Happy Money Reviews 845

TrustScore 4.5 uit 5

4,7

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I've had a really hard time finding a suitable lender that is willing to give me a loan and a not outrageous one on top of that to be able to payoff all my credit card bills and I happen to get refer... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Wow, this was an easy process, and you have no idea how much it relieved my financial debt. I feel that I can breathe again! Thank you Happy Money for giving me another chance with a much lower intere... Toon meer

Beoordeeld met 4 van de 5 sterren

Easy application. Fast funding less than 48 hours. Perfect loan amount for my needs. Felt good to consolidate all of my credit card debt to a lower rate, saved me thousands. Interest rate was a b... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten

Geschreven door het bedrijf

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Contactgegevens

4,7

Uitstekend

TrustScore 4.5 uit 5

845 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Beoordeeld met 5 van de 5 sterren
Logo Happy Money

Antwoord van Happy Money

Hi, we are so happy you've had a wonderful experience. We love helping people achieve their goals!

Beoordeeld met 5 van de 5 sterren

I was able to get a loan thru Happy…

I was able to get a loan thru Happy money with ease. I filled out application and received my approval relatively quickly. I also received a really good interest rate. I appreciate their promptness as well.

30 april 2026
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Antwoord van Happy Money

We're happy to hear that you obtained a loan through us with ease. We appreciate that you found the application process quick and the interest rate appealing. Thank you for your positive feedback.

Beoordeeld met 5 van de 5 sterren

Happy money lending agency is quick and…

Happy money lending agency is quick and easy. As long as you provide all the information and documents they need, then you are good to go. There is no long wait, and your funds are in your account without delay.

They will send you an alert to remind you when the payment is due.

They are a trusted company and I have no doubt recommending them to anyone.

30 april 2026
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Antwoord van Happy Money

We're happy to hear that our processes were quick and easy for you. We appreciate you acknowledging our reminders and recommending us. Thank you for your positive feedback!

Beoordeeld met 1 van de 5 sterren

Farming karma

They emailed me repetitively to post a positive review. It is a subprime loan, with a high interest rate. Have a plan to pay when you apply.

30 april 2026
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Antwoord van Happy Money

We appreciate your feedback and time. We apologize for the repetitive emails.

Beoordeeld met 5 van de 5 sterren

Love this bank.

30 april 2026
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Antwoord van Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness!

Beoordeeld met 5 van de 5 sterren

Easy process

Easy process, fast money deposits and clear disclosure from the company offers.

30 april 2026
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Antwoord van Happy Money

We're happy to hear that you found the process easy and the disclosures clear. Thank you for your positive feedback!

Beoordeeld met 5 van de 5 sterren

Received the help I needed and at first…

Received the help I needed and at first I thought I wasn’t going to get approved which was ok with me and a few days later to my surprise I got the loan. Thankful for the people I dealt with.

18 april 2026
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Antwoord van Happy Money

We're happy to hear that you received the help you needed and were approved for the loan. We appreciate you sharing your experience and are thankful for your positive feedback.

Beoordeeld met 5 van de 5 sterren

Loan

I was very pleased with how smooth the whole process occured

9 april 2026
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Antwoord van Happy Money

We're glad you were pleased with the smoothness of the process. Thank you for your positive feedback; we appreciate it.

Beoordeeld met 5 van de 5 sterren

It was a quick process and the info…

It was a quick process and the info helped me make a final decision. No hassles or unnecessary phone calls or texts.

9 april 2026
Logo Happy Money

Antwoord van Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness!

Beoordeeld met 5 van de 5 sterren

I really appreciate the opportunity of…

I really appreciate the opportunity of working with you all. I haven’t received my loan documents in the mail and I would like to know. Is there a prepaid penalty on paying this loan off early?

26 april 2026
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Antwoord van Happy Money

Thank you for the review! The Happy Money loan is a personal, unsecured installment loan meaning the loan itself is not backed by any asset or collateral and the loan is funded to the member directly. Consumers can always pay the loan off early to save money in interest; we do not have any prepayment penalties.

Beoordeeld met 5 van de 5 sterren

Extremely easy to apply

Extremely easy to apply. It was quick and the money was in my account when stated. Happy Money made me Happy!

24 april 2026
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Antwoord van Happy Money

We're happy to hear that the application process was extremely easy and quick. We're glad the money arrived on time and that we made you happy!

Beoordeeld met 5 van de 5 sterren

It was a fairly quick and easy process

It was a fairly quick and easy process. When I had a question it was answered rather quickly. So far I would use Happy Money again when I am looking for a loan.

23 april 2026
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Antwoord van Happy Money

We're happy the process was quick and easy, and that our answers were prompt! We appreciate your feedback and are glad you had a positive experience.

Beoordeeld met 5 van de 5 sterren

Happy Money was the easiest process I…

Happy Money was the easiest process I have ever experienced getting a loan. I don’t like talking on the phone and only had to have one conversation during the process.

23 april 2026
Logo Happy Money

Antwoord van Happy Money

Hi, we are so happy you've had a wonderful experience. We love helping people achieve their goals!

Beoordeeld met 1 van de 5 sterren

Very happy with how easy it was to get…

Very happy with how easy it was to get the loan and set up I would definitely recommend your company

22 april 2026
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Antwoord van Happy Money

We're happy to hear that the loan process was easy, and the setup met your expectations. We appreciate you recommending Happy Money!

Beoordeeld met 5 van de 5 sterren

Great customer service ..patient

Great customer service ..patient, helpful with pertinent information, encoraged optimism and gave me the results I was looking for'

9 april 2026
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Antwoord van Happy Money

We are happy to hear that our customer service was helpful and provided you with the information and results you needed. We appreciate your positive feedback!

Beoordeeld met 4 van de 5 sterren

Trustworthy

It was easy to apply and receive the funds. My only issue was that my APR was high even though I have excellent credit. I wasn't allowed to change it either.

22 april 2026
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Antwoord van Happy Money

We appreciate you sharing your experience. We're glad the application process was easy. We regret that the APR was higher than you expected.

Beoordeeld met 5 van de 5 sterren

EXCELLENT SERVICE

EXCELLENT SERVICE! VERY VERY COMMITTED TO HELPING ME RECEIVE MY LOAN IN A VERY TIMELY MANNER. MADE PROVIDING INFORMATION TO SECURE THE LOAN AN EASY TASK CONSIDERING OTHERS WERE VERY DIFFICULT IN WANTING OVER THE TOP INFORMATION. I HIGHLY RECOMMEND HAPPY MONEY TO ANYONE NEEDING A QUICK AND PAINLESS LOAN!

18 april 2026
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Antwoord van Happy Money

We're happy to hear that you had such a positive experience! We appreciate you highlighting our commitment to providing timely and accessible loan services. Thank you for recommending us!

Beoordeeld met 5 van de 5 sterren

When I needed why questions answered…

When I needed why questions answered the had all the right things answered with clearity. Got approved didn't hurt

20 april 2026
Logo Happy Money

Antwoord van Happy Money

We're happy to hear that we provided clarity and the right answers for your needs. Thank you for sharing your positive experience with us!

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