Have provided proof I don't owe a debt to BT multiple times and they're still threatening me. Absolutely not paying and don't see why I have to go back to BT, who are Impossible to get hold of, again... Toon meer
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Lees wat reviewers zeggen
Funny enough, AJJB were chasing me, and I paid in full, because they are persistent and I have to commend them for that. Even more funny, if I were a business chasing unpaid debts then I most pro... Toon meer
Bedrijf heeft geantwoord
many thanks to Vienna Welthy from the assistance team. The costumer service was very responsive and comprehensive. My old internet provider issued erroneously a debt in my name. After explaining... Toon meer
Bedrijf heeft geantwoord
This company have suddenly started harrassing me with constant phishing texts. Cunningly don't display a number so I can't block the spam. I don't owe anyone money, my credit file is clear. I've never... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
Over Payajjb
Geschreven door het bedrijf
AJJB Law
Information written by the company
We are a regulated law firm here to help you find the right way forward
AJJB Law is a debt resolution specialist firm with experience across a range of industries. The role of our web-portal and paralegal team is to resolve your situation as quickly and easily as possible.
Contactgegevens
2nd Floor, G Mill, Dean Clough, Halifax, HX3 5AX, Halifax, Verenigd Koninkrijk
- 01422324519
- trustpilot@ajjblaw.co.uk
- payajjb.co.uk
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Heeft 96% van zijn negatieve reviews beantwoord
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Antwoord van Payajjb
Truly Inept
When I initially received correspondce from AAJB Law I went to their website and filled in the contact form to inform them that I am currently in an IVA. I received the generic automated response that they had received my correspondence, however that was all.
I was expecting a form of reply from them indicating that they are aware I am in an IVA and hopefully a dialogue could have been opened, however I received nothing from them to this effect.
I was continuing to receive threatening correspondence from them even though I had informed them I was in an IVA, so I reached out to them again on 17th November 2025 to inform them of the harrasment I have been receiving and the fact that they had not acknowledged the information I had provided of my financial situation.
I also informed them of my new address, I received this response, so I thought that would be the end of the matter:
Dear Mr Jeremy Toon,
Thank you for reaching out to us. I apologize for any distress caused by our recent communications. I understand that you have informed us of your IVA with PayPlan and have provided the necessary documentation. Please rest assured that your account has been requested for closure, and all communication regarding this account should cease shortly.
To ensure we have the most up-to-date information, I have updated your address to (new address). If you need to make any further updates or wish to view your account details, please visit our CRS Customer Portal at... using your CRS Account Reference NPROQUID4563.
For any additional assistance, feel free to call us at 01422 324510 or contact us via WhatsApp on 07418609858.
Best regards,
Credit Resource Solutions (CRS)
(I am assuming CRS is in association with AAJB Law, as it was the AAJB Law website I filled the contact form on)
Unfortunately it isn't the end of the matter, as today (29th November 2025) I received an email with a Letter Before Claim attached to it, and you guessed it with my old address on it even though I had informed them of my change of address 12 days prior.
So AJJB LAW as I have informed you of my change of address you have breached FCA Rules:
[Under Financial Conduct Authority (FCA) rules, collection activity must be paused while a dispute or an address error is under investigation].
I also wish to query why the Reference Number on the Letter Before Claim is now this: NEAGQUID3747 and not the original Reference, as that seems rather strange as well.
I find the way you have dealt with my case (and I am sure I am not alone) in a truly unsatisfactory and unprofessional manner. I have endeavoured to correspond with you and inform you of my current status, however you have catastrophically failed to liaise with me in a fitting manner and have caused me further stress due to your ridiculous treatment of me.
Regards
Jeremy Toon

Antwoord van Payajjb
Absolute clowns. Breaking several laws themselves.
Absolute clowns. Sent numerous emails and texts threatening legal action for debt that isn't owed or even recognised. I am knowledgeable about debt law and told them to stop threatening court and CCJ if they had no intention of actually doing it. Also gave them my correct address. Despite further reminders from me they eventually sent a Letter before Claim to wrong address and lied about having done so. When challenged again they admitted they didn't have the necessary (and legally mandatory) backup for the purported debt and abruptly cancelled their apparent legal action. They are breaking the law themselves and seem to be making false threats and attempting to get easy default judgements. Report to FCA and SRA. Their ref for my case: NPRONV000635
edit: Not sure why they're asking for further details to "look into this" as not only is the case reference in my review, but I already raised a complaint about this on November 19th. So far I've only had a placeholder reply saying I'll have a proper response within an "8-week timeframe"

Antwoord van Payajjb
Very easy to setup a payment plan online

Antwoord van Payajjb
I have a made an agreement online to…
I have a made an agreement online to pay off the debts direct debit for the 7th of each month starting December and now have letters for court proceedings.

Antwoord van Payajjb
Easy online system to use
Easy online system to use
Only a few questions about my income and outgoings, not wanting to know the ins and outs of a duck's a**ehole. Very good.

Antwoord van Payajjb
Scam artists
Scam artists
If use are not a scam then listen close! First central did not inform me of any charges that was suppose to be payed when I left them in full. Either you do your job and investigate this or go drink urine.

Antwoord van Payajjb

Antwoord van Payajjb
Harassment
Harassment! They do not answer calls emails texts nothing but threaten with CCJs etc… ignore this company at all costs
EDIT*** They have also just contacted trustpilot to take down my review for “defamatory content” however trustpilot refused. Definitely stay way from this scam, Block and ignore!

Antwoord van Payajjb
Understandable with my financial…
Understandable with my financial situation easy to talk to.

Antwoord van Payajjb

Antwoord van Payajjb

Antwoord van Payajjb
Constantly harassing me even whey know…
Constantly harassing me even whey know I'm severely disabled.

Antwoord van Payajjb
Made it very easy and not intimidating…
Made it very easy and not intimidating to pay a debt off
Gave enough time to try sort debt out

Antwoord van Payajjb
Helped me get back on track which is…
Helped me get back on track which is just what I needed

Antwoord van Payajjb
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