Wagetap Reviews 

46
•
TrustScore 3 uit 5

3,2

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Lees wat reviewers zeggen

Beoordeeld met 1 van de 5 sterren

What a load of crap offered me £100 paid it back then said can’t have another one when nothing has changed still working in fact making more money same problem as most people on here, why borrow if ca... Toon meer

Beoordeeld met 5 van de 5 sterren

absolutely brilliant company jad 1st advance payed back had 2nd advance now have 62 days to pay would definitely recommend thank you

Beoordeeld met 3 van de 5 sterren

Quick acceptance and advance paid out within minutes. I paid this on time as agreed, however, upon checking my eligibility this month I’m not eligible. Obviously they will hide behind their inter... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 4 van de 5 sterren

So on initial application I was declined as my credit history is very poor , few weeks have passed and they notified me I was eligible for 100£ advance which couldn’t have come at a better time, *very... Toon meer

Bedrijf heeft geantwoord


Contactgegevens

3,2

Gemiddeld

TrustScore 3 uit 5

46 reviews

5 sterren
4 sterren
3 sterren
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Heeft 46% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 1 maand

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3,2

Alle reviews

(46)

26 reviews in de afgelopen 12 maanden

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Beoordeeld met 4 van de 5 sterren

Good

I must admit, i did not believe this qas going to be any good but it is as true and as easy as advertised. Completley safe to use and would recommend anyone qho needs it to use this service.

21 december 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for your feedback and recommendation. Great to hear you found the app easy to user!

Beoordeeld met 1 van de 5 sterren

This is a Scam

Last month I received £100 loan and paid the £108 I was due back on time this month. Now it is saying I am ineligible. I can only assume this is some sort of data scam. They get your details then drop you. If you want a one time £100 loan in exchange for all your details then go for it if you don't mind. If you do mind then steer clear.

26 november 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for taking the time to share your feedback.

Your data is only ever used to assess your eligibility and provide access to our service, you can find more information about this in our Privacy Policy here: https://www.wagetap.co.uk/terms/privacy/.

To ensure that our service remains affordable and we lend responsibly, we regularly review eligibility for all customers. This means that even if you’ve had a loan with us before, it doesn’t always guarantee that another loan will be approved. We understand this may be disappointing, however we do regularly reassess eligibility, so you may become eligible in the future.

If you’d like more information about why your eligibility may have changed, please contact our team at support@wagetap.co.uk.

Beoordeeld met 1 van de 5 sterren

Don't bother

Don't bother, initially they wanted customer so would lend everywhere. Now 2 months on they just say ineligible, check again later, basic app, pointless customer service agents Raine & Fin just give you cut and paste answers. Pointless having them.

6 november 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for your feedback.

After each loan we review eligibility again for all customers. This means that even if you’ve repaid a loan, it doesn’t always guarantee that another loan will be approved. We understand this may be disappointing, however we do reassess eligibility frequently, so you may become eligible in the future.

If you’d like more information about why your eligibility may have changed, please contact our team at support@wagetap.co.uk.

Beoordeeld met 1 van de 5 sterren

Biggest con going get your 1st loan pay…

Biggest con going get your 1st loan pay it back ontime then your not eligable for a new loan avoid at all costs
You get the same crap responce when you message

24 september 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for taking the time to share your feedback.

To ensure that we lend responsibly, we regularly review eligibility for all customers. This means that even if you’ve had a loan with us before, it doesn’t always guarantee that another loan will be approved. We understand this may be disappointing, however we do reassess eligibility frequently, so you may become eligible in the future.

If you’d like more information about why your eligibility may have changed, please contact our team at support@wagetap.co.uk.

Beoordeeld met 1 van de 5 sterren

Said I was authorised but get as far as…

Said I was authorised but get as far as entering my card and failure email sent just say there having problems 3 weeks still problems yet they email say you can have an advance 😔

22 oktober 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for your feedback. I'm sorry you had a negative experience when attempting to take a loan. If you reach out to support@wagetap.co.uk we can look into this issue further and see if there is a solution for you.

Beoordeeld met 3 van de 5 sterren

Quick acceptance and advance paid out…

Quick acceptance and advance paid out within minutes. I paid this on time as agreed, however, upon checking my eligibility this month I’m not eligible.

Obviously they will hide behind their internal lending policies, which they are entitled to do but I don’t really understand how nothing has changed within my circumstances and my credit score has no changes.

It’s shame as this is very useful!

15 oktober 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for your feedback.

We do regularly reassess eligibility and update our criteria to make sure we’re providing responsible access, though we understand it can be disappointing when your eligibility changes.

If you’d like more information on what may have caused your eligibility to change, please reach out to our support team at support@wagetap.co.uk.

Thank again for your feedback - it helps us keep improving the app experience for everyone.

Beoordeeld met 1 van de 5 sterren

Useless!

Useless!! They give you one advance. Then ignore you and tell you you’re no longer eligible for no reason whatsoever. *avoid

30 september 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for taking the time to share your feedback.

We regularly review eligibility and we understand it can be frustrating when this changes.

If you’d like more information about why your eligibility may have changed, please contact our team at support@wagetap.co.uk.

Thank you again for your feedback, it helps us continue improving both our app experience and communication.

Beoordeeld met 5 van de 5 sterren

Quick and easy

Quick and easy process, within minutes I had set up my account, linked bank and processed an advance which was transferred to me instantly. Highly recommended

14 oktober 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for your feedback and recommendation. Great to hear you found it quick and easy.

Beoordeeld met 5 van de 5 sterren

Really couldn't be any easier

Really couldn't be any easier, and super fast. Connected my account and was able to advance £100 with the option to repay 62 days later if I wanted to. This has helped me crawl to through the final days of the month to payday. The interest was only £8.
Thank you for this service.

14 oktober 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for your feedback - we really appreciate it! Great to hear you found the app helpful.

Beoordeeld met 5 van de 5 sterren

I applied today and found it so easy

I applied today and found it so easy. Advance in my account within 20 minutes. Excellent rates too.

3 oktober 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thanks for your sharing your feedback! We're glad to hear you had a good experience.

Beoordeeld met 2 van de 5 sterren

Was good service but drop the amount…

Was good service but drop the amount you can use very easy. As in 1 week its 500$ the next it 200$ just annoying, you plan for the right help and its never consistent theres better providers out there!

26 september 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for your feedback. This review was left on our UK page, but it looks like your experience relates to Australia, where limits and policies can differ. We understand how frustrating inconsistent limits can be and will share your comments with the Australian team for them to review.

Beoordeeld met 5 van de 5 sterren

Quick service and easy!

24 september 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for your feedback! Its great to hear you found the app fast and easy to use!

Beoordeeld met 5 van de 5 sterren

Didn’t read any reviews first, but super fast.

Didn’t read any reviews first - oddly, as I usually do. If I had it would have put me off trying it. However - I’m glad I didn’t as it was effortless. Applied, linked my bank to check wages, verified myself, money in bank all in under 5/6 minutes start to finish. No issues whatsoever. Very handy indeed.

18 september 2025
Review zonder uitnodiging
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Antwoord van Wagetap

We really appreciate you giving us a try and sharing your experience! Great to hear the process was smooth and hassle-free.

Beoordeeld met 5 van de 5 sterren

Omg so easy to deal with downloaded the…

Omg so easy to deal with downloaded the app filled in the application cash was in account in 10 mins fantastic service

12 september 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thanks so much for your feedback! We’re thrilled to hear the process was quick and easy for you.

Beoordeeld met 5 van de 5 sterren

Very easy to use

Very easy to use, downloaded the app filled the relevant details and confirmed ID and had the funds within 25 mins. Very easy to use and so smooth! no waiting, no calls just a very easy process. Extremely happy 😃

9 september 2025
Review zonder uitnodiging
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Antwoord van Wagetap

We’re thrilled to hear you found the app so easy to use. It’s great to know the process was quick and hassle-free. Thank you for sharing your experience!

Beoordeeld met 1 van de 5 sterren

Waste of time

Waste of time! They just want your banking data. I signed up and submitted all banking info, I was then presented with a message stating my wages couldn’t be identified which is crazy. I emailed support asking why this was, I was asked to provide the name of my employer so they could check this. I got a lengthy email back which was confusing.

Thanks for getting back to us and letting us know. We’ve only just launched in the UK market and are currently taking a conservative approach to eligibility.

At the moment, the system is unable to identify consistent wages in your account. This may be due to several reasons, such as:
Your employer is not paying you at a consistent time
Insufficient past wage payments in your account
A variation in your payment date in the past
The system detects multiple sources of income
Your wages are coming through as bank transfers instead of through a payroll
That said, we’re actively updating our system and gradually expanding access — we’ll send you an email and let you know as soon as you become eligible.

We really appreciate your patience and interest in Wagetap. Thank you and have a good rest of your day!

You have my banking info and clearly see I get paid and I also receive other forms of income yet you’ve not declined me nor accepted me. I would avoid them at all costs. It’s not the first person I’ve come across to encounter such problem.

5 september 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for taking the time to share your feedback.

We use a secure open banking provider, and bank data is only ever used to assess eligibility for a wage advance.

We understand it can be frustrating when wages can’t be identified by the system, this can be for a number of reasons and we’re actively working on improving this to recognise more wage payment types.

Thank you again for your feedback, it helps us identify where we can improve our app experience and communication.

Beoordeeld met 2 van de 5 sterren

I was excepted for an advance of £100…

I was excepted for an advance of £100 which was great as I really needed it,,paid back early,,,now I'm ineligible??? VERY frustrating

3 september 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for your feedback! We understand it can be frustrating to find yourself ineligible after previously taking an advance. We regularly reassess eligibility and it can change if there are updates to your circumstances, or if criteria aren’t currently met. We recommend checking again after your next pay cycle or if you’re still running into issues please don’t hesitate to reach out to our support team at support@wagetap.co.uk so we can look into it further.

Beoordeeld met 5 van de 5 sterren

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Fantastic, straightforward easy to use service!! Definitely recommend

2 september 2025
Review zonder uitnodiging
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Antwoord van Wagetap

Thank you for sharing your experience! We’re so pleased you found the app straightforward and easy to use, and we really appreciate your recommendation.

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