process went smoothly, without any hiccups, because he was consistently available and alway... Toon meer

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Beoordeeld met 5 van de 5 sterren

Andre's knowledge is truly impressive. When we ran into options that weren't ideal, he didn't just stop there. He came back with smart alternatives that helped us reach the same goal, and in s... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Hypotheek
  2. ook in
  3. Financieel adviseur
  4. Financieringsmakelaar
  5. Hypotheekmakelaar
  6. Leningbureau
  7. Niet-bancaire financiële diensten

Over Griffin Funding

Geschreven door het bedrijf

Griffin Funding
$3.6B+
Funded
8,000+
Clients
10 min
Application
Loan programs

Griffin Funding is a national direct mortgage lender based in San Diego, California. We underwrite in house, so we make the credit decision ourselves rather than passing your file to a third party.

We specialize in borrowers whose income does not fit a standard W-2 box: self-employed business owners, real estate investors, and veterans. The online application takes about 10 minutes, and files move in days rather than weeks. Since 2013 we have funded more than $3.6 billion to over 8,000 clients.

Loan programs we offer

  • Bank statement loans — qualify using 12 or 24 months of business or personal bank statements instead of tax returns. Built for self-employed borrowers, contractors, and business owners who write off heavily.
  • DSCR loans — qualify an investment property on its own rental cash flow (debt service coverage ratio) rather than your personal income. No W-2s, no tax returns.
  • VA loans — purchase and refinance options for veterans, active-duty service members, and eligible surviving spouses, including zero-down purchase loans.
  • Home equity loans and HELOCs — including fixed-rate HELOCs and reverse second mortgages, for pulling cash out without touching your first mortgage rate.
  • Conventional, FHA, USDA, and jumbo loans — the full traditional suite alongside our non-QM programs.

What sets Griffin Funding apart?

  • In-house underwriting and common-sense review, so self-employed income is not a dead end.
  • A platform of institutional non-QM loan buyers, which is why we can place files other lenders decline.

Terms and conditions apply. Equal Housing Lender. NMLS# 1120111. (844) 305-2067. Visit griffinfunding.com

The Griffin Guarantee

Most lenders stop thinking about your loan the day it closes. We don't.

We treat your mortgage as something we manage, not something we sold you. After closing we keep watching the market against your rate and terms, and when refinancing would genuinely save you money we call you. You do not have to track rates yourself or wait for a mailer, and if the numbers do not work we tell you that too. That relationship is the point. It is why most of our business comes from clients and referrals rather than lead lists.

Contactgegevens

Griffin Funding

Griffin Funding: self-employed, investor, VA loans. Apply in 10 min.


4,5

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TrustScore 4.5 uit 5

77 reviews

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4,5

Alle reviews

(77)

74 reviews in de afgelopen 12 maanden

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Beoordeeld met 1 van de 5 sterren

Worst mortgage experience I have ever…

Worst mortgage experience I have ever had (among many)! Terms were constantly eroding and with delays, it forced decisions we wouldn't have typically made. definitely didn't feel like they were looking out for my interests. Incredibly disappointing, we ended up walking away from a second deal because it no longer made financial sense.

30 juli 2026
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Antwoord van Griffin Funding

We're sorry this experience left you feeling disappointed, Robert. We understand how concerning it is when terms change and delays affect the financial viability of a deal. You should feel informed and confident in the decisions you're making throughout the process, and we're sorry that wasn't your experience.

Beoordeeld met 5 van de 5 sterren

Orderly

Orderly
Timely considerate

6 maart 2026
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Antwoord van Griffin Funding

We appreciate you sharing this, James! It's great to hear our team was considerate and kept things moving in an orderly, timely way.

Beoordeeld met 2 van de 5 sterren

Update

Update , Nick my griffin loan officer , called back . He was delayed getting the answer to my question . All good , he’s gonna walk me through the auto pay set up , great recovery Nick . Appreciate your help !

8 oktober 2026
Review zonder uitnodiging
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Antwoord van Griffin Funding

Joe, we're glad Nick was able to get back to you and help get things back on track! We appreciate you giving him the chance to follow up and walk you through the autopay setup. Thanks for the update!

Beoordeeld met 5 van de 5 sterren

My DSCR loan application went smooth…

My DSCR loan application went smooth and the loan agents were very professional.

6 oktober 2026
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Antwoord van Griffin Funding

We’re glad to hear the process went smoothly and that you had a good experience with the team, John! Thanks for taking a moment to share this with us.

Beoordeeld met 5 van de 5 sterren

Great Experience

Had a great experience. All questions answered promptly, communication was very good throughout the entire process. It was our first loan of this type and there was good knowledge and guidance.

5 oktober 2026
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Antwoord van Griffin Funding

We’re glad our team was able to answer your questions and guide you through your first loan of this type. Having that support along the way can make a big difference. Thanks for sharing your experience, Shawn!

Beoordeeld met 5 van de 5 sterren

Fast on Closing on the Refinancing

Fast on Closing on the Refinancing
Thank You Everyone!

29 september 2026
Review zonder uitnodiging
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Antwoord van Griffin Funding

We’re glad we could make the refinance process quick and get everything across the finish line smoothly. Thank you, Tony!

Beoordeeld met 5 van de 5 sterren

Great customer service

Griffin funding has several different options when it comes to what a person may need and I highly recommend them!

2 oktober 2026
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Antwoord van Griffin Funding

We’re glad you found Griffin and that our different loan options were able to give you the flexibility you needed. We really appreciate the recommendation!

Beoordeeld met 5 van de 5 sterren

Very easy and straightforward process

Very easy and straightforward process. Love the turnaround time as well.

18 september 2026
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Antwoord van Griffin Funding

We’re happy to hear everything was so easy and straightforward! We know how much a smooth process and quick turnaround can mean, so it’s great to hear both stood out to you. Thanks for choosing Griffin Funding!

Beoordeeld met 5 van de 5 sterren

Great Company

Okay so you definitely want to give this Company a chance to earn your business. Kent & Mallorie are amazing representatives! Patient, available, above & beyond in the Customer Service department.
Thank you guys so much!

2 oktober 2026
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Antwoord van Griffin Funding

Kimberley, thank you! Kent and Mallorie will be so happy to see this. It sounds like they really went above and beyond to make sure you felt supported throughout the process. We appreciate you giving us the opportunity to earn your business!

Beoordeeld met 5 van de 5 sterren

Smooth and professional DSCR home equity loan process…

I just closed a DSCR home equity loan (HELOAN) on an investment property with Griffin Funding, and I can't say enough good things about Mallorie and Justin. My property has a mix of short-term and long-term rental units, which got me turned down by several other lenders. Griffin was one of the few that could actually work with it.

Mallorie was on top of everything from day one. She was responsive, organized, and clear about exactly what she needed from me, and she kept me updated at every step so I never had to wonder where things stood. Justin made the loan side easy and adjusted the loan amount quickly once the appraisal came in. They worked together to get me to closing on time.

If you're a real estate investor looking at a DSCR product, especially with short-term rental income, I'd recommend Griffin and this team. Thank you both!

25 september 2026
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Antwoord van Griffin Funding

This is such a great review for Mallorie and Justin! We’re glad they were able to work through the unique details of your investment property and keep everything moving toward closing. It’s great to hear you always knew where things stood. Thank you for trusting Griffin with your HELOAN!

Beoordeeld met 5 van de 5 sterren

Thank you to Joe and team you all were…

Thank you to Joe and team you all were so great to work with.Looking forward to working again with you.

30 september 2026
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Antwoord van Griffin Funding

We’re so glad you had a great experience working with Joe and the team, Tammy! We’ll be sure to share this with them. We’d love to work with you again!

Beoordeeld met 5 van de 5 sterren

Great experience

Wow ! I had stopped using banks for investmrnts many years ago. I hated all the paperwork and all the back and forth . But I will tell you, this was a whole different experience. I'm so glad I gave them a chance because everything went flawless and quickly. And in the end (22 days) they gave me lower rate than was promised. Thankyou PJ and Nina . I will exclusively, use you from now on for all my business Investment loans.

28 september 2026
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Antwoord van Griffin Funding

Lisa, we’re so glad you gave us a chance! It’s great to hear the process was so different from your past experiences with banks and that PJ and Nina were able to make everything feel straightforward. We’re especially glad they were able to get you an even better rate than expected. We’ll definitely share this with them!

Beoordeeld met 5 van de 5 sterren

Gabe and Liz get 5 stars

I had the pleasure of working with Griffin to close out one of my rental properties in West Palm. Gabe and Liz were the duo that really pushed hard for my loan to get across the finish line.
I had my share of challenges that didn't make it easy for either of them, but they always communicated with me every step and never tried to hide something I wouldn't like to hear.
They were very honest and trustworthy and for that I'm going to bring new loans their way. It's nice when you have a team fighting for you. I really appreciate them both.

29 september 2026
Review zonder uitnodiging
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Antwoord van Griffin Funding

Jason, we really appreciate this! It sounds like Gabe and Liz stuck with you through some challenging moments and kept things honest and transparent the entire way. Having a team that will fight to get things across the finish line makes a big difference. We’ll make sure they see this!

Beoordeeld met 5 van de 5 sterren

It was a smooth process

It was a smooth, easy experience working with Liz, Singer, and Meagan Scheiwe to help get my DSCR loan on my rental property to continue expanding my business.
Thanks again

24 september 2026
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Antwoord van Griffin Funding

We’re glad Liz, Singer, and Meagan were able to make the process easy and help you keep growing your investment business. Thanks for sharing this, Henry!

Beoordeeld met 5 van de 5 sterren

Outstanding!

Outstanding Business!
I have been working with Guy and his team for a few years now & every step has been a lovely experience.
Team work makes the dream work & I see my dreams coming true!
Thanks for all the team work 💪🏾💯🎉

29 september 2026
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Antwoord van Griffin Funding

We love hearing this, Andrew! It’s always great to hear from someone who has worked with us over the years. We’re glad Guy and the team have continued to be there for you as you work toward those bigger goals. Here’s to many more!

Beoordeeld met 5 van de 5 sterren

Painless and Professional all the way!

Both Matt M. (Loan Officer) and Summer C. (Mortgage Loan Partner) made this an unusually smooth and stress free experience. They told me the process would take 25-30 days from application to closing and they nailed it.

25 september 2026
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Antwoord van Griffin Funding

We’re so glad Matt and Summer made the process so smooth and stress-free for you, Damon! It’s great to hear everything went according to plan from application through closing. Thanks for taking the time to share your experience!

Beoordeeld met 5 van de 5 sterren

It has been a pleasure doing business…

It has been a pleasure doing business with Griffin Funding. The company is extremely professional, the employees very knowledgeable, respectful. I dealt with Justin Ferrara, my loan officer who has been extremely helpful working with me up to the approval. He has been very honest, diligent, knowledgeable and professional.

Next person I want to admire is Mallorie Faust. Extremely helpful and diligent. I could not have gone through the process without her help and direction and she is extremely efficient at what she does.

I recommend Griffin Funding to anyone who wants a transparent business financing their residence, businesses or any other loan requirements. In the end I give credit to Mr. Lyons for having such a group of wonderful people in his company.

26 september 2026
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Antwoord van Griffin Funding

Sabir, thank you for such a thoughtful review! It’s wonderful to hear how much Justin and Mallorie did to help you through the process. We’ll definitely be sharing your kind words with both of them!

Beoordeeld met 5 van de 5 sterren

My loan processor’s Noah & Sabrina has…

My loan processor’s Noah & Sabrina has been very communicative & dedicated throughout the process.

21 september 2026
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Antwoord van Griffin Funding

We’re glad Noah and Sabrina kept you informed and stayed dedicated throughout the process. Having good communication makes such a difference when you’re working through a loan. Thanks for taking the time to share this!

Beoordeeld met 5 van de 5 sterren

Our company's funding experience with Griffin Funding is always a successful experience above the rest!

What made our funding experience with Griffin was the whole entire crew that operated with experience, compassion and knowledge that lead to accurate and consistency, no surprises. The Griffin team followed through within an expedited timeline, like no other.

24 september 2026
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Antwoord van Griffin Funding

We love hearing this, James! It sounds like the entire team came together to keep everything accurate, consistent, and moving quickly. We really appreciate you trusting Griffin Funding with your financing!

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