opensky® Reviews 13.865

Card works for like it's supposed to, no complaints. Awesome customer service for some fraudulent charges i noticed. Amazingly the lady that helped me spoke perfect English and was very friendly helpful

Great card for building credit score backup

Appreciate the years of consistent business relationship...credit buildup encouragement and doing so by little by little credit line increase. TY

Charging$10 to pay your bill after they locked out my account if bogus

I just want to say thank you for making things so easy to navigate on the app and always the best customer service

The customer service is great! They make it very smooth for me to complete my transactions.

I tried to cancel my first card that has money on it and I can't get ahold of anyone.

Application was really easy. Had the card a few months now , no issues. Website easy to navigate and pretty straight forward.

This credit card is very good. I like it very much.

Explaining in good detail and helping me improve my credit

Pretty cool I like games and offers you guys should give free coins to top players

Very easy to sign up not messy like other cards, so far true to open sky word no disappointment at this time, if i knew of someone trying to get credit established i would gladly recommend open sky without a second thought.

Very convenient went to rebuild my credit. Everything is very easy

I’m impressed with the quick turnaround time from payment of my bill to its posting. I have not been with the company long but have already had my credit line increased. I feel like I have finally found a credit card company that will do right and help straighten out my credit score.

I’ve had a really frustrating experience with the OpenSky credit card. While it’s marketed as a good option for building or rebuilding credit, the downsides quickly outweigh the benefits.
First, the annual fee feels unreasonable, especially considering the lack of rewards or meaningful perks. You’re essentially paying just to use the card, which doesn’t feel justified compared to other secured cards that offer more value.
Customer service has also been disappointing. Getting clear answers is difficult, and resolving even simple issues can take far longer than it should. On top of that, the process for managing your account—whether it’s checking your balance or making payments—feels outdated and inconvenient.
Another major drawback is how slow the card is to reflect payments and update available credit. This can make it hard to manage your finances effectively, especially if you rely on timely updates.
Overall, while the OpenSky card might help in very specific situations, there are far better options out there with lower fees, better service, and more user-friendly features. I wouldn’t recommend it unless you’ve truly exhausted all other alternatives.

I really like opensky. Once you have had an account with them for a while you can get another card that isn’t secured. So that is a bonus. I highly recommend getting opensky for anyone that is just starting out with a new account and wants to build their credit.

Excelente servicio