Neighborhood Assistance Corporation of America Reviews 

My experience with this program was extremely disappointing. I spent months in the process, paying ongoing credit report fees and following the guidance provided by my mortgage counselors, Romelle Clinton and Melanie Conley. As a single parent with two minor children, I relied on the information I was given while planning for housing after my lease expiration.

Unfortunately, after investing significant time and money, I was informed that my loan would require new underwriting, which contradicted expectations that had been set throughout the process. I felt misled regarding the timeline and requirements, causing unnecessary stress and uncertainty for my family.

I was also concerned about what appeared to be close relationships between certain counselors, realtors, and alliance partners. I felt pressured toward specific service providers and questioned whether alternative options received the same level of consideration. Additionally, multiple Property Specific Letters (PSLs) were denied, and I often felt communication lacked transparency and consistency.

Overall, I left the process feeling frustrated, unsupported, and disappointed. I believe improvements are needed in communication, transparency, and customer service to ensure future participants have a clearer understanding of expectations and requirements from the beginning.

The NACA program is a wonderful program for everyone, no matter what your current income status is or ethnicity. NACA has made it possible for everyone to become a homeowner. With a zero down payment and no closing cost, conventional mortgage loan seems too good to be true, but it is true.

The required 4-hour workshop went by very quickly and was very knowledgeable and educational.
You will receive your NACA ID number that same day and you’re also able to sign up for your first NACA appointment with a NACA counselor, if you chose to or you can wait and give them a call later to set up an appointment.

Please allow me to be very honest with you. YOU must put in the work by submitting all the required documentation, just as you would with any financial institution you’re applying for a home loan with. They also require a little more documentation than other financial institutions, as well.

The difference between NACA and other banks and credit unions, when you’re working toward homeownership, you will not be denied.

This process will take a lot of patience, but it does work. So, commit to the time and effort to reap the benefits of becoming a homeowner. It’s worth it!

I am having a great experience and I highly recommend NACA

The NACA program is GREAT regarding the explanation and eligibility process; thorough; professional; knowledgeable in the home buying criteria; detailed in personal action plans and affordability terms.

Working with NACA has been Amazing. My counselor, Antonio Coronado, was very informative and patient, and he gave me a very detailed explanation of the process and what would be required of me. Buying a home is a huge step, and the process can seem very intimidating and even frightening. Working with NACA helps remove some of the stress that can come with being new to the home-buying process. You must be patient and disciplined; this process will take time and plenty of effort, saving and working toward reaching the goal of homeownership. I am very grateful to be able to participate in this program.

Just started the process with NACA. Feeling overwhelmed already with the amount of action items needed to complete before being submitted for qualification. A lot of work and patience needed. The rewards are worth it though. Your dream home! Time to just roll up the sleeves and get to work, lol. Thanks NACA!!

My experience with NACA has been amazing. The process has been smooth, and my counselor has been fantastic, informative, and supportive every step of the way. I truly appreciate all the guidance and encouragement throughout this journey.

estamos en proceso con Naca y el Senor Antonio Coranodo fue muy amable en nuestra primera cita avanzamos mucho y nos ayudo mucho. seguimos trabajando para ser aprobados

My name is Celia Evans and I must say that working with Joshua Branche has been a plum pleasing pleasure! He has proven to be very knowledgeable and detailed about making my home buying process doable. I appreciate how focused the NACA team are on helping people become homeowners and better understand their(my) finances.

If you're serious about homeownership and willing to follow the process, NACA can be a valuable resource.

NACA ID2985062, I FIRST STARTED WITH naca 4/29/2026. MY 1ST COUNSOLR WAS GREAT UNTIL HE RESIGNED. WE HAD TO START OVER FROM THE BEGINING ON 5/11/2026 WE HAD ANOTHER ZOOM MEETING WITH A. ROSEMOND AND THIS IS WHEN EVERYTHING WENT DOWN HILL. SHE STATED IN OUR ZOOM CALL SHE DONT RESPOND TO EMAILS OR CALLS. HUH? BUT ALL CALLS ARE BEING MONTIOR. (BUT NO ONE IS LISTENING) AFTER THE MEETING NOTHING NO EMAILS SHE STATED SHE WILL SEND, NO RETURN OF PHONE CALLS NOTHING. I SPECIALLY ASKED HER DO WE QUALIFY AND SHE STATED YES. SHE STATED SHE WILL SEND AN EMAIL WITH DOCS WE NEED TO SIGN, SO OUR FILE CAN GO TO THE UNDERWRITER DEPARTMENT BEFORE THE GO TO ARIZONA THE END OF MAY 2026. WE ARE NOW IN THE END OF MAY AND STILL NOTHING. OK. I SPOKE TO HER AGAIN ON 5/14/2026 SHE STATED SHE WILL BE OUT THE OFFICE AND WILL GIVE ME A CALL OR SEND AN EMAIL ON 5/20/2026 BECAUSE SHE WAS SICK (THATS A JOKE RIGHT) NO RESPONSE. SO, I SENT HER AN EMAIL AND CC'S SERVICE FOR ESCALATION NO ANSWER. MANAGER LATISHA GETER NEVER RESPONSE & SHE WAS SENT MANY OF ESCALATED MESSAGE FROM ME THAT A DEMANDED THROUGH CUSTOMER SERVICE. SO FAR, I HAVE PAID MEMBERSHIP FEES, CREDIT FEE AND STILL NOTHING. THEY JUST RUN ME AND MY HUSDBAND IN CIRCLES. IF LEAVING THIS REVIEW WILL GET ME An EMAIL OR A CALL BACK THEN THIS IS WHAT IN DOING. WE HAVE SUBMITTED EVERY DOCUMENT ASK OF US AND I FEEL LIKE THEY ARE WASTING MY TIME AND VERY UNPROFESSIONAL TO THE MAX. MY HUSBAND AND I MAKE WAY OVER 6 FIGURES AND STILL OUR FILE IS NOT MOVING ANYWHERE SITTING IN THE SHADOWS. I WILL CONTINUE TO MAKE POST LIKE THIS AND GO ON MY TIKTOK PAGE AND MAKE A VIDEO BECAUSE SOMEBODY LYING ABOUT NACA AND IT NOT ME!!!! WE ARE GETTING NO WHERE AND NOBODY CARES I INVESTED TO MUCH TIME TO WALK AWAY BUT I CAN PROMISE YOU I WILL NOT LET NACA TAKE ADVANTAGE OF MY TIME AND EFFORT. NOW LET'S SEE IF SOMEONE CALLS ME BACK OR EMAIL ME, I WILL KEEP YOU GUYS UPDATED. I WISH I COULD ATTACHED MY EMAILS TO PROVE NO ONE RESPONSE.
CHECK MY CALL LOG NACA YOU SEE HOW OFTEN I CALL SOMETIMES 5-8 TIMES A WEEK.

All of the staff in the NACA program from the workshop to the counselors and the member support team have been knowledgeable, extremely polite and very supportive, I am in the process working with an amazing counselor. I am very close to getting to underwriting. I encourage my friends and other to get involved in the NACA process.
Thanks,
Debbie

The customer Representatives are extremely helpful. They send email confirmation of every interaction and make sure you understand each step taken. I feel heard every time we speak and i receive results. Thank you.

NACA has been such a strong program that I have been able to work alongside as an agent and now as a buyer! They really look at every profile and see your potential as an individual versus other traditional mortgage companies that don’t help you grow. I love NACA and I’m very grateful to work with the program

Connie Reddick
If this is your first time buying a home, NACA is the program you for you.
No down payment, no need for a perfect credit score and great counselors that are very knowledgeable in the home buying process. This is just a few reasons
why we continue working with NACA.
Connie and Mark

I started this process in 2022 took a break and started back the home buying process it has been struggling however I am trusting the counselor that help me Megan E and Katherine S

Naca program doesn't work.

My NACA experience has been great! It started with the initial workshops, navigating through the portal, uploading the documentations, setting up a meeting with my counselor Faith B and learning more about the program. Faith has a lot of knowledge and is very professional. I cannot wait until I become a first time home owner!!

I am new to the homebuyer process with the Neighborhood Assistance Corporation of America (NACA), and I am truly excited to begin this journey. Based on my experience so far, I feel confident that NACA is committed to helping individuals achieve their homeownership goals. The positive reviews and testimonies I have read have further strengthened my confidence in the process, and I am grateful for the path that led me here.

I've had a really positive experience... I've had a really positive experience working with NACA throughout my homebuying journey. The process can be detailed, but it's designed to truly prepare you for homeownership and make sure you're
in the best position long term. My counselor, Antonio Coronado, has been helpful in guiding me through the steps, answering my questions, and making sure I understood what was needed to move forward. Even when things felt overwhelming, I always felt like there
was a clear path and support available. What | appreciate most about NACA is that they focus on helping people who may not
have perfect credit still become homeowners.
That alone makes a huge difference. If you stay patient, organized, and committed
to the process, it's definitely worth it.

Adam Falkner