Vault Credit Reviews 17

Vault Credit helped me out during a tight financial situatio. The approval process was quick and I appreciated how easy the online system was to use. Repayments were set up in a way that worked with my schedule, which made things much less stressful.

Really good experience overall. I applied online and had funds in my account within a short timeframe. Customer service was responsive when I had a couple of questions, and the process felt organized from start to finish.

I used Vault Credit when I needed a quick loan to cover some unexpected expenses. The application was simple, and I got a response much faster than expected. Details were explained me in a straightforward manner, and there were no hidden surprises. I would definitely use them again if needed.

Game-changing financial help for businesses - As a small business owner, working with Vault has been a game-changer. The loan application process is quick, funds get sent immediately, and the interest fees are low for re-payments. 10/10 highly recommend giving them a try.

Vault has been very good to deal with. Great customer service. Just finished paying my loan. Thanks for making it easier to deal with. Especially all the help from Gilbert.

Flexible payment terms, low interest fees, and excellent customer service. What more could one want from a business loan provider? Vault is the real deal.

Re-applying for a new loan with Vault is super easy. I've taken out at least four loans from them and it gets quicker every time. Very little paperwork involved.

Bank loans for businesses in Ontario have super long approval times and charge ridiculously high interest fees. Vault Credit does not. I became a customer five years ago and will never go elsewhere for a loan. They are simply the best.

My first time applying for a loan with Vault Credit I got approved in less than 48 hours. I applaud the service rep for helping me obtain quick funds when I needed them. The money will help cover overhead costs at my retail store.

Best place to get a business loan in Ontario

I have 2 loans with Vault. When I was getting the loans they, over course, were extremely helpful. Once the loans were in place however their customer service becomes abysmal. I have been waiting almost a month to resolve the issue of proof of insurance for my one loan. I sent all of it with the initial paperwork and assumed that when the loan was approved they did their job properly. I come to see that they are taking inflated payments out and their excuse is lack of a certificate of insurance. I sent proof that their original agent got all of that with the paperwork I sent in. Crickets…it takes days for a response and then they just give you the run around. Meanwhile they’re still taking inflated payments.

For my equipment loan I need the paperwork for my insurance to renew. Fast forward over a month now and they keep sending me another companies equipment loan. Their response when I said it’s the incorrect loan, “just have your insurance change the name to other companies”. Why would I get insurance on a business loan that isn’t mine?? I’m still waiting on the response to that one.

If you’re looking for a dishonest and corrupt company to do business with then you’ve found the right one. If you’re looking for a company that has integrity and is honest then stay far away from Vault.

Traditional banks turned me down, but Vault looked at my business as a whole. They saw the potential and gave me a chance. The funds helped me get the equipment I needed for my construction business.

I’ve worked with other lenders but Vault Credit was the most straightforward and efficient. They helped me secure funding to expand my coffee shop business. Super grateful for them.

My HVAC business needed a short-term cash boost during a slow season and Vault delivered. Quick, honest, and flexible. I’ll definitely be returning when we need financing again.

Straightforward application process, great customer service, and funds arrived right on time. Perfect for small businesses needing fast capital. I’m a happy customer.

Great for new businesses
I run a small construction company and most banks turned me down. Vault Credit looked at my business potential, not just my credit. I got approved fast and used the funds to buy new equipment.

I used to work for Vault a couple of years ago. Co-workers and management were genuine people who really cared about my success. I got to expand my skills in financial services. It was a fun work environment.