Happy Money Reviews 845

Fast application and money transfer

Happy Money honestly makes the entire personal loan process extremely simple, almost requiring no effort on my part. Extremely quick to make it from credit check to funds disbursal, and makes it easy to plan alternative financing arrangement terms.

It was fast and easy to apply the fund was in my account in two days

I’ve used Happy Money to consolidate debt a couple times, and I’m very satisfied with the way they do business. They have competitive rates and straightforward information to inform about their loans. I would use them again in the future.

Very fast response. Interface was easy to use. Funds deposited promptly. Thank you.

Help me consolidate all my credit cards into 1 bill. Its so eaiaer now. I just need to make sure and make payments

Fast and easy

Fast and easy to apply. I got approved in minutes online.

Great company..high rates but quick and easy to get the money

So far I’m very pleased with Happy Money. When my job closed its doors unexpectedly Happy Money got me the money I needed to maintain, quickly. The application was an easy process! I just wish I could make extra little payments towards my monthly note rather than having to wait until my scheduled payment date but Other than that so far, it’s been a positive experience!

My experience was great. No issues and nthe process was smooth

The ease with which I secured the loan made the process stress-free. I was back to sleeping through the night and not thinking about how I would ever get out of debt. Thank you, Happy Money, you certainly made me very Happy.

They made it very easy and fast, the rate was fair.

The beginning of the process was great. Easy to apply and a fast approval turnaround. The loan funded, I was happy! I noticed the loan only partially funded, so I reached out. After a long time on the phone I was told my loan was not approved. I was confused. I said, yes it was, I have the approval letter and the loan was partially funded. The agents I spoke to had no record of the funds being deposited. After a few days, I was told the loan was not approved because I had my husband's income included as additional income. I was still confused -- why was not that correct in the application/underwriting process. I have almost a perfect credit score and ample income to support the loan. I was then contacted a few days later and told I need to immediately return the funds that were deposited. I told them I already used the funds for the purpose of the loan -- part of it anyway. I received a few threats. I told them, look, I spent the money for the debt consolidation and that I would definitely make the originally agreed to payments, however, I was not going to write them a check. More threats came. I told them they need to do better. There I was waiting for the entire loan to fund a couple weeks after the initial deposit, nobody ever reached out to me in any way, I had to reach out to them. Needless to say, I did not get to pay off all of the debt I wanted to as part of the process, just the one that was covered with the partial funding.

So easy!
Love the website and setting up my auto payments.

It was quick and easy to use thr website! I got the offer the same day and the money to pay off my credit cards hit my bank account in less than 4 days! It been a huge relief off my shoulders. 1 easy payment a month instead of 15 cards!

I couldn't get any help with trying to get my credit cards paid off, I fought it for 5 years, thanks to Happy Money I have paid off all my credit cards, and finally have a pay off date. Thanks so much for having faith in me and helping me with this loan. God Bless 😊🙏

I've had a really hard time finding a suitable lender that is willing to give me a loan and a not outrageous one on top of that to be able to payoff all my credit card bills and I happen to get refer to Happy Money by Experian when I created an account with them. Happy Money got many loan options and it's pretty straight forward and with the loan shark (credit card companies) finally taken care of I feel much more relief and felt like a new beginning. Thanks again to Experian & Happy Money!

The application was easy. I'm so grateful for Happy Money. My funds did exactly what I needed it to do.