Marcos was/is incredibly knowledgeable, thorough, patient, professional yet extremely friendly & helped me feel very secure & at peace knowing I was doing what was best for my life, present & future.... Toon meer
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It was very quickly and easy to call and connect to real person rather than automated recorded voices.a gentleman Ryan and a sweet lady rosy answered all my questions in a polite professional manner c... Toon meer
Bedrijf heeft geantwoord
I was currently with another debt relief program that was going nowhere while the creditors were beginning to show their impatience. One phone call to Smart Money Capital got me connected with a debt... Toon meer
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What made my experience great? Is that Dylan gave me the best solution, was thorough, and so personnel although I was already at maximum d-t-i ratio which put me at ease!! He explained everything thor... Toon meer
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Bedrijfsgegevens
Over Smart Money Capital
Geschreven door het bedrijf
Smart Money Capital is one of the fastest-growing online lending companies in the industry, and we take pride in helping people get back on track with our low-rate personal and business loans.
We’re here to provide access to capital when you need it most. Whether it’s to payoff debt, or cover one of life’s unexpected expenses, we’re here for you. We prioritize transparency and work hard on your behalf.
Contact us today to learn more about how we can assist you in reaching your financial goals!
Contactgegevens
555 Anton Blvd Ste 346, 92626, Costa Mesa, Verenigde Staten
- (800) 410-6311
- info@smartmoneycapital.com
- smartmoneycapital.com
4,7
Uitstekend
534 reviews
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Agent Alex was good in…
Agent Alex was good in guiding,explanation and lecturing.He helped me to understand everything and also friendly too
9 oktober 2025
Antwoord van Smart Money Capital
Thank you for sharing your experience! We’re happy to hear that Alex took the time to guide you thoroughly and make everything easy to understand. It’s great to know he made the process both informative and friendly. We’ll be sure to pass along your kind words to him! —The Smart Money Capital Team
Son muy profesionales se los garantizo
Son muy profesionales y amables..me atendió la señorita Mónica y ella es un amor de persona..muy capacitada y preparada para el puesto que desempeña..del 1al 10 le doy el 10 con *..gracias Monica ..
7 oktober 2025
Antwoord van Smart Money Capital
¡Muchas gracias por sus amables palabras! Nos alegra saber que Mónica le brindó una atención profesional y amable. Nos sentimos muy orgullosos de tener a personas tan dedicadas en nuestro equipo. Le compartiremos sus felicitaciones a Mónica. —The Smart Money Capital Team
The agent was kind
The agent was kind, positive and respectful. She is a good representative for your company
6 oktober 2025
Antwoord van Smart Money Capital
Thank you for your kind words! We’re so glad to hear that our agent made a positive impression through kindness and respect. We take pride in having team members who truly represent Smart Money Capital’s values. We’ll be sure to share your feedback with her! —The Smart Money Capital Team
Daniel was extremely helpful
Daniel was extremely helpful. He listened to my needs and circumstances and was very understanding. He helped me to restructure my debt. I’ll be debt free in 36 months.
3 oktober 2025
Antwoord van Smart Money Capital
Thank you for sharing your experience! We’re thrilled to hear that Daniel was able to provide the support and understanding you needed. Helping our clients find a clear path toward financial freedom is what we’re all about, and we’re so glad to know you’re on track to be debt-free in 36 months. Congratulations on taking that step! —The Smart Money Capital Team
Very high interest rates 600+%!!!!
23 september 2025
Antwoord van Smart Money Capital
We understand your concern about interest rates. At Smart Money Capital, we are fully transparent about all terms and costs, and we encourage clients to review and ask questions before moving forward. Our goal is always to provide clear information so you can make the best financial decision for your needs. Please reach out to us directly so we can go over your situation in detail and find the best solution for you.
—The Smart Money Capital Team
Easy to set up
27 september 2025
Antwoord van Smart Money Capital
Thank you for your feedback! We’re glad to hear that setting up with Smart Money Capital was easy for you. We’re always here to make the process smooth and straightforward.
—The Smart Money Capital Team
Antwoord van Smart Money Capital
Thank you for your feedback! We’re glad to hear you found our team informative and helpful. We’re always here if you need further support!
—The Smart Money Capital Team
Daniel was very helpful
Daniel was very helpful ! He gave suggestions , advice but reminded me to choose what worked best for me. Courteos and very respectful!
19 september 2025
Antwoord van Smart Money Capital
Thank you for your kind words! We’re so glad to hear that Daniel was helpful, respectful, and took the time to provide advice while making sure you chose what worked best for you. That balance of guidance and respect is exactly what we strive for. We’ll be sure to pass along your feedback to him!
—The Smart Money Capital Team
Senior
I’m 79 years old and not very savy with wi-fi, the two gentlemen I spoke with were more than patient. I believe their names were William and Rubin. Because of their dedication we were able to get me on the right track.
12 september 2025
Antwoord van Smart Money Capital
Thank you for sharing your experience with us! We’re so glad to hear that William and Rubin were patient and dedicated in helping you get everything set up and on the right track. We know technology can sometimes feel overwhelming, and it means a lot to us that they made the process easier for you. We’ll be sure to share your kind words with them—they’ll be thrilled to know they made a difference!
—The Smart Money Capital Team
They explained everything to where I understood it.
They explained everything to where I could understand it it
10 september 2025
Antwoord van Smart Money Capital
Thank you for your feedback! We’re so glad to hear that our team explained everything in a way that was easy to understand. Clear communication is something we value, and we’re happy it made your experience smoother.
—The Smart Money Capital Team
It was very quickly and easy to call…
It was very quickly and easy to call and connect to real person rather than automated recorded voices.a gentleman Ryan and a sweet lady rosy answered all my questions in a polite professional manner cleared all my doubts and helped me step by step to sign up and dowload the app etc .I am happy satisfied with this first time polite fresh experience .the company is lucky to have such good patient staff who know their job well.thankyou to all .
10 september 2025
Antwoord van Smart Money Capital
Thank you so much for sharing your experience! We’re thrilled to hear that Ryan and Rosy were able to answer all your questions, guide you step by step, and make the process smooth and welcoming. Providing quick, personal, and professional support is exactly what we strive for, and it’s wonderful to know you felt happy and satisfied with your first experience. We’re grateful to have such dedicated team members and will be sure to share your kind words with them!
—The Smart Money Capital Team
My rep Daniel was amazing
My rep Daniel was amazing, he was able to explain everything from start to finish and made the process very easy.
10 september 2025
Antwoord van Smart Money Capital
Thank you for your wonderful feedback! We’re delighted to hear that Daniel took the time to walk you through everything and made the process simple and stress-free. We’ll be sure to share your kind words with him!
—The Smart Money Capital Team
Classic bait and switch.
Classic bait and switch.
Step 1: Receive mailer that you are “Preapproved” for a loan of a large number with a super low interest rate.
Step 2: Have someone call you and want to share their life story and get yours so that you trust them and become mentally invested.
Step 3: Tell you that you are approved for a small fraction of what the mailer said and an interest rate of 6 times what the mailer said.
Step 4: They encourage you to take a “debt settlement program” where you stop paying your bills and let every account you have go derogatory, meanwhile you give them money into an account, then finally the credit card companies settle, you pay Smart Money a HEAVY premium and your credit is effed.
Smart Money Capital is GARBAGE!
5 september 2025
Review zonder uitnodiging
Antwoord van Smart Money Capital
We’re truly sorry to hear about your negative experience and appreciate you taking the time to share your concerns. We understand how frustrating it can feel when expectations don’t match outcomes, and we take feedback like this very seriously.
To clarify, our pre-approval mailers are based on a preliminary review of publicly available credit information. Final loan terms, including the amount and interest rate, are determined after a full application review, which can sometimes result in different terms than those initially advertised. We know this can be disappointing, and we apologize if this was not made clear enough.
Regarding debt relief programs—these are only presented as an option for clients who may not qualify for a loan but still want a path to address overwhelming debt. We never want clients to feel pressured into a solution that doesn’t align with their goals, and we absolutely do not want anyone to feel misled about how these programs work.
Your feedback highlights areas where we can improve our communication and transparency, and we’d welcome the opportunity to discuss your specific situation further. Please contact us directly at [contact information], and we’ll be happy to review your case in detail.
We are committed to helping clients find the right path to financial stability—whether through lending or other debt solutions—and we regret that your experience did not reflect that.
—The Smart Money Capital Team
I really should have trusted my gut but…
I really should have trusted my gut but of course I didn’t. Received their certificate in the mail and of course this is a complete bait and switch company. They are only trying to sale credit counseling. I told the salesman to not pull my credit if this is only for that. Was told they don’t only operate off of scores and a loan even if less than requested would be offered but it wasn’t for credit counseling period. So not to my surprise it was a complete lie. Don’t respond to this letter at all and if you do need credit counseling don’t use this company. You can’t trust what they say so how are you sure they are not just taking your money!
5 september 2025
Review zonder uitnodiging
Antwoord van Smart Money Capital
We’re very sorry to hear about your experience and that you felt misled. That’s never the impression we want to leave with anyone considering our services.
To clarify, our mailers are based on preliminary, publicly available credit information and are intended to invite customers to explore potential loan options. Final terms, however, are determined after a full review of a credit profile, income, and other factors—which sometimes leads to outcomes different from what was initially expected. We understand how frustrating that can feel.
While we do offer other options as an alternative when loans aren’t possible, they are never meant to be presented as the only option, and we certainly do not want anyone to feel pressured or misinformed about what we provide.
Your feedback is extremely important, as it helps us improve the clarity and transparency of our process. If you’d like, we’d be more than happy to review your specific case directly to ensure everything was handled properly. Please feel free to reach out at [contact information].
We regret that this was your experience and appreciate you bringing it to our attention.
—The Smart Money Capital Team
So far so good
5 september 2025
Antwoord van Smart Money Capital
Thank you for sharing your feedback! We’re glad to hear things are going well so far and look forward to continuing to support you on your financial journey. Please don’t hesitate to reach out if you need anything along the way!
—The Smart Money Capital Team
Antwoord van Smart Money Capital
Thank you for your feedback! We’re glad to hear you found our team professional and helpful. We appreciate the opportunity to support you and are here whenever you need us!
—The Smart Money Capital Team
Antwoord van Smart Money Capital
Thank you for sharing your experience! We’re so glad to hear that Carlo provided fast, kind, and understanding support. We’ll be sure to pass along your kind words to him. We’re always here if you need anything else!
—The Smart Money Capital Team
Antwoord van Smart Money Capital
Thank you for your kind words! We’re so glad to hear that you experienced understanding, compassion, and excellent service with our team. That’s exactly what we strive to provide for every client. We’re here whenever you need us!
—The Smart Money Capital Team
If you are in hardship with your credit & finances in general, call Marcos at Smart Money Capital!
Marcos was/is incredibly knowledgeable, thorough, patient, professional yet extremely friendly & helped me feel very secure & at peace knowing I was doing what was best for my life, present & future. Everything that Marcos explained & articulated to me became clear & concise, during our very long discussion, & he literally changed my life. Marcos is a Gem of a Human being & I KNOW he was sent by God. He is remarkable at what he does for your business & I will be referring people in hardship like myself to him & your company. THANK YOU MARCOS! God bless.
17 juli 2025
Antwoord van Smart Money Capital
Thank you so much for your heartfelt message and for taking the time to share your experience with Marcos and Smart Money Capital. We're truly honored to have played a part in helping you find clarity and peace during a challenging time.
Marcos is indeed a valued member of our team, and we’re grateful to hear how deeply his support impacted you. Your kind words are a powerful reminder of why we do what we do—to empower people like you to take control of their financial future with confidence and compassion.
We’re thrilled that you feel secure in your path forward, and we deeply appreciate your willingness to refer others. If there's ever anything else we can do to support you or your loved ones, don’t hesitate to reach out.
Wishing you continued peace and progress on your journey.
—The Smart Money Capital Team
Smart Money Capital couldn't find a…
Smart Money Capital couldn't find a lender to give me a loan, but they were able to provide me with a bank and a legal site in order to pay down my bills to become debt free. As of right now I am skeptical on how this will work but am hopeful that things will work out seamlessly.
Peter Maggs
17 juli 2025
Antwoord van Smart Money Capital
Thank you for sharing your honest feedback. We understand how challenging the process can be, especially when a loan option isn’t immediately available. Our goal is always to provide you with the best possible resources and solutions to help you manage your debt and work toward financial freedom.
We appreciate your openness and hope that the options we provided continue to support you on your journey. Please know that our team is here to guide you every step of the way and answer any questions you might have to help make this process as smooth as possible.
Thank you for trusting Smart Money Capital—we’re committed to helping you succeed.
—The Smart Money Capital Team
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