Sunshine Loans Australia Reviews 218

TrustScore 4 uit 5

4,2

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Sunshine gave me an initial small loan after a petriod of financial difficuly. Over the past 3 years i have had several loans approved and feel we now have a good deal of trust. Sunshine do fair due d... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Sunshine loans gave me a chance after my previous financial difficulties, I am now able to build my credit rating again. I recently came out of a DV situation I needed to get my bills paid, car fixed... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

After receiving a surprise bill I needed a small loan and searched online. It was frustrating. Most short term loans I found were high Intrest with minimum repayment amounts designed to never en... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I highly rate Sunshine Loans both for their willingness to help “those on Centrelink benefits” but MORESO their Customer Service Section is the best Bar None!!! By the time I’ve signed in and reques... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten

Geschreven door het bedrijf

We take the hassle out of short-term loans! A simple 3-step application, prompt assessment, and money in your account as fast as your bank can handle it. If you're worried about a credit check, we've got you covered. Our assessment process takes into account your current circumstances, not something that might have happened years ago. Get $2,050 to $2,500 with no fuss today!


Contactgegevens

4,2

Goed

TrustScore 4 uit 5

218 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Heeft 100% van zijn negatieve reviews beantwoord

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Beoordeeld met 2 van de 5 sterren

lack of loyalty to long time non defaulting customers

i am a long time customer of 10 years with possibly 8 or more 2k loans, never defaulting, and paying off last loan 6 weeks early, i applied 03/11/24 and was declined, saying by law they dont have to give reasons (no respect for long term non defaulting customer) then they still deduct a payment after the loan was finalised , which they have done b4, i emailed them their mistake and requested (as they do a $35 dishonour fee) with the overpayment, but only received the overpayment i have emailed them their oversight , so do u think i'll get it ? i don't think so, apart from no consistency in there loan approval decisions they also have double standards

11 maart 2024
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Glen, we’re very sorry we couldn’t help you this time. We hate to disappoint our loyal customers but we take our Responsible Lending Obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a number of factors, and if any show that an applicant would experience financial pressure as a result of our lending, we must decline. This remains true even if the applicant has successfully repaid loans in the past. Please email sunshine@sunshineloans.com.au if you have any more questions or concerns.

Beoordeeld met 1 van de 5 sterren

Getting SPAMMED on my Mobile Number by…

Getting SPAMMED on my Mobile Number by Sunshine - didn't sign up or ever contact them. Relentless.

21 februari 2024
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Spammed, we’re sorry to see that we didn't earn a better rating from you. Please send an email to sunshine@sunshineloans.com.au with your request to be unsubscribed from future marketing.

Beoordeeld met 1 van de 5 sterren

Misleading

apparently I cannot afford repayments on a weekly income of $800+
and my partners income of 1000+ fortnightly
we wouldn't of come to them for the minimum loan 2050 if it wasn't an emergency
Misleading company avoid if you can wouldn't recommend

14 februari 2024
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Geoff, we’re very sorry we couldn’t help you this time. We hate to disappoint our customers but we take our responsible lending obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a number of factors, and if any show that an applicant would experience financial pressure as a result of our lending, we must decline. This remains true even if the applicant has successfully repaid loans in the past.

Beoordeeld met 1 van de 5 sterren

Horrible service and policy I made two…

Horrible service and policy I made two on time payments to only get decline for re applying stay away from this company !

10 februari 2024
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Jose. We believe you have the wrong business. It looks like you live in USA. We are based in Australia, and only service Australian clients, and are completely unrelated to the US based sunshineloans.com. Please move your review to one of their listings.

Beoordeeld met 1 van de 5 sterren

I’ve been a customer for years paid off…

I’ve been a customer for years paid off everything on time tried today and they rejected me without any explanation at least explain to people to not try again and again it’s kind of logical no?Its saving your time and our time to not apply next time with same circumstances:Unfortunately we cannot help you with your application at this time. We are not legally required to provide any further information. Have a great day.
You should provide some information to your customers for next time to help them and your business to survive.Have a great day

6 februari 2024
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Lilian, we’re very sorry we couldn’t help you this time. We hate to disappoint and inconvenience our loyal customers but we take our responsible lending obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a large number of factors, and if any one of them shows that an applicant would experience financial pressure as a result of our lending, we must decline. This remains true even if the applicant has successfully repaid loans in the past. You make a good point; our apologies for the inconvenience.

Beoordeeld met 4 van de 5 sterren

Sunshine help me.

Sunshine help me.. When other loans rejected me.. Thanks sunshine ☀️🌞

15 januari 2024
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Glad we could help, thanks for leaving a review!

Beoordeeld met 1 van de 5 sterren

Avoid at all costsA IMMORAL COMPANY

Avoid at all costs A IMMORAL COMPANY - Non stop approaches and promotional material sent to my email despite 5 requests to cease all contact.
A utterly rogue company with cowboy directors.

A complaint has now been lodged with AFCA and I encourage you to pursue any complaints against Sunshine loans with them too.

Enough is enough Sunshine Loans, stop contacting me to take out a loan means exactly that.

I am now seeking compensation for harrassment and I will let the matter rest here.

Alternatively, the issue will be passed on to the ACCC

7 december 2023
Review zonder uitnodiging
Beoordeeld met 2 van de 5 sterren

Taking money after loan closed

I paid out my loan and had receipts from them to say my account was finalised.
They then took another direct debit later that week for another $186. They owe me my money.

20 december 2023
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

This company is HORRIBLE!!

This company is HORRIBLE!!! SCAMMERS!! They absolutely can’t comprehend WHATSOEVER!!!! They keep scheduling payments to come out of my bank 2 days earlier than my pay date which is causing my bank to keep charging me $25 insufficient funds and they won’t even type a letter stating it was an error on their end! They don’t care at all and they keep acting as if there’s no manager or supervisor available every time I call about the issue! DO NOT USE COMPANY IM SO SORRY I DID!

29 november 2023
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Nee Nee. You have the wrong business. We are based in Australia, and only service Australian clients, and have no connection to the US based sunshineloans.com. Please remove your review.

Beoordeeld met 1 van de 5 sterren

Well sorry to say they have gone for…from good to bad

Well sorry to say they have gone for great to the worst I have been with them for years. They used to decline my husband all the time. Then they declined me and approved him. Now there declining us both very very bad not happy at all.

5 oktober 2023
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Hi Fabienne, we’re very sorry we couldn’t help you this time. We hate to disappoint our loyal customers but we take our responsible lending obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a number of factors, and if any show that an applicant would experience financial pressure as a result of our lending, we must decline. This remains true even if the applicant has successfully repaid loans in the past. That being said, we invite you to send us an email at sunshine@sunshineloans.com.au with your information as we are more than happy to review your application and see if we've missed something.

Beoordeeld met 5 van de 5 sterren

Sunshine came through for me in time of…

Sunshine came through for me in time of need,l always receive outstanding service from this company and their rates are so reasonable.

I love how fast they respond and their staff is so professional and friendly 👏

Thank you sunshine you are the best

3 oktober 2023
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Thanks for the great review, Dimpho!

Beoordeeld met 1 van de 5 sterren

Very very disappointed

Very very disappointed, not lending to people solely on centrelink I had two small loans both paid off and didn't default once! With an excellent history with sunshine, I'm so disappointed I'm no longer eligible!

28 september 2023
Review zonder uitnodiging
Logo Sunshine Loans Australia

Antwoord van Sunshine Loans Australia

Hi Alex, we’re very sorry we couldn’t help you this time. We hate to disappoint our customers but we take our responsible lending obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a number of factors, and if any show that an applicant would experience financial pressure as a result of our lending, we must decline. This remains true even if the applicant has successfully repaid loans in the past. That being said, we invite you to send us an email at sunshine@sunshineloans.com.au with your information as we are more than happy to review your application and see if we've missed something.

Beoordeeld met 1 van de 5 sterren

Money hungry pigs change a policy just…

Money hungry pigs change a policy just to gain more money a person on a pension is way way more stable then someone employed you can lose a job in a day not a pension lol talk about praying on the weak

22 september 2023
Review zonder uitnodiging
Logo Sunshine Loans Australia

Antwoord van Sunshine Loans Australia

Hi Kym, we’re very sorry we couldn’t help you this time. We hate to disappoint our customers but we take our responsible lending obligations very seriously and, as per the law, we must apply a rigorous assessment process to each and every application. We consider a number of factors, and if any show that an applicant would experience financial pressure as a result of our lending, we must decline. That being said, we invite you to send us an email at sunshine@sunshineloans.com.au with your information as we are more than happy to review your application and see if we've missed something.

Beoordeeld met 5 van de 5 sterren

Thank you so much for all your…

Thank you so much for all your understanding as we are all going though a hard time with the cost of living but you still make time to help me and other so thank you xx

21 juli 2023
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Glad we could help, Kym! And thank you for the great review too.

Beoordeeld met 5 van de 5 sterren

Sunshine has The BEST Customer Service!

I highly rate Sunshine Loans both for their willingness to help “those on Centrelink benefits” but MORESO their Customer Service Section is the best Bar None!!!
By the time I’ve signed in and requested a statement; balance or whatever my query could be…Sunshine has already confirmed my request by text and sent my statement by email! They also answer any personalised emails immediately! Their ‘Ticket System’ is excellent!
Thanks SUNSHINE ☀️

26 juni 2023
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

That's great to hear, thanks for the great review, Shayne!

Beoordeeld met 5 van de 5 sterren

So Simple

Very helpful, always get my loans through Sunshine Loans they are extremely easy to deal with and the process is so simple ✅

23 juni 2023
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Thanks for the great review, Donmeister!

Beoordeeld met 4 van de 5 sterren

Excellent service

They help me a lot! I been dealing with them one year now. They help me so much ...

13 juni 2023
Review zonder uitnodiging
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Antwoord van Sunshine Loans Australia

Glad we could help, Elireen, and thank you for taking the time to leave a review for us too!

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